Cost of Living Comparison Between Nairobi and Ubud, Bali Cost of Living Comparison Between Nairobi and Ubud, Bali

Monthly Cost of Living

A single person spends $763 per month in Nairobi vs $1,395 in Ubud, Bali, rent included.

A couple spends around $1,268 per month in Nairobi vs $2,559 in Ubud, Bali, rent included.

A family of three spends $1,772 per month in Nairobi vs $3,724 in Ubud, Bali, rent included.

Nairobi is about 45% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nairobi sits 43% below the global median, while Ubud, Bali is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.31 KES 685

$3.48 Rp 59.7K

52.59%

Three-Course Dinner for Two, Mid-Range

$37.93 KES 4,896

$32.88 Rp 564.0K

15.36%

Fast Food Meal (McDonalds, etc)

$6.65 KES 859

$5.09 Rp 87.3K

30.65%

Cappuccino

$2.44 KES 314

$2.75 Rp 47.1K

-11.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.70 KES 90.7

$1.38 Rp 23.7K

-49.28%

Water (0.33 liter bottle)

$0.55 KES 70.4

$0.71 Rp 12.2K

-22.54%

Local Beer (0.5 liter draught)

$2.31 KES 298

$2.88 Rp 49.4K

-19.79%

Imported Beer (0.33 liter bottle)

$2.95 KES 380

$3.87 Rp 66.4K

-23.77%

Milk (1 liter)

$0.88 KES 114

$1.79 Rp 30.7K

-50.84%

White Bread (500g)

$0.57 KES 73.4

$2.45 Rp 42.0K

-76.73%

Rice (white) (1kg)

$1.59 KES 205

$1.21 Rp 20.7K

31.40%

Eggs

$1.68 KES 217

$2.39 Rp 40.9K

-29.71%

Local Cheese (1kg)

$11.40 KES 1,471

$14.70 Rp 252.1K

-22.45%

Chicken Fillets (1kg)

$6.64 KES 857

$4.24 Rp 72.7K

56.60%

Beef Round Steak (1kg)

$5.57 KES 718

$12.08 Rp 207.1K

-53.89%

Apples (1kg)

$3.15 KES 407

$3.66 Rp 62.9K

-13.93%

Banana (1kg)

$1.04 KES 135

$1.61 Rp 27.6K

-35.40%

Oranges (1kg)

$2.17 KES 280

$2.72 Rp 46.6K

-20.22%

Tomato (1kg)

$1.02 KES 131

$2.27 Rp 39.0K

-55.07%

Potato (1kg)

$1.02 KES 132

$1.90 Rp 32.6K

-46.32%

Onion (1kg)

$1.13 KES 145

$2.30 Rp 39.4K

-50.87%

Lettuce (1 head)

$0.70 KES 90.5

$1.02 Rp 17.4K

-31.37%

Water (1.5 liter bottle)

$0.81 KES 104

$0.78 Rp 13.4K

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.14 KES 405

$3.24 Rp 55.7K

-3.09%

Wine (Bottle)

$11.65 KES 1,504

$24.06 Rp 412.7K

-51.58%

Local Beer (0.5 liter bottle)

$2.18 KES 281

$2.84 Rp 48.7K

-23.24%

Imported Beer (0.33 liter bottle)

$2.75 KES 355

$2.79 Rp 47.8K

-1.43%

One-way Ticket (Public Transport)

$0.76 KES 98.0

$0.27 Rp 4,610

181.48%

Public Transport Monthly Pass (Regular Price)

$31.27 KES 4,036

$8.24 Rp 141.4K

279.49%

Taxi Start (Normal Tariff)

$1.52 KES 196

$0.45 Rp 7,708

237.78%

Taxi (Normal Tariff) (1km)

$1.50 KES 194

$0.43 Rp 7,305

248.84%

Taxi 1hour Waiting (Normal Tariff)

$2.85 KES 367

$6.02 Rp 103.3K

-52.66%

Gasoline (1 liter)

$1.54 KES 199

$0.86 Rp 14.7K

79.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K KES 2.8M

$26.1K Rp 447.1M

-16.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K KES 2.6M

$31.7K Rp 543.7M

-35.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.60 KES 4,466

$78.3 Rp 1.3M

-55.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.64 KES 2,148

$4.00 Rp 68.5K

316.00%

Internet (50+ Mbps, Unlimited Data)

$39.82 KES 5,140

$24.35 Rp 417.7K

63.53%

Gym Membership (Monthly)

$42.27 KES 5,455

$95.8 Rp 1.6M

-55.86%

Tennis Court (1 Hour on Weekend)

$20.64 KES 2,664

$6.46 Rp 110.7K

219.50%

Cinema Ticket

$6.26 KES 807

$4.01 Rp 68.7K

56.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$204 KES 26.3K

$302 Rp 5.2M

-32.41%

International Primary School, 1 Child (Yearly)

$7,885 KES 1.0M

$6,545 Rp 112.3M

20.47%

Jeans (Levis 501 Or Similar)

$18.29 KES 2,361

$53.4 Rp 916.3K

-65.76%

Summer Dress (H&M, Zara, etc)

$23.62 KES 3,049

$38.55 Rp 661.2K

-38.73%

Sport Shoes (Adidas, Nike)

$66.2 KES 8,543

$89.1 Rp 1.5M

-25.70%

Men's Leather Business Shoes

$56.7 KES 7,312

$78.9 Rp 1.4M

-28.20%

1-bedroom Apartment, City Center (Monthly)

$449 KES 57.9K

$1,016 Rp 17.4M

-55.83%

1-bedroom Apartment, Outside City Center (Monthly)

$184 KES 23.7K

$672 Rp 11.5M

-72.70%

3-bedroom Apartment, City Center (Monthly)

$1,129 KES 145.7K

$3,368 Rp 57.8M

-66.49%

3-bedroom Apartment, Outside City Center (Monthly)

$433 KES 55.9K

$2,108 Rp 36.2M

-79.44%

Buy Apartment in City Center (m2)

$1,566 KES 202.1K

$3,001 Rp 51.5M

-47.84%

Buy Apartment Outside City Center (m2)

$903 KES 116.6K

$2,337 Rp 40.1M

-61.34%

Average Monthly Net Salary (After Tax)

$406 KES 52.4K

$178 Rp 3.0M

128.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nairobi: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A central one-bedroom costs $449 in Nairobi versus $1,016 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 129% higher in Nairobi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38 in Nairobi versus $33 in Ubud, Bali. Groceries tell a different story – $205 in Nairobi vs $300 in Ubud, Bali – so Nairobi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nairobi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 83% more than Nairobi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,144 per month in Nairobi and $2,092 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nairobi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 279% less in Nairobi. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $204 per month in Nairobi and $302 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nairobi, where all-in costs run around $763, than in Ubud, Bali at $1,395. In Nairobi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nairobi costs $763 versus $1,395 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nairobi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.