Cost of Living Comparison Between Nairobi and Ubud, Bali Cost of Living Comparison Between Nairobi and Ubud, Bali

Monthly Cost of Living

A single person spends $836 per month in Nairobi vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,368 per month in Nairobi vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,900 per month in Nairobi vs $3,275 in Ubud, Bali, rent included.

Nairobi is about 39% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nairobi sits 39% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.94 KES 509

$3.33 Rp 58.7K

18.32%

Three-Course Dinner for Two, Mid-Range

$34.11 KES 4,410

$35.82 Rp 630.7K

-4.77%

Fast Food Meal (McDonalds, etc)

$6.21 KES 803

$5.63 Rp 99.1K

10.30%

Cappuccino

$2.71 KES 351

$2.82 Rp 49.7K

-3.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 KES 78.2

$1.75 Rp 30.8K

-65.71%

Water (0.33 liter bottle)

$0.56 KES 73.0

$0.80 Rp 14.0K

-30.00%

Local Beer (0.5 liter draught)

$2.39 KES 309

$3.04 Rp 53.6K

-21.38%

Imported Beer (0.33 liter bottle)

$2.77 KES 358

$4.30 Rp 75.7K

-35.58%

Milk (1 liter)

$0.84 KES 109

$1.61 Rp 28.3K

-47.83%

White Bread (500g)

$0.52 KES 67.8

$2.27 Rp 39.9K

-77.09%

Rice (white) (1kg)

$1.88 KES 243

$1.17 Rp 20.6K

60.68%

Eggs

$1.63 KES 211

$2.17 Rp 38.2K

-24.88%

Local Cheese (1kg)

$10.57 KES 1,366

$17.63 Rp 310.5K

-40.05%

Chicken Fillets (1kg)

$6.27 KES 810

$4.05 Rp 71.4K

54.81%

Beef Round Steak (1kg)

$6.13 KES 792

$12.18 Rp 214.5K

-49.67%

Apples (1kg)

$3.31 KES 428

$3.62 Rp 63.7K

-8.56%

Banana (1kg)

$1.04 KES 135

$1.64 Rp 28.8K

-36.59%

Oranges (1kg)

$2.06 KES 266

$2.31 Rp 40.6K

-10.82%

Tomato (1kg)

$1.07 KES 139

$1.96 Rp 34.5K

-45.41%

Potato (1kg)

$1.11 KES 143

$1.84 Rp 32.5K

-39.67%

Onion (1kg)

$1.07 KES 139

$2.37 Rp 41.7K

-54.85%

Lettuce (1 head)

$0.72 KES 93.6

$1.05 Rp 18.5K

-31.43%

Water (1.5 liter bottle)

$0.73 KES 94.3

$0.54 Rp 9,560

35.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.49 KES 452

$2.30 Rp 40.6K

51.74%

Wine (Bottle)

$11.54 KES 1,492

$23.08 Rp 406.4K

-50.00%

Local Beer (0.5 liter bottle)

$2.23 KES 288

$2.34 Rp 41.2K

-4.70%

Imported Beer (0.33 liter bottle)

$2.87 KES 371

$3.07 Rp 54.0K

-6.51%

One-way Ticket (Public Transport)

$0.79 KES 102

$0.25 Rp 4,365

216.00%

Public Transport Monthly Pass (Regular Price)

$45.54 KES 5,889

$9.42 Rp 165.9K

383.44%

Taxi Start (Normal Tariff)

$1.59 KES 206

$0.49 Rp 8,631

224.49%

Taxi (Normal Tariff) (1km)

$1.51 KES 195

$0.47 Rp 8,349

221.28%

Taxi 1hour Waiting (Normal Tariff)

$2.94 KES 380

$5.60 Rp 98.6K

-47.50%

Gasoline (1 liter)

$1.52 KES 197

$0.81 Rp 14.2K

87.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K KES 2.6M

$25.0K Rp 440.3M

-19.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K KES 2.5M

$31.1K Rp 547.0M

-37.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.5 KES 7,816

$82.7 Rp 1.5M

-26.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.08 KES 1,950

$6.49 Rp 114.2K

132.36%

Internet (50+ Mbps, Unlimited Data)

$35.24 KES 4,557

$18.79 Rp 330.8K

87.55%

Gym Membership (Monthly)

$51.0 KES 6,598

$55.2 Rp 972.6K

-7.62%

Tennis Court (1 Hour on Weekend)

$14.83 KES 1,918

$18.21 Rp 320.6K

-18.56%

Cinema Ticket

$7.66 KES 990

$4.30 Rp 75.7K

78.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 KES 31.3K

$494 Rp 8.7M

-50.96%

International Primary School, 1 Child (Yearly)

$11.7K KES 1.5M

$5,917 Rp 104.2M

97.30%

Jeans (Levis 501 Or Similar)

$26.74 KES 3,458

$46.28 Rp 814.8K

-42.22%

Summer Dress (H&M, Zara, etc)

$25.62 KES 3,313

$36.44 Rp 641.6K

-29.69%

Sport Shoes (Adidas, Nike)

$62.3 KES 8,051

$80.7 Rp 1.4M

-22.84%

Men's Leather Business Shoes

$61.1 KES 7,905

$78.8 Rp 1.4M

-22.42%

1-bedroom Apartment, City Center (Monthly)

$452 KES 58.5K

$1,114 Rp 19.6M

-59.39%

1-bedroom Apartment, Outside City Center (Monthly)

$215 KES 27.8K

$693 Rp 12.2M

-69.00%

3-bedroom Apartment, City Center (Monthly)

$1,135 KES 146.8K

$3,639 Rp 64.1M

-68.81%

3-bedroom Apartment, Outside City Center (Monthly)

$508 KES 65.7K

$1,712 Rp 30.1M

-70.33%

Buy Apartment in City Center (m2)

$1,302 KES 168.4K

$2,761 Rp 48.6M

-52.83%

Buy Apartment Outside City Center (m2)

$917 KES 118.5K

$2,293 Rp 40.4M

-60.02%

Average Monthly Net Salary (After Tax)

$484 KES 62.6K

$167 Rp 2.9M

189.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nairobi: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $452 in Nairobi versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 190% higher in Nairobi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Nairobi versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $203 vs $294 – making Nairobi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nairobi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 65% more than Nairobi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,253 per month in Nairobi and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nairobi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 383% less in Nairobi. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $242 per month in Nairobi and $494 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nairobi, where all-in costs run around $836, than in Ubud, Bali at $1,378. In Nairobi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nairobi costs $836 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nairobi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.