Cost of Living Comparison Between Nairobi and Ubud, Bali Cost of Living Comparison Between Nairobi and Ubud, Bali

Monthly Cost of Living

A single person spends $782 per month in Nairobi vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,305 per month in Nairobi vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,828 per month in Nairobi vs $3,660 in Ubud, Bali, rent included.

Nairobi is about 45% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Nairobi sits 42% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$5.35 KES 692

$3.56 Rp 64.3K

50.28%

Three-Course Dinner for Two, Mid-Range

$38.02 KES 4,917

$32.73 Rp 590.3K

16.16%

Fast Food Meal (McDonalds, etc)

$6.91 KES 894

$4.95 Rp 89.3K

39.60%

Cappuccino

$2.39 KES 309

$2.71 Rp 48.9K

-11.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 KES 91.8

$1.34 Rp 24.2K

-47.01%

Water (0.33 liter bottle)

$0.51 KES 65.5

$0.70 Rp 12.6K

-27.14%

Local Beer (0.5 liter draught)

$2.31 KES 298

$2.92 Rp 52.7K

-20.89%

Imported Beer (0.33 liter bottle)

$2.97 KES 385

$3.96 Rp 71.4K

-25.00%

Milk (1 liter)

$0.94 KES 121

$1.81 Rp 32.6K

-48.07%

White Bread (500g)

$0.53 KES 68.1

$2.52 Rp 45.4K

-78.97%

Rice (white) (1kg)

$1.64 KES 212

$1.16 Rp 20.9K

41.38%

Eggs

$1.69 KES 218

$2.46 Rp 44.4K

-31.30%

Local Cheese (1kg)

$11.74 KES 1,518

$14.71 Rp 265.3K

-20.19%

Chicken Fillets (1kg)

$6.84 KES 884

$4.32 Rp 77.9K

58.33%

Beef Round Steak (1kg)

$5.44 KES 704

$12.14 Rp 218.9K

-55.19%

Apples (1kg)

$3.03 KES 392

$3.84 Rp 69.3K

-21.09%

Banana (1kg)

$1.08 KES 140

$1.56 Rp 28.1K

-30.77%

Oranges (1kg)

$2.08 KES 269

$2.83 Rp 51.1K

-26.50%

Tomato (1kg)

$1.04 KES 135

$2.33 Rp 41.9K

-55.36%

Potato (1kg)

$1.06 KES 138

$1.91 Rp 34.5K

-44.50%

Onion (1kg)

$1.15 KES 149

$2.20 Rp 39.7K

-47.73%

Lettuce (1 head)

$0.70 KES 90.8

$1.01 Rp 18.3K

-30.69%

Water (1.5 liter bottle)

$0.79 KES 102

$0.78 Rp 14.0K

1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.04 KES 393

$3.32 Rp 59.8K

-8.43%

Wine (Bottle)

$11.67 KES 1,509

$23.74 Rp 428.1K

-50.84%

Local Beer (0.5 liter bottle)

$2.22 KES 287

$2.79 Rp 50.3K

-20.43%

Imported Beer (0.33 liter bottle)

$2.82 KES 364

$2.86 Rp 51.6K

-1.40%

One-way Ticket (Public Transport)

$0.75 KES 96.6

$0.27 Rp 4,848

177.78%

Public Transport Monthly Pass (Regular Price)

$30.59 KES 3,956

$8.03 Rp 144.8K

280.95%

Taxi Start (Normal Tariff)

$1.59 KES 205

$0.46 Rp 8,231

245.65%

Taxi (Normal Tariff) (1km)

$1.50 KES 194

$0.45 Rp 8,117

233.33%

Taxi 1hour Waiting (Normal Tariff)

$2.88 KES 372

$6.10 Rp 109.9K

-52.79%

Gasoline (1 liter)

$1.56 KES 202

$0.79 Rp 14.3K

97.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K KES 2.8M

$26.1K Rp 471.6M

-15.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K KES 2.6M

$32.1K Rp 579.3M

-36.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.70 KES 4,487

$79.9 Rp 1.4M

-56.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.60 KES 2,147

$4.06 Rp 73.3K

308.87%

Internet (50+ Mbps, Unlimited Data)

$39.54 KES 5,113

$23.52 Rp 424.2K

68.11%

Gym Membership (Monthly)

$43.29 KES 5,598

$98.7 Rp 1.8M

-56.14%

Tennis Court (1 Hour on Weekend)

$20.63 KES 2,667

$6.63 Rp 119.6K

211.16%

Cinema Ticket

$6.07 KES 785

$4.15 Rp 74.8K

46.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$202 KES 26.1K

$304 Rp 5.5M

-33.67%

International Primary School, 1 Child (Yearly)

$8,140 KES 1.1M

$6,613 Rp 119.3M

23.08%

Jeans (Levis 501 Or Similar)

$18.28 KES 2,364

$55.5 Rp 1.0M

-67.09%

Summer Dress (H&M, Zara, etc)

$23.56 KES 3,047

$38.31 Rp 690.9K

-38.50%

Sport Shoes (Adidas, Nike)

$66.4 KES 8,590

$88.6 Rp 1.6M

-25.02%

Men's Leather Business Shoes

$56.7 KES 7,326

$77.9 Rp 1.4M

-27.25%

1-bedroom Apartment, City Center (Monthly)

$450 KES 58.2K

$1,006 Rp 18.2M

-55.25%

1-bedroom Apartment, Outside City Center (Monthly)

$185 KES 23.9K

$675 Rp 12.2M

-72.63%

3-bedroom Apartment, City Center (Monthly)

$1,134 KES 146.6K

$3,442 Rp 62.1M

-67.06%

3-bedroom Apartment, Outside City Center (Monthly)

$417 KES 54.0K

$2,039 Rp 36.8M

-79.53%

Buy Apartment in City Center (m2)

$1,558 KES 201.5K

$2,841 Rp 51.2M

-45.15%

Buy Apartment Outside City Center (m2)

$886 KES 114.5K

$2,264 Rp 40.8M

-60.89%

Average Monthly Net Salary (After Tax)

$416 KES 53.9K

$165 Rp 3.0M

152.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.84

13.28

11.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nairobi: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $450 in Nairobi versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Nairobi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $38.00 in Nairobi versus $33.00 in Ubud, Bali. Groceries tell a different story – $207 in Nairobi vs $302 in Ubud, Bali – so Nairobi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nairobi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 81% more than Nairobi, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,174 per month in Nairobi and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nairobi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 281% less in Nairobi. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $202 per month in Nairobi and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Nairobi, where all-in costs run around $782, than in Ubud, Bali at $1,419. In Nairobi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Nairobi costs $782 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nairobi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.