😐A single person spends $844 per month in Nairobi vs $497 in Malindi, rent included.
😐A couple spends around $1,376 per month in Nairobi vs $779 in Malindi, rent included.
😐A family of three spends $1,908 per month in Nairobi vs $1,060 in Malindi, rent included.
😐Nairobi costs about 70% more than Malindi, driven mainly by Getting Around.
📊Both Nairobi and Malindi are more affordable than the global median – Nairobi39% lower, Malindi64% lower.
Currency
🍽 Eating Out
Nairobi
Malindi
Difference
Meal at Budget Restaurant
$3.75KES 485
$2.09KES 270
79.43%
Three-Course Dinner for Two, Mid-Range
$35.04KES 4,533
$23.43KES 3,032
49.55%
Fast Food Meal(McDonalds, etc)
$6.31KES 816
$10.38KES 1,343
-39.21%
Cappuccino
$2.70KES 350
$3.56KES 460
-24.16%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.60KES 77.5
$0.96KES 124
-37.50%
Water(0.33 liter bottle)
$0.52KES 67.2
$0.40KES 51.7
30.00%
Local Beer(0.5 liter draught)
$2.34KES 302
$2.36KES 305
-0.85%
Imported Beer(0.33 liter bottle)
$2.75KES 356
$3.23KES 418
-14.86%
🛒 Groceries & Markets
Nairobi
Malindi
Difference
Milk(1 liter)
$0.89KES 116
$0.89KES 115
-
White Bread(500g)
$0.57KES 73.3
$0.52KES 67.7
9.62%
Rice(white)(1kg)
$1.85KES 240
$1.21KES 156
52.89%
Eggs
$1.70KES 220
$1.81KES 235
-6.08%
Local Cheese(1kg)
$10.55KES 1,365
$11.24KES 1,454
-6.14%
Chicken Fillets(1kg)
$6.30KES 815
$5.54KES 717
13.72%
Beef Round Steak(1kg)
$6.09KES 788
$5.06KES 655
20.36%
Apples(1kg)
$3.38KES 438
$2.10KES 271
60.95%
Banana(1kg)
$1.00KES 130
$0.74KES 96.3
35.14%
Oranges(1kg)
$1.95KES 253
$1.83KES 236
6.56%
Tomato(1kg)
$1.06KES 138
$0.64KES 82.8
65.63%
Potato(1kg)
$1.06KES 137
$0.72KES 93.4
47.22%
Onion(1kg)
$1.04KES 135
$0.71KES 91.8
46.48%
Lettuce(1 head)
$0.69KES 89.1
$0.56KES 73.0
23.21%
Water(1.5 liter bottle)
$0.73KES 94.3
$0.46KES 59.4
58.70%
Cigarettes 20 Pack(Marlboro, Camel)
$3.39KES 439
$4.75KES 615
-28.63%
Wine(Bottle)
$11.53KES 1,492
$7.82KES 1,011
47.44%
Local Beer(0.5 liter bottle)
$2.22KES 287
$1.94KES 251
14.43%
Imported Beer(0.33 liter bottle)
$2.72KES 352
$2.84KES 368
-4.23%
🚌 Getting Around
Nairobi
Malindi
Difference
One-way Ticket(Public Transport)
$0.74KES 96.2
-
-
Public Transport Monthly Pass(Regular Price)
$46.72KES 6,045
-
-
Taxi Start(Normal Tariff)
$1.50KES 194
$3.03KES 392
-50.50%
Taxi(Normal Tariff)(1km)
$1.58KES 204
$1.76KES 228
-10.23%
Taxi 1hour Waiting(Normal Tariff)
$2.95KES 381
$4.59KES 594
-35.73%
Gasoline(1 liter)
$1.52KES 196
$1.42KES 184
7.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1KKES 2.6M
$12.2KKES 1.6M
65.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6KKES 2.5M
$12.0KKES 1.6M
62.89%
🧾 Monthly Utilities & Internet
Nairobi
Malindi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.0KES 8,021
$54.7KES 7,079
13.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$15.43KES 1,996
$13.00KES 1,682
18.69%
Internet(50+ Mbps, Unlimited Data)
$34.66KES 4,484
$31.03KES 4,015
11.70%
🎉 Sport & Entertainment
Nairobi
Malindi
Difference
Gym Membership(Monthly)
$51.0KES 6,593
$39.19KES 5,070
30.03%
Tennis Court(1 Hour on Weekend)
$14.56KES 1,884
-
-
Cinema Ticket
$7.92KES 1,025
$10.91KES 1,412
-27.41%
🧸 Childcare & Education
Nairobi
Malindi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$234KES 30.3K
$86.9KES 11.2K
169.62%
International Primary School, 1 Child(Yearly)
$11.5KKES 1.5M
$5,368KES 694.5K
115.13%
👕👟 Clothing & Footwear
Nairobi
Malindi
Difference
Jeans(Levis 501 Or Similar)
$26.93KES 3,485
$13.38KES 1,731
101.27%
Summer Dress(H&M, Zara, etc)
$25.62KES 3,315
$13.60KES 1,759
88.38%
Sport Shoes(Adidas, Nike)
$64.2KES 8,306
$22.92KES 2,965
180.10%
Men's Leather Business Shoes
$59.8KES 7,731
$45.93KES 5,943
30.09%
🏠 Accommodation & Living
Nairobi
Malindi
Difference
1-bedroom Apartment, City Center(Monthly)
$458KES 59.3K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$210KES 27.2K
-
-
3-bedroom Apartment, City Center(Monthly)
$1,152KES 149.0K
$387KES 50.1K
197.34%
3-bedroom Apartment, Outside City Center(Monthly)
$505KES 65.4K
-
-
Buy Apartment in City Center(m2)
$1,344KES 173.8K
-
-
Buy Apartment Outside City Center(m2)
$912KES 118.0K
-
-
💵 Salaries & Financials
Nairobi
Malindi
Difference
Average Monthly Net Salary(After Tax)
$473KES 61.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
14.71
13
13.15%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nairobi: August 29, 2026
Last update for Malindi: August 30, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $35.00 in Nairobi versus $23.00 in Malindi. Monthly groceries follow the same trend: $203 vs $171 – making Malindi the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nairobi vs Malindi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nairobi or Malindi?
Nairobi costs about 70% more than Malindi, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nairobi and in Malindi?
For a comfortable life, plan on about $1,266 per month in Nairobi and $746 in Malindi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Nairobi and in Malindi?
A mid-range dinner for two costs $35.00 in Nairobi and $23.00 in Malindi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Nairobi or in Malindi?
Groceries cost about 19% more in Nairobi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Nairobi or in Malindi?
A $1,000 monthly budget goes further in Malindi, where all-in costs run around $497, than in Nairobi at $844. In Malindi it covers expenses comfortably, while in Nairobi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nairobi or Malindi?
For digital nomads, it depends on budget. Malindi costs $497 versus $844 in Nairobi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Nairobi or to Malindi?
If budget matters most, go with Malindi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nairobi makes more sense. Both are solid long-term options with distinct trade-offs.