Last update: Oct 2026

Cost of Living Comparison Between Nairobi and Malindi

For one person, living is cheaper in Malindi: $520 a month against $858 in Nairobi, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

Nairobi
🇰🇪 Kenya
$858
/mo nomad
Malindi
🇰🇪 Kenya
$520
/mo nomad
Monthly Cost of Living

How much you'll spend in Nairobi and in Malindi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nairobi and in Malindi actually costs, broken down by who's living it.

A single person spends $858 per month in Nairobi vs $520 in Malindi, rent included.

  • Nairobi $858
  • Malindi $520

A couple spends around $1,405 per month in Nairobi vs $806 in Malindi, rent included.

  • Nairobi $1,405
  • Malindi $806

A family of three spends $1,952 per month in Nairobi vs $1,092 in Malindi, rent included.

  • Nairobi $1,952
  • Malindi $1,092

Nairobi costs about 65% more than Malindi, and outside of rent the biggest gap is in transport.

Both Nairobi and Malindi are more affordable than the global median – Nairobi 36% lower, Malindi 61% lower.

Currency
🍽 Eating Out
Nairobi
Malindi
Difference
Meal at Budget Restaurant
$6.34 KES 822
$2.06 KES 267
207.77%
Three-Course Dinner for Two, Mid-Range
$34.07 KES 4,417
$24.99 KES 3,241
36.33%
Fast Food Meal (McDonalds, etc)
$6.41 KES 831
$10.58 KES 1,372
-39.41%
Cappuccino
$2.65 KES 344
$2.76 KES 358
-3.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.63 KES 81.3
$0.68 KES 88.8
-7.35%
Water (0.33 liter bottle)
$0.60 KES 78.3
$0.52 KES 67.2
15.38%
Local Beer (0.5 liter draught)
$2.27 KES 295
$2.35 KES 304
-3.40%
Imported Beer (0.33 liter bottle)
$2.78 KES 361
$3.31 KES 429
-16.01%
🛒 Groceries & Markets
Nairobi
Malindi
Difference
Milk (1 liter)
$0.89 KES 116
$0.90 KES 116
-1.11%
White Bread (500g)
$0.56 KES 73.0
$0.54 KES 69.8
3.70%
Rice (white) (1kg)
$1.90 KES 247
$1.27 KES 164
49.61%
Eggs
$1.72 KES 223
$1.79 KES 232
-3.91%
Local Cheese (1kg)
$10.83 KES 1,404
$11.74 KES 1,522
-7.75%
Chicken Fillets (1kg)
$6.52 KES 846
$4.81 KES 624
35.55%
Beef Round Steak (1kg)
$6.38 KES 827
$4.99 KES 647
27.86%
Apples (1kg)
$3.32 KES 431
$2.08 KES 269
59.62%
Banana (1kg)
$1.10 KES 143
$0.73 KES 94.7
50.68%
Oranges (1kg)
$2.04 KES 265
$1.82 KES 236
12.09%
Tomato (1kg)
$1.10 KES 142
$0.67 KES 87.2
64.18%
Potato (1kg)
$1.06 KES 137
$0.68 KES 87.6
55.88%
Onion (1kg)
$1.05 KES 136
$0.67 KES 87.5
56.72%
Lettuce (1 head)
$0.74 KES 95.8
$0.59 KES 76.6
25.42%
Water (1.5 liter bottle)
$0.79 KES 102
$0.43 KES 55.3
83.72%
Cigarettes 20 Pack (Marlboro, Camel)
$3.48 KES 451
$4.06 KES 526
-14.29%
Wine (Bottle)
$11.64 KES 1,510
$9.88 KES 1,281
17.81%
Local Beer (0.5 liter bottle)
$2.21 KES 286
$1.95 KES 253
13.33%
Imported Beer (0.33 liter bottle)
$2.84 KES 368
$2.91 KES 377
-2.41%
🚌 Getting Around
Nairobi
Malindi
Difference
One-way Ticket (Public Transport)
$0.77 KES 100
-
-
Public Transport Monthly Pass (Regular Price)
$46.01 KES 5,965
-
-
Taxi Start (Normal Tariff)
$1.56 KES 202
$3.03 KES 393
-48.51%
Taxi (Normal Tariff) (1km)
$1.52 KES 198
$1.70 KES 221
-10.59%
Taxi 1hour Waiting (Normal Tariff)
$2.96 KES 383
$4.66 KES 604
-36.48%
Gasoline (1 liter)
$1.55 KES 201
$1.43 KES 186
8.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.9K KES 2.8M
$12.3K KES 1.6M
78.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K KES 2.6M
$11.8K KES 1.5M
71.69%
🧾 Monthly Utilities & Internet
Nairobi
Malindi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$55.1 KES 7,145
$77.9 KES 10.1K
-29.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.13 KES 1,962
$9.43 KES 1,223
60.45%
Internet (50+ Mbps, Unlimited Data)
$34.54 KES 4,478
$31.35 KES 4,065
10.18%
🎉 Sport & Entertainment
Nairobi
Malindi
Difference
Gym Membership (Monthly)
$50.1 KES 6,500
$39.09 KES 5,069
28.24%
Tennis Court (1 Hour on Weekend)
$15.50 KES 2,010
-
-
Cinema Ticket
$7.57 KES 982
$15.22 KES 1,974
-50.26%
🧸 Childcare & Education
Nairobi
Malindi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$251 KES 32.5K
$87.5 KES 11.3K
186.65%
International Primary School, 1 Child (Yearly)
$12.4K KES 1.6M
$5,349 KES 693.5K
131.38%
👕👟 Clothing & Footwear
Nairobi
Malindi
Difference
Jeans (Levis 501 Or Similar)
$27.61 KES 3,580
$13.08 KES 1,696
111.09%
Summer Dress (H&M, Zara, etc)
$29.05 KES 3,766
$13.47 KES 1,746
115.66%
Sport Shoes (Adidas, Nike)
$71.0 KES 9,205
$23.22 KES 3,010
205.77%
Men's Leather Business Shoes
$59.2 KES 7,679
$46.29 KES 6,002
27.95%
🏠 Accommodation & Living
Nairobi
Malindi
Difference
1-bedroom Apartment, City Center (Monthly)
$440 KES 57.0K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$214 KES 27.8K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,111 KES 144.1K
$378 KES 49.0K
194.02%
3-bedroom Apartment, Outside City Center (Monthly)
$499 KES 64.7K
-
-
Buy Apartment in City Center (m2)
$1,324 KES 171.7K
-
-
Buy Apartment Outside City Center (m2)
$912 KES 118.3K
-
-
💵 Salaries & Financials
Nairobi
Malindi
Difference
Average Monthly Net Salary (After Tax)
$480 KES 62.2K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
14.71
13
13.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nairobi: October 12, 2026

Last update for Malindi: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nairobi
$214
Malindi
- * 100%
Groceries & Markets
Nairobi
$208
Malindi
$172 17% $35
Eating Out
Nairobi
$124
Malindi
$105 15.5% $19
Monthly Utilities & Internet
Nairobi
$105
Malindi
$119 13.2% $14
Clothing & Footwear
Nairobi
$84
Malindi
$43 48.6% $41
Sport & Entertainment
Nairobi
$65
Malindi
$70 6.5% $4.3
Getting Around
Nairobi
$58
Malindi
$12 * 80.2% $47

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $34.00 in Nairobi versus $25.00 in Malindi. Monthly groceries follow the same trend: $208 vs $172 – making Malindi the more affordable choice for daily food spending.

Good to know
🇰🇪 Nairobi
🇰🇪 Malindi
🕒 Local time
22:00 10:00 PM
22:00 10:00 PM
Same time as Nairobi
🌤 Weather
👥 Population
3,138,295 Capital
117,735
💱 Currency
Exchange rates and currency converter

USD, EUR to KES – Kenyan Shilling Converter

Kenyan Shilling exchange rates as of October 19, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

On the map
Between locations
  • Nairobi Malindi 420 km
From you
  • Nairobi
  • Malindi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nairobi vs Malindi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nairobi or Malindi?
Nairobi costs about 65% more than Malindi, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nairobi and in Malindi?
For a comfortable life, plan on about $1,287 per month in Nairobi and $780 in Malindi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Nairobi and in Malindi?
A mid-range dinner for two costs $34.00 in Nairobi and $25.00 in Malindi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Nairobi or in Malindi?
Groceries cost about 21% more in Nairobi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Nairobi or in Malindi?
A $1,000 monthly budget goes further in Malindi, where all-in costs run around $520, than in Nairobi at $858. In Malindi it covers expenses comfortably, while in Nairobi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nairobi or Malindi?
For digital nomads, it depends on budget. Malindi costs $520 versus $858 in Nairobi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Nairobi or to Malindi?
If budget matters most, go with Malindi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nairobi makes more sense. Both are solid long-term options with distinct trade-offs.

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