Cost of Living Comparison Between Nairobi and Malindi Cost of Living Comparison Between Nairobi and Malindi

Monthly Cost of Living

A single person spends $844 per month in Nairobi vs $497 in Malindi, rent included.

A couple spends around $1,376 per month in Nairobi vs $779 in Malindi, rent included.

A family of three spends $1,908 per month in Nairobi vs $1,060 in Malindi, rent included.

Nairobi costs about 70% more than Malindi, driven mainly by Getting Around.

Both Nairobi and Malindi are more affordable than the global median – Nairobi 39% lower, Malindi 64% lower.

Currency
🍽 Eating Out
Nairobi
Malindi
Difference
Meal at Budget Restaurant
$3.75 KES 485
$2.09 KES 270
79.43%
Three-Course Dinner for Two, Mid-Range
$35.04 KES 4,533
$23.43 KES 3,032
49.55%
Fast Food Meal (McDonalds, etc)
$6.31 KES 816
$10.38 KES 1,343
-39.21%
Cappuccino
$2.70 KES 350
$3.56 KES 460
-24.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.60 KES 77.5
$0.96 KES 124
-37.50%
Water (0.33 liter bottle)
$0.52 KES 67.2
$0.40 KES 51.7
30.00%
Local Beer (0.5 liter draught)
$2.34 KES 302
$2.36 KES 305
-0.85%
Imported Beer (0.33 liter bottle)
$2.75 KES 356
$3.23 KES 418
-14.86%
🛒 Groceries & Markets
Nairobi
Malindi
Difference
Milk (1 liter)
$0.89 KES 116
$0.89 KES 115
-
White Bread (500g)
$0.57 KES 73.3
$0.52 KES 67.7
9.62%
Rice (white) (1kg)
$1.85 KES 240
$1.21 KES 156
52.89%
Eggs
$1.70 KES 220
$1.81 KES 235
-6.08%
Local Cheese (1kg)
$10.55 KES 1,365
$11.24 KES 1,454
-6.14%
Chicken Fillets (1kg)
$6.30 KES 815
$5.54 KES 717
13.72%
Beef Round Steak (1kg)
$6.09 KES 788
$5.06 KES 655
20.36%
Apples (1kg)
$3.38 KES 438
$2.10 KES 271
60.95%
Banana (1kg)
$1.00 KES 130
$0.74 KES 96.3
35.14%
Oranges (1kg)
$1.95 KES 253
$1.83 KES 236
6.56%
Tomato (1kg)
$1.06 KES 138
$0.64 KES 82.8
65.63%
Potato (1kg)
$1.06 KES 137
$0.72 KES 93.4
47.22%
Onion (1kg)
$1.04 KES 135
$0.71 KES 91.8
46.48%
Lettuce (1 head)
$0.69 KES 89.1
$0.56 KES 73.0
23.21%
Water (1.5 liter bottle)
$0.73 KES 94.3
$0.46 KES 59.4
58.70%
Cigarettes 20 Pack (Marlboro, Camel)
$3.39 KES 439
$4.75 KES 615
-28.63%
Wine (Bottle)
$11.53 KES 1,492
$7.82 KES 1,011
47.44%
Local Beer (0.5 liter bottle)
$2.22 KES 287
$1.94 KES 251
14.43%
Imported Beer (0.33 liter bottle)
$2.72 KES 352
$2.84 KES 368
-4.23%
🚌 Getting Around
Nairobi
Malindi
Difference
One-way Ticket (Public Transport)
$0.74 KES 96.2
-
-
Public Transport Monthly Pass (Regular Price)
$46.72 KES 6,045
-
-
Taxi Start (Normal Tariff)
$1.50 KES 194
$3.03 KES 392
-50.50%
Taxi (Normal Tariff) (1km)
$1.58 KES 204
$1.76 KES 228
-10.23%
Taxi 1hour Waiting (Normal Tariff)
$2.95 KES 381
$4.59 KES 594
-35.73%
Gasoline (1 liter)
$1.52 KES 196
$1.42 KES 184
7.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.1K KES 2.6M
$12.2K KES 1.6M
65.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K KES 2.5M
$12.0K KES 1.6M
62.89%
🧾 Monthly Utilities & Internet
Nairobi
Malindi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.0 KES 8,021
$54.7 KES 7,079
13.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.43 KES 1,996
$13.00 KES 1,682
18.69%
Internet (50+ Mbps, Unlimited Data)
$34.66 KES 4,484
$31.03 KES 4,015
11.70%
🎉 Sport & Entertainment
Nairobi
Malindi
Difference
Gym Membership (Monthly)
$51.0 KES 6,593
$39.19 KES 5,070
30.03%
Tennis Court (1 Hour on Weekend)
$14.56 KES 1,884
-
-
Cinema Ticket
$7.92 KES 1,025
$10.91 KES 1,412
-27.41%
🧸 Childcare & Education
Nairobi
Malindi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$234 KES 30.3K
$86.9 KES 11.2K
169.62%
International Primary School, 1 Child (Yearly)
$11.5K KES 1.5M
$5,368 KES 694.5K
115.13%
👕👟 Clothing & Footwear
Nairobi
Malindi
Difference
Jeans (Levis 501 Or Similar)
$26.93 KES 3,485
$13.38 KES 1,731
101.27%
Summer Dress (H&M, Zara, etc)
$25.62 KES 3,315
$13.60 KES 1,759
88.38%
Sport Shoes (Adidas, Nike)
$64.2 KES 8,306
$22.92 KES 2,965
180.10%
Men's Leather Business Shoes
$59.8 KES 7,731
$45.93 KES 5,943
30.09%
🏠 Accommodation & Living
Nairobi
Malindi
Difference
1-bedroom Apartment, City Center (Monthly)
$458 KES 59.3K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$210 KES 27.2K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,152 KES 149.0K
$387 KES 50.1K
197.34%
3-bedroom Apartment, Outside City Center (Monthly)
$505 KES 65.4K
-
-
Buy Apartment in City Center (m2)
$1,344 KES 173.8K
-
-
Buy Apartment Outside City Center (m2)
$912 KES 118.0K
-
-
💵 Salaries & Financials
Nairobi
Malindi
Difference
Average Monthly Net Salary (After Tax)
$473 KES 61.2K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
14.71
13
13.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nairobi: August 29, 2026

Last update for Malindi: August 30, 2026

Cost Breakdown

A mid-range dinner for two costs $35.00 in Nairobi versus $23.00 in Malindi. Monthly groceries follow the same trend: $203 vs $171 – making Malindi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nairobi vs Malindi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nairobi or Malindi?
Nairobi costs about 70% more than Malindi, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nairobi and in Malindi?
For a comfortable life, plan on about $1,266 per month in Nairobi and $746 in Malindi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Nairobi and in Malindi?
A mid-range dinner for two costs $35.00 in Nairobi and $23.00 in Malindi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Nairobi or in Malindi?
Groceries cost about 19% more in Nairobi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Nairobi or in Malindi?
A $1,000 monthly budget goes further in Malindi, where all-in costs run around $497, than in Nairobi at $844. In Malindi it covers expenses comfortably, while in Nairobi it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nairobi or Malindi?
For digital nomads, it depends on budget. Malindi costs $497 versus $844 in Nairobi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
Should I move to Nairobi or to Malindi?
If budget matters most, go with Malindi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nairobi makes more sense. Both are solid long-term options with distinct trade-offs.

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