Last update: Oct 2026

Cost of Living Comparison Between Nafpaktos and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,384 in Nafpaktos, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Nafpaktos
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Nafpaktos Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Nafpaktos

🇬🇷 Greece

$1,384

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Nafpaktos and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nafpaktos and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,384 in Nafpaktos versus $915 in Cebu.

Nafpaktos $1,384
Cebu $915

Estimated couple costs with rent: $2,097 in Nafpaktos versus $1,418 in Cebu.

Nafpaktos $2,097
Cebu $1,418

Monthly costs for a family of three with rent: $2,809 in Nafpaktos versus $1,921 in Cebu.

Nafpaktos $2,809
Cebu $1,921

Living in Nafpaktos is roughly 51% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nafpaktos is 2% above, Cebu is 33% below.

Meal at Budget Restaurant

$11.32 €10.07

$3.05 ₱192

271.15%

Three-Course Dinner for Two, Mid-Range

$66.1 €58.8

$24.00 ₱1,511

175.21%

Fast Food Meal (McDonalds, etc)

$8.91 €7.93

$3.99 ₱251

123.31%

Cappuccino

$4.07 €3.62

$2.50 ₱157

62.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.29

$1.54 ₱97.1

66.88%

Water (0.33 liter bottle)

$0.58 €0.52

$0.50 ₱31.37

16.00%

Local Beer (0.5 liter draught)

$4.70 €4.18

$1.78 ₱112

164.04%

Imported Beer (0.33 liter bottle)

$5.48 €4.88

$2.17 ₱136

152.53%

Milk (1 liter)

$1.62 €1.44

$2.00 ₱126

-19.00%

White Bread (500g)

$1.43 €1.27

$1.37 ₱86.2

4.38%

Rice (white) (1kg)

$2.31 €2.06

$1.03 ₱64.9

124.27%

Eggs

$4.89 €4.35

$2.03 ₱128

140.89%

Local Cheese (1kg)

$11.20 €9.97

$10.20 ₱642

9.80%

Chicken Fillets (1kg)

$9.48 €8.43

$4.45 ₱280

113.03%

Beef Round Steak (1kg)

$14.65 €13.03

$7.67 ₱483

91.00%

Apples (1kg)

$2.13 €1.90

$3.31 ₱208

-35.65%

Banana (1kg)

$1.89 €1.69

$1.46 ₱91.8

29.45%

Oranges (1kg)

$1.36 €1.21

$2.32 ₱146

-41.38%

Tomato (1kg)

$1.98 €1.76

$1.49 ₱94.0

32.89%

Potato (1kg)

$1.15 €1.02

$2.34 ₱147

-50.85%

Onion (1kg)

$1.12 €1.00

$1.94 ₱122

-42.27%

Lettuce (1 head)

$0.92 €0.82

$1.16 ₱73.0

-20.69%

Water (1.5 liter bottle)

$0.83 €0.74

$0.68 ₱42.89

22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.15 €4.58

$2.99 ₱188

72.24%

Wine (Bottle)

$6.64 €5.90

$6.24 ₱393

6.41%

Local Beer (0.5 liter bottle)

$1.72 €1.53

$1.23 ₱77.3

39.84%

Imported Beer (0.33 liter bottle)

$3.41 €3.04

$1.73 ₱109

97.11%

One-way Ticket (Public Transport)

$1.39 €1.23

$0.23 ₱14.36

504.35%

Public Transport Monthly Pass (Regular Price)

$45.12 €40.13

$12.34 ₱777

265.64%

Taxi Start (Normal Tariff)

$4.47 €3.98

$0.79 ₱49.96

465.82%

Taxi (Normal Tariff) (1km)

$0.99 €0.88

$0.22 ₱13.86

350.00%

Taxi 1hour Waiting (Normal Tariff)

$14.15 €12.59

$4.54 ₱286

211.67%

Gasoline (1 liter)

$2.20 €1.96

$1.32 ₱82.9

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.8K

$21.0K ₱1.3M

32.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.0K

$19.4K ₱1.2M

27.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 €152

$119 ₱7,464

44.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.00 €21.34

$14.22 ₱896

68.78%

Internet (50+ Mbps, Unlimited Data)

$30.04 €26.72

$27.47 ₱1,730

9.36%

Gym Membership (Monthly)

$45.84 €40.77

$32.31 ₱2,034

41.88%

Tennis Court (1 Hour on Weekend)

$28.62 €25.45

$6.50 ₱409

340.31%

Cinema Ticket

$9.75 €8.68

$5.40 ₱340

80.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 €425

$276 ₱17.4K

72.93%

International Primary School, 1 Child (Yearly)

$4,614 €4,104

$7,866 ₱495.3K

-41.35%

Jeans (Levis 501 Or Similar)

$69.8 €62.1

$49.37 ₱3,108

41.40%

Summer Dress (H&M, Zara, etc)

$36.21 €32.21

$24.58 ₱1,548

47.31%

Sport Shoes (Adidas, Nike)

$75.5 €67.1

$76.6 ₱4,825

-1.53%

Men's Leather Business Shoes

$106 €94.6

$58.9 ₱3,706

80.67%

1-bedroom Apartment, City Center (Monthly)

$514 €457

$503 ₱31.7K

2.09%

1-bedroom Apartment, Outside City Center (Monthly)

$421 €374

$305 ₱19.2K

38.23%

3-bedroom Apartment, City Center (Monthly)

$832 €740

$1,075 ₱67.7K

-22.60%

3-bedroom Apartment, Outside City Center (Monthly)

$599 €533

$632 ₱39.8K

-5.24%

Buy Apartment in City Center (m2)

$2,689 €2,392

$2,870 ₱180.7K

-6.31%

Buy Apartment Outside City Center (m2)

$2,113 €1,879

$1,877 ₱118.2K

12.55%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.36

7.2

-39.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nafpaktos: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nafpaktos

$421 30.4%

Cebu

$305 33.3% 27.7% $116

Groceries & Markets

Nafpaktos

$270 19.5%

Cebu

$210 22.9% 22.3% $60

Monthly Utilities & Internet

Nafpaktos

$225 16.3%

Cebu

$160 17.5% 28.9% $65

Eating Out

Nafpaktos

$213 15.4%

Cebu

$88 9.6% 58.8% $125

Clothing & Footwear

Nafpaktos

$130 9.4%

Cebu

$94 10.3% 27.2% $35

Sport & Entertainment

Nafpaktos

$65 4.7%

Cebu

$43 4.7% 34% $22

Getting Around

Nafpaktos

$60 4.3%

Cebu

$15 1.7% 74.8% $45

Cost Breakdown

A one-bedroom apartment in the center runs $514 in Nafpaktos and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $66.0 in Nafpaktos vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $270 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇷 Nafpaktos

🇵🇭 Cebu

🕒 Local time

00:24 12:24 AM

05:24 5:24 AM

5 h ahead of Nafpaktos

🌤 Weather

👥 Population

12,950

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Nafpaktos Cebu 10,330 km ≈ 13 h nonstop flight

From you

Nafpaktos
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nafpaktos vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 51% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,076 in Nafpaktos and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $514 in Nafpaktos versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,384 per month in Nafpaktos versus $915 in Cebu – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 266% less than in Nafpaktos. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,384 in Nafpaktos, a $1,500 budget is realistic in Cebu but tight or insufficient in Nafpaktos. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nafpaktos, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nafpaktos and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Nafpaktos. Beyond cost, consider language, visa policies, and how big the international community is in each city.