Last update: Oct 2026

Cost of Living Comparison Between Nadi and Upper Hutt

For one person, living is cheaper in Nadi: $1,386 a month against $1,830 in Upper Hutt, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Nadi
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Nadi Living Index
91

Cost of Living Index in Upper Hutt
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Upper Hutt Living Index

Jump to prices

Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Upper Hutt

🇳🇿 New Zealand

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Upper Hutt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Upper Hutt actually costs, broken down by who's living it.

A single person spends $1,386 per month in Nadi vs $1,830 in Upper Hutt, rent included.

Nadi $1,386
Upper Hutt $1,830

A couple spends around $2,044 per month in Nadi vs $2,844 in Upper Hutt, rent included.

Nadi $2,044
Upper Hutt $2,844

A family of three spends $2,702 per month in Nadi vs $3,857 in Upper Hutt, rent included.

Nadi $2,702
Upper Hutt $3,857

Nadi is about 24% cheaper than Upper Hutt, and outside of rent the biggest gap is in transport.

Both Nadi and Upper Hutt sit above the global median – Nadi by 3%, Upper Hutt by 36%.

Meal at Budget Restaurant

$8.87 FJD 19.85

$8.28 NZ$14.64

7.13%

Three-Course Dinner for Two, Mid-Range

$36.73 FJD 82.2

$55.8 NZ$98.7

-34.18%

Fast Food Meal (McDonalds, etc)

$9.00 FJD 20.16

$8.43 NZ$14.91

6.76%

Cappuccino

$4.41 FJD 9.88

$2.83 NZ$5.00

55.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 FJD 3.35

$2.48 NZ$4.38

-39.92%

Water (0.33 liter bottle)

$1.28 FJD 2.86

$1.69 NZ$2.98

-24.26%

Local Beer (0.5 liter draught)

$2.74 FJD 6.13

$7.36 NZ$13.02

-62.77%

Imported Beer (0.33 liter bottle)

$4.55 FJD 10.19

$6.55 NZ$11.58

-30.53%

Milk (1 liter)

$1.34 FJD 3.00

$1.85 NZ$3.27

-27.57%

White Bread (500g)

$1.08 FJD 2.43

$2.13 NZ$3.77

-49.30%

Rice (white) (1kg)

$1.31 FJD 2.93

$1.89 NZ$3.35

-30.69%

Eggs

$3.12 FJD 6.99

$6.72 NZ$11.88

-53.57%

Local Cheese (1kg)

$12.07 FJD 27.01

$5.49 NZ$9.71

119.85%

Chicken Fillets (1kg)

$13.75 FJD 30.78

$9.71 NZ$17.17

41.61%

Beef Round Steak (1kg)

$15.66 FJD 35.07

$15.01 NZ$26.55

4.33%

Apples (1kg)

$2.94 FJD 6.57

$3.14 NZ$5.55

-6.37%

Banana (1kg)

$2.77 FJD 6.20

$2.14 NZ$3.78

29.44%

Oranges (1kg)

$3.71 FJD 8.30

$2.96 NZ$5.23

25.34%

Tomato (1kg)

$6.54 NZ$11.56

Potato (1kg)

$1.98 FJD 4.44

$2.09 NZ$3.69

-5.26%

Onion (1kg)

$1.98 FJD 4.44

$1.23 NZ$2.18

60.98%

Lettuce (1 head)

$1.10 FJD 2.45

$2.08 NZ$3.68

-47.12%

Water (1.5 liter bottle)

$0.96 FJD 2.15

$1.19 NZ$2.11

-19.33%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 FJD 21.19

$25.35 NZ$44.83

-62.68%

Wine (Bottle)

$10.00 FJD 22.39

$11.10 NZ$19.63

-9.91%

Local Beer (0.5 liter bottle)

$2.73 FJD 6.11

$3.13 NZ$5.53

-12.78%

Imported Beer (0.33 liter bottle)

$3.41 FJD 7.63

$2.81 NZ$4.97

21.35%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$1.49 NZ$2.63

-53.02%

Public Transport Monthly Pass (Regular Price)

$82.7 NZ$146

Taxi Start (Normal Tariff)

$1.14 FJD 2.55

$1.86 NZ$3.29

-38.71%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

$1.74 NZ$3.08

-75.86%

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

$33.07 NZ$58.5

-85.36%

Gasoline (1 liter)

$1.32 FJD 2.96

$1.87 NZ$3.31

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K FJD 55.7K

$25.2K NZ$44.6K

-1.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K FJD 50.0K

$25.1K NZ$44.3K

-10.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 FJD 147

$109 NZ$192

-39.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 FJD 40.23

$25.17 NZ$44.52

-28.61%

Internet (50+ Mbps, Unlimited Data)

$23.26 FJD 52.1

$53.1 NZ$93.9

-56.20%

Gym Membership (Monthly)

$37.21 FJD 83.3

$36.65 NZ$64.8

1.53%

Cinema Ticket

$5.45 FJD 12.19

$12.00 NZ$21.22

-54.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,074 NZ$1,899

International Primary School, 1 Child (Yearly)

$12.8K NZ$22.7K

Jeans (Levis 501 Or Similar)

$29.10 FJD 65.2

$78.5 NZ$139

-62.94%

Summer Dress (H&M, Zara, etc)

$43.62 FJD 97.7

$28.14 NZ$49.77

55.01%

Sport Shoes (Adidas, Nike)

$56.8 FJD 127

$103 NZ$183

-45.10%

Men's Leather Business Shoes

$67.7 FJD 152

$155 NZ$274

-56.32%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

$910 NZ$1,609

23.91%

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

$795 NZ$1,407

-18.94%

3-bedroom Apartment, City Center (Monthly)

$1,673 FJD 3,745

$1,733 NZ$3,065

-3.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

$1,537 NZ$2,719

-34.68%

Buy Apartment in City Center (m2)

$679 FJD 1,521

$5,062 NZ$8,953

-86.58%

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

$3,581 NZ$6,332

-85.52%

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

5.39

34.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 10, 2026

Last update for Upper Hutt: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$645 46.5%

Upper Hutt

$795 43.5% 23.4% $151

Groceries & Markets

Nadi

$306 * 22.1%

Upper Hutt

$332 18.1% 8.4% $26

Eating Out

Nadi

$185 13.3%

Upper Hutt

$192 10.5% 3.9% $7.3

Monthly Utilities & Internet

Nadi

$107 7.7%

Upper Hutt

$187 10.2% 74.5% $80

Clothing & Footwear

Nadi

$89 6.4%

Upper Hutt

$164 9% 85.1% $76

Sport & Entertainment

Nadi

$48 3.5%

Upper Hutt

$61 3.3% 26.1% $13

Getting Around

Nadi

$6 * 0.4%

Upper Hutt

$99 5.4% 1543% $93

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,127 in Nadi versus $910 in Upper Hutt. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Nadi versus $56.0 in Upper Hutt. Monthly groceries follow the same trend: $306 vs $332 – making Nadi the more affordable choice for daily food spending.

Good to know

🇫🇯 Nadi

🇳🇿 Upper Hutt

🕒 Local time

15:20 3:20 PM

16:20 4:20 PM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

44,600

💱 Currency

Fijian Dollar FJD $

New Zealand Dollar NZD $

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 18, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to FJD in detail →

On the map

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Highest

Between locations

Nadi Upper Hutt 2,600 km ≈ 3 h 45 min nonstop flight

From you

Nadi
Upper Hutt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Upper Hutt: Cost of Living - Frequently Asked Questions

Yes – Upper Hutt is pricier by about 32%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,079 per month in Nadi and $2,746 in Upper Hutt. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 8% more in Upper Hutt, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $37.00 in Nadi and $56.0 in Upper Hutt. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,386, than in Upper Hutt at $1,830. In Nadi it covers expenses comfortably, while in Upper Hutt it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Upper Hutt makes more sense. Both are solid long-term options with distinct trade-offs.