Last update: Oct 2026

Cost of Living Comparison Between Nadi and Papamoa Beach

For one person, living is cheaper in Nadi: $1,386 a month against $2,053 in Papamoa Beach, rent and utilities included – about $8,000 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Nadi
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Nadi Living Index
96

Cost of Living Index in Papamoa Beach
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Papamoa Beach Living Index

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Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Papamoa Beach

🇳🇿 New Zealand

$2,053

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Papamoa Beach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Papamoa Beach actually costs, broken down by who's living it.

A single person spends $1,386 per month in Nadi vs $2,053 in Papamoa Beach, rent included.

Nadi $1,386
Papamoa Beach $2,053

A couple spends around $2,044 per month in Nadi vs $3,092 in Papamoa Beach, rent included.

Nadi $2,044
Papamoa Beach $3,092

A family of three spends $2,702 per month in Nadi vs $4,131 in Papamoa Beach, rent included.

Nadi $2,702
Papamoa Beach $4,131

Nadi is about 33% cheaper than Papamoa Beach, and outside of rent the biggest gap is in transport.

Both Nadi and Papamoa Beach sit above the global median – Nadi by 3%, Papamoa Beach by 52%.

Meal at Budget Restaurant

$8.87 FJD 19.85

$13.90 NZ$24.59

-36.19%

Three-Course Dinner for Two, Mid-Range

$36.73 FJD 82.2

$67.3 NZ$119

-45.42%

Fast Food Meal (McDonalds, etc)

$9.00 FJD 20.16

$8.75 NZ$15.48

2.86%

Cappuccino

$4.41 FJD 9.88

$3.43 NZ$6.06

28.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 FJD 3.35

$1.93 NZ$3.42

-22.80%

Water (0.33 liter bottle)

$1.28 FJD 2.86

$1.71 NZ$3.03

-25.15%

Local Beer (0.5 liter draught)

$2.74 FJD 6.13

$6.68 NZ$11.81

-58.98%

Imported Beer (0.33 liter bottle)

$4.55 FJD 10.19

$6.82 NZ$12.06

-33.28%

Milk (1 liter)

$1.34 FJD 3.00

$1.88 NZ$3.33

-28.72%

White Bread (500g)

$1.08 FJD 2.43

$2.25 NZ$3.98

-52.00%

Rice (white) (1kg)

$1.31 FJD 2.93

$1.89 NZ$3.34

-30.69%

Eggs

$3.12 FJD 6.99

$6.38 NZ$11.29

-51.10%

Local Cheese (1kg)

$12.07 FJD 27.01

$8.80 NZ$15.56

37.16%

Chicken Fillets (1kg)

$13.75 FJD 30.78

$9.98 NZ$17.66

37.78%

Beef Round Steak (1kg)

$15.66 FJD 35.07

$17.19 NZ$30.39

-8.90%

Apples (1kg)

$2.94 FJD 6.57

$2.83 NZ$5.01

3.89%

Banana (1kg)

$2.77 FJD 6.20

$2.11 NZ$3.74

31.28%

Oranges (1kg)

$3.71 FJD 8.30

$2.96 NZ$5.24

25.34%

Tomato (1kg)

$5.69 NZ$10.06

Potato (1kg)

$1.98 FJD 4.44

$2.15 NZ$3.80

-7.91%

Onion (1kg)

$1.98 FJD 4.44

$1.53 NZ$2.70

29.41%

Lettuce (1 head)

$1.10 FJD 2.45

$2.02 NZ$3.58

-45.54%

Water (1.5 liter bottle)

$0.96 FJD 2.15

$1.09 NZ$1.92

-11.93%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 FJD 21.19

$26.81 NZ$47.41

-64.71%

Wine (Bottle)

$10.00 FJD 22.39

$10.37 NZ$18.34

-3.57%

Local Beer (0.5 liter bottle)

$2.73 FJD 6.11

$2.76 NZ$4.89

-1.09%

Imported Beer (0.33 liter bottle)

$3.41 FJD 7.63

$3.39 NZ$6.00

0.59%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$1.72 NZ$3.05

-59.30%

Public Transport Monthly Pass (Regular Price)

$91.8 NZ$162

Taxi Start (Normal Tariff)

$1.14 FJD 2.55

$2.29 NZ$4.05

-50.22%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

$2.02 NZ$3.57

-79.21%

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

$31.49 NZ$55.7

-84.63%

Gasoline (1 liter)

$1.32 FJD 2.96

$1.82 NZ$3.22

-27.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K FJD 55.7K

$24.8K NZ$43.9K

0.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K FJD 50.0K

$21.6K NZ$38.3K

3.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 FJD 147

$178 NZ$314

-62.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 FJD 40.23

$26.63 NZ$47.10

-32.52%

Internet (50+ Mbps, Unlimited Data)

$23.26 FJD 52.1

$49.80 NZ$88.1

-53.29%

Gym Membership (Monthly)

$37.21 FJD 83.3

$36.99 NZ$65.4

0.59%

Cinema Ticket

$5.45 FJD 12.19

$12.91 NZ$22.83

-57.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,104 NZ$1,952

International Primary School, 1 Child (Yearly)

$19.0K NZ$33.7K

Jeans (Levis 501 Or Similar)

$29.10 FJD 65.2

$80.2 NZ$142

-63.71%

Summer Dress (H&M, Zara, etc)

$43.62 FJD 97.7

$40.21 NZ$71.1

8.48%

Sport Shoes (Adidas, Nike)

$56.8 FJD 127

$93.8 NZ$166

-39.47%

Men's Leather Business Shoes

$67.7 FJD 152

$109 NZ$193

-38.14%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

$847 NZ$1,498

33.08%

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

$898 NZ$1,588

-28.19%

3-bedroom Apartment, City Center (Monthly)

$1,673 FJD 3,745

$1,575 NZ$2,786

6.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

$1,562 NZ$2,762

-35.69%

Buy Apartment in City Center (m2)

$679 FJD 1,521

$4,690 NZ$8,294

-85.52%

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

$3,670 NZ$6,490

-85.87%

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

5.37

35.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 10, 2026

Last update for Papamoa Beach: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$645 46.5%

Papamoa Beach

$898 43.7% 39.3% $253

Groceries & Markets

Nadi

$306 * 22.1%

Papamoa Beach

$341 16.6% 11.5% $35

Eating Out

Nadi

$185 13.3%

Papamoa Beach

$240 11.7% 30% $55

Monthly Utilities & Internet

Nadi

$107 7.7%

Papamoa Beach

$254 12.4% 137% $147

Clothing & Footwear

Nadi

$89 6.4%

Papamoa Beach

$146 7.1% 64.1% $57

Sport & Entertainment

Nadi

$48 3.5%

Papamoa Beach

$63 3.1% 30.6% $15

Getting Around

Nadi

$6 * 0.4%

Papamoa Beach

$111 5.4% 1738% $105

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,127 in Nadi versus $847 in Papamoa Beach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Nadi versus $67.0 in Papamoa Beach. Monthly groceries follow the same trend: $306 vs $341 – making Nadi the more affordable choice for daily food spending.

Good to know

🇫🇯 Nadi

🇳🇿 Papamoa Beach

🕒 Local time

12:08 12:08 PM

13:08 1:08 PM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

25,272

💱 Currency

Fijian Dollar FJD $

New Zealand Dollar NZD $

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 19, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to FJD in detail →

On the map

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Between locations

Nadi Papamoa Beach 2,220 km ≈ 3 h 15 min nonstop flight

From you

Nadi
Papamoa Beach

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Papamoa Beach: Cost of Living - Frequently Asked Questions

Yes – Papamoa Beach is pricier by about 48%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,079 per month in Nadi and $3,080 in Papamoa Beach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nadi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in Papamoa Beach, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $37.00 in Nadi and $67.0 in Papamoa Beach. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Nadi, where all-in costs run around $1,386, than in Papamoa Beach at $2,053. In Nadi it covers expenses comfortably, while in Papamoa Beach it requires careful planning or may not stretch far enough.

Families tend to lean toward Nadi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nadi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Papamoa Beach makes more sense. Both are solid long-term options with distinct trade-offs.