Last update: Oct 2026

Cost of Living Comparison Between Nadi and Lower Hutt

For one person, living is cheaper in Nadi: $1,386 a month against $2,199 in Lower Hutt, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Nadi
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Nadi Living Index
106

Cost of Living Index in Lower Hutt
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Lower Hutt Living Index

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Nadi

🇫🇯 Fiji

$1,386

/mo nomad

Lower Hutt

🇳🇿 New Zealand

$2,199

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Lower Hutt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Lower Hutt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Nadi versus $2,199 in Lower Hutt.

Nadi $1,386
Lower Hutt $2,199

Estimated couple costs with rent: $2,044 in Nadi versus $3,027 in Lower Hutt.

Nadi $2,044
Lower Hutt $3,027

Monthly costs for a family of three with rent: $2,702 in Nadi versus $3,854 in Lower Hutt.

Nadi $2,702
Lower Hutt $3,854

Living in Nadi costs roughly 37% less than in Lower Hutt, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Nadi 3% above, Lower Hutt 63% above.

Meal at Budget Restaurant

$8.87 FJD 19.85

$10.42 NZ$18.43

-14.88%

Three-Course Dinner for Two, Mid-Range

$36.73 FJD 82.2

$33.22 NZ$58.8

10.57%

Fast Food Meal (McDonalds, etc)

$9.00 FJD 20.16

$9.17 NZ$16.21

-1.85%

Cappuccino

$4.41 FJD 9.88

$2.99 NZ$5.28

47.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 FJD 3.35

$1.98 NZ$3.50

-24.75%

Water (0.33 liter bottle)

$1.28 FJD 2.86

$1.69 NZ$2.99

-24.26%

Local Beer (0.5 liter draught)

$2.74 FJD 6.13

$2.75 NZ$4.86

-0.36%

Imported Beer (0.33 liter bottle)

$4.55 FJD 10.19

$6.64 NZ$11.74

-31.48%

Milk (1 liter)

$1.34 FJD 3.00

$1.85 NZ$3.27

-27.57%

White Bread (500g)

$1.08 FJD 2.43

$1.70 NZ$3.00

-36.47%

Rice (white) (1kg)

$1.31 FJD 2.93

$1.85 NZ$3.26

-29.19%

Eggs

$3.12 FJD 6.99

$6.98 NZ$12.34

-55.30%

Local Cheese (1kg)

$12.07 FJD 27.01

$8.48 NZ$15.00

42.33%

Chicken Fillets (1kg)

$13.75 FJD 30.78

$8.25 NZ$14.59

66.67%

Beef Round Steak (1kg)

$15.66 FJD 35.07

$12.41 NZ$21.95

26.19%

Apples (1kg)

$2.94 FJD 6.57

$2.83 NZ$5.00

3.89%

Banana (1kg)

$2.77 FJD 6.20

$2.01 NZ$3.56

37.81%

Oranges (1kg)

$3.71 FJD 8.30

$2.93 NZ$5.18

26.62%

Tomato (1kg)

$4.35 NZ$7.70

Potato (1kg)

$1.98 FJD 4.44

$2.09 NZ$3.69

-5.26%

Onion (1kg)

$1.98 FJD 4.44

$1.28 NZ$2.26

54.69%

Lettuce (1 head)

$1.10 FJD 2.45

$2.06 NZ$3.64

-46.60%

Water (1.5 liter bottle)

$0.96 FJD 2.15

$1.18 NZ$2.09

-18.64%

Cigarettes 20 Pack (Marlboro, Camel)

$9.46 FJD 21.19

$16.53 NZ$29.24

-42.77%

Wine (Bottle)

$10.00 FJD 22.39

$8.49 NZ$15.01

17.79%

Local Beer (0.5 liter bottle)

$2.73 FJD 6.11

$3.12 NZ$5.52

-12.50%

Imported Beer (0.33 liter bottle)

$3.41 FJD 7.63

$2.81 NZ$4.97

21.35%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$2.68 NZ$4.74

-73.88%

Public Transport Monthly Pass (Regular Price)

$88.5 NZ$156

Taxi Start (Normal Tariff)

$1.14 FJD 2.55

$1.79 NZ$3.16

-36.31%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

$1.74 NZ$3.08

-75.86%

Taxi 1hour Waiting (Normal Tariff)

$4.84 FJD 10.84

$33.71 NZ$59.6

-85.64%

Gasoline (1 liter)

$1.32 FJD 2.96

$1.64 NZ$2.90

-19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K FJD 55.7K

$25.3K NZ$44.7K

-1.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K FJD 50.0K

$24.7K NZ$43.7K

-9.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.8 FJD 147

$144 NZ$254

-54.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 FJD 40.23

$32.73 NZ$57.9

-45.10%

Internet (50+ Mbps, Unlimited Data)

$23.26 FJD 52.1

$52.4 NZ$92.7

-55.64%

Gym Membership (Monthly)

$37.21 FJD 83.3

$38.70 NZ$68.5

-3.85%

Cinema Ticket

$5.45 FJD 12.19

$9.59 NZ$16.96

-43.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$683 NZ$1,208

International Primary School, 1 Child (Yearly)

$11.1K NZ$19.6K

Jeans (Levis 501 Or Similar)

$29.10 FJD 65.2

$78.0 NZ$138

-62.69%

Summer Dress (H&M, Zara, etc)

$43.62 FJD 97.7

$28.28 NZ$50.0

54.24%

Sport Shoes (Adidas, Nike)

$56.8 FJD 127

$101 NZ$178

-43.74%

Men's Leather Business Shoes

$67.7 FJD 152

$143 NZ$252

-52.54%

1-bedroom Apartment, City Center (Monthly)

$1,127 FJD 2,524

$1,396 NZ$2,469

-19.25%

1-bedroom Apartment, Outside City Center (Monthly)

$645 FJD 1,444

$1,153 NZ$2,039

-44.07%

3-bedroom Apartment, City Center (Monthly)

$1,673 FJD 3,745

$2,045 NZ$3,617

-18.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 FJD 2,248

$1,653 NZ$2,923

-39.25%

Buy Apartment in City Center (m2)

$679 FJD 1,521

$4,821 NZ$8,526

-85.91%

Buy Apartment Outside City Center (m2)

$518 FJD 1,161

$3,282 NZ$5,804

-84.20%

Average Monthly Net Salary (After Tax)

$806 FJD 1,805

$3,100 NZ$5,482

-73.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

5.39

34.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 10, 2026

Last update for Lower Hutt: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$645 46.5%

Lower Hutt

$1.2K 52.4% 78.8% $508

Groceries & Markets

Nadi

$306 * 22.1%

Lower Hutt

$304 13.8% 0.8% $2.5

Eating Out

Nadi

$185 13.3%

Lower Hutt

$188 8.6% 1.9% $3.6

Monthly Utilities & Internet

Nadi

$107 7.7%

Lower Hutt

$229 10.4% 114% $122

Clothing & Footwear

Nadi

$89 6.4%

Lower Hutt

$157 7.2% 77.4% $69

Sport & Entertainment

Nadi

$48 3.5%

Lower Hutt

$58 2.6% 20.4% $9.8

Getting Around

Nadi

$6 * 0.4%

Lower Hutt

$110 5% 1716% $104

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Nadi and $1,396 in Lower Hutt. Housing cost is often the main lever when comparing two cities.

Lower Hutt pays 284% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Nadi vs $33.00 in Lower Hutt for a mid-range dinner for two. Groceries echo the gap at $306 vs $304 per month, with Lower Hutt cheaper across the board.

Good to know

🇫🇯 Nadi

🇳🇿 Lower Hutt

🕒 Local time

09:04 9:04 AM

10:04 10:04 AM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

111,800

💱 Currency

Fijian Dollar FJD $

New Zealand Dollar NZD $

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.397 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 17, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.52 FJD (1 FJD = 0.397 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to FJD in detail →

On the map

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Highest

Between locations

Nadi Lower Hutt 2,610 km ≈ 3 h 45 min nonstop flight

From you

Nadi
Lower Hutt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Lower Hutt: Cost of Living - Frequently Asked Questions

Nadi is cheaper overall, especially in eating out, clothing, and leisure. The 59% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 284% lower in Lower Hutt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Nadi versus $1,396 in Lower Hutt. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lower Hutt pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Nadi – a meal for two runs $37.00 versus $33.00 in Lower Hutt. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,386 in Nadi versus $2,199 in Lower Hutt, a $1,500 budget is realistic in Nadi but tight or insufficient in Lower Hutt. The gap between the two cities makes Nadi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nadi and Lower Hutt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nadi gentler on the wallet – expenses run 59% less than in Lower Hutt. Beyond cost, consider language, visa policies, and how big the international community is in each city.