Last update: Oct 2026

Cost of Living Comparison Between Nadi and Apia

For one person, living is cheaper in Apia: $851 a month against $1,368 in Nadi, rent and utilities included – about $6,200 less a year. Higher rent and utilities in Nadi outweigh lower spending on other living expenses.

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Cost of Living Index in Nadi
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Nadi Living Index

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Nadi

🇫🇯 Fiji

$1,368

/mo nomad

Apia

🇼🇸 Samoa

$851

/mo nomad

Monthly Cost of Living

How much you'll spend in Nadi and in Apia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nadi and in Apia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Nadi versus $851 in Apia.

Nadi $1,368
Apia $851

Estimated couple costs with rent: $2,030 in Nadi versus $2,281 in Apia.

Nadi $2,030
Apia $2,281

Monthly costs for a family of three with rent: $2,691 in Nadi versus $3,711 in Apia.

Nadi $2,691
Apia $3,711

Living in Nadi is roughly 61% more expensive than in Apia, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nadi is 2% above, Apia is 36% below.

Meal at Budget Restaurant

$9.15 FJD 20.49

$47.76 WST 133

-80.84%

Three-Course Dinner for Two, Mid-Range

$37.13 FJD 83.1

$36.89 WST 103

0.65%

Fast Food Meal (McDonalds, etc)

$8.77 FJD 19.63

$14.51 WST 40.39

-39.56%

Cappuccino

$4.39 FJD 9.83

$2.93 WST 8.15

49.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 FJD 3.23

$1.80 WST 5.01

-20.00%

Water (0.33 liter bottle)

$1.27 FJD 2.84

$1.39 WST 3.88

-8.63%

Local Beer (0.5 liter draught)

$2.60 FJD 5.82

$3.51 WST 9.78

-25.93%

Imported Beer (0.33 liter bottle)

$4.41 FJD 9.88

$3.67 WST 10.20

20.16%

Milk (1 liter)

$1.40 FJD 3.13

$1.83 WST 5.09

-23.50%

White Bread (500g)

$1.09 FJD 2.43

$0.84 WST 2.34

29.76%

Rice (white) (1kg)

$1.30 FJD 2.90

$1.86 WST 5.17

-30.11%

Eggs

$2.98 FJD 6.67

$4.15 WST 11.55

-28.19%

Local Cheese (1kg)

$12.30 FJD 27.54

$0.94 WST 2.62

1208.51%

Chicken Fillets (1kg)

$13.51 FJD 30.25

$3.67 WST 10.21

268.12%

Beef Round Steak (1kg)

$15.65 FJD 35.03

$8.60 WST 23.92

81.98%

Apples (1kg)

$3.00 FJD 6.71

$5.22 WST 14.54

-42.53%

Banana (1kg)

$2.84 FJD 6.37

$1.79 WST 4.99

58.66%

Oranges (1kg)

$3.68 FJD 8.25

$1.87 WST 5.21

96.79%

Tomato (1kg)

$4.34 WST 12.07

Potato (1kg)

$2.03 FJD 4.55

$3.70 WST 10.29

-45.14%

Onion (1kg)

$1.95 FJD 4.36

$1.11 WST 3.10

75.68%

Lettuce (1 head)

$1.14 FJD 2.55

Water (1.5 liter bottle)

$0.97 FJD 2.17

$1.22 WST 3.40

-20.49%

Cigarettes 20 Pack (Marlboro, Camel)

$9.10 FJD 20.38

$6.31 WST 17.55

44.22%

Wine (Bottle)

$9.97 FJD 22.31

$16.32 WST 45.41

-38.91%

Local Beer (0.5 liter bottle)

$2.67 FJD 5.98

$1.87 WST 5.19

42.78%

Imported Beer (0.33 liter bottle)

$3.37 FJD 7.55

$3.68 WST 10.24

-8.42%

One-way Ticket (Public Transport)

$0.70 FJD 1.57

$3.57 WST 9.94

-80.39%

Taxi Start (Normal Tariff)

$1.13 FJD 2.54

$5.33 WST 14.84

-78.80%

Taxi (Normal Tariff) (1km)

$0.42 FJD 0.94

$5.42 WST 15.08

-92.25%

Taxi 1hour Waiting (Normal Tariff)

$4.83 FJD 10.82

$21.64 WST 60.2

-77.68%

Gasoline (1 liter)

$1.27 FJD 2.83

$1.06 WST 2.95

19.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K FJD 55.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K FJD 48.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.9 FJD 150

$18.16 WST 50.6

268.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.84 FJD 39.93

$18.40 WST 51.2

-3.04%

Internet (50+ Mbps, Unlimited Data)

$22.80 FJD 51.1

$36.53 WST 102

-37.59%

Gym Membership (Monthly)

$37.41 FJD 83.8

Cinema Ticket

$5.38 FJD 12.04

Jeans (Levis 501 Or Similar)

$28.44 FJD 63.7

Summer Dress (H&M, Zara, etc)

$44.49 FJD 99.6

Sport Shoes (Adidas, Nike)

$58.3 FJD 130

Men's Leather Business Shoes

$66.7 FJD 149

1-bedroom Apartment, City Center (Monthly)

$1,129 FJD 2,527

1-bedroom Apartment, Outside City Center (Monthly)

$646 FJD 1,447

3-bedroom Apartment, City Center (Monthly)

$1,697 FJD 3,800

3-bedroom Apartment, Outside City Center (Monthly)

$1,006 FJD 2,251

$1,790 WST 4,982

-43.83%

Buy Apartment in City Center (m2)

$693 FJD 1,551

Buy Apartment Outside City Center (m2)

$523 FJD 1,171

Average Monthly Net Salary (After Tax)

$821 FJD 1,838

20-Year Fixed Mortgage Interest Rate (Annual %)

7.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nadi: October 3, 2026

Last update for Apia: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nadi

$646 46.5%

Apia

–

Groceries & Markets

Nadi

$306 * 22.1%

Apia

–

Eating Out

Nadi

$185 13.3%

Apia

–

Monthly Utilities & Internet

Nadi

$108 7.8%

Apia

–

Clothing & Footwear

Nadi

$89 6.4%

Apia

–

Sport & Entertainment

Nadi

$48 3.5%

Apia

–

Getting Around

Nadi

$6 * 0.4%

Apia

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $37.00 in Nadi vs $37.00 in Apia. Groceries flip the comparison at $306 vs $241, with Apia cheaper for home cooking.

Good to know

🇫🇯 Nadi

🇼🇸 Apia

🕒 Local time

19:09 7:09 PM

20:09 8:09 PM

1 h ahead of Nadi

🌤 Weather

👥 Population

50,000

36,000 Capital

💱 Currency

Fijian Dollar FJD $

Samoan Tala WST T

📈 Exchange rate

1 FJD = 0.447 USD

1 FJD = 0.398 EUR

1 WST = 0.359 USD

1 WST = 0.32 EUR

Exchange rates and currency converter

WST, USD, EUR to FJD – Fijian Dollar Converter

🇺🇸 United States Dollar ($)

🇫🇯 Fijian Dollar ($)

Fijian Dollar exchange rates as of October 10, 2026: 1 USD = 2.24 FJD (1 FJD = 0.447 USD). 1 EUR = 2.51 FJD (1 FJD = 0.398 EUR).

Samoan Tala exchange rates as of October 10, 2026: 1 USD = 2.78 WST (1 WST = 0.359 USD). 1 EUR = 3.12 WST (1 WST = 0.32 EUR).

USD to FJD in detail →

On the map

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Between locations

Nadi Apia 1,240 km ≈ 2 h nonstop flight

From you

Nadi
Apia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nadi vs Apia: Cost of Living - Frequently Asked Questions

Apia wins on cost – living expenses run 61% lower than in Nadi. Housing and daily spending are where you'll feel the difference most, making Apia the obvious pick if budget is a priority.

You'd need roughly $2,053 in Nadi and $1,277 in Apia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,368 per month in Nadi versus $851 in Apia – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 27% higher in Nadi. For households that cook at home regularly, that difference adds up over a month.

At $851 in Apia versus $1,368 in Nadi, a $1,000 budget is realistic in Apia but tight or insufficient in Nadi. The gap between the two cities makes Apia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nadi and Apia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Apia gentler on the wallet – expenses run 61% less than in Nadi. Beyond cost, consider language, visa policies, and how big the international community is in each city.