Last update: Oct 2026

Cost of Living Comparison Between Nacogdoches, TX and Monterrey

For one person, living costs are similar in Nacogdoches, TX and in Monterrey: $1,657 and $1,608 a month, rent and utilities included.

80

Cost of Living Index in Nacogdoches, TX
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Nacogdoches, TX Living Index
79

Cost of Living Index in Monterrey
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Monterrey Living Index

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Nacogdoches, TX

🇺🇸 United States

$1,657

/mo nomad

Monterrey

🇲🇽 Mexico

$1,608

/mo nomad

Monthly Cost of Living

How much you'll spend in Nacogdoches, TX and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nacogdoches, TX and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,657 in Nacogdoches, TX versus $1,608 in Monterrey.

Nacogdoches, TX $1,657
Monterrey $1,608

Estimated couple costs with rent: $2,393 in Nacogdoches, TX versus $2,521 in Monterrey.

Nacogdoches, TX $2,393
Monterrey $2,521

Monthly costs for a family of three with rent: $3,129 in Nacogdoches, TX versus $3,433 in Monterrey.

Nacogdoches, TX $3,129
Monterrey $3,433

Living in Nacogdoches, TX is roughly 3% more expensive than in Monterrey, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Nacogdoches, TX 23% above, Monterrey 19% above.

Meal at Budget Restaurant

$13.73 $13.73

$13.85 MX$256

-0.87%

Three-Course Dinner for Two, Mid-Range

$37.48 $37.48

$49.70 MX$918

-24.59%

Fast Food Meal (McDonalds, etc)

$9.21 $9.21

$11.05 MX$204

-16.65%

Cappuccino

$4.37 $4.37

$4.09 MX$75.6

6.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 $1.66

$1.68 MX$30.97

-1.19%

Water (0.33 liter bottle)

$1.18 $1.18

$1.03 MX$18.98

14.56%

Local Beer (0.5 liter draught)

$5.06 $5.06

$2.40 MX$44.28

110.83%

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$4.35 MX$80.3

34.94%

Milk (1 liter)

$0.76 $0.76

$1.92 MX$35.55

-60.42%

White Bread (500g)

$2.78 $2.78

$2.94 MX$54.2

-5.44%

Rice (white) (1kg)

$3.83 $3.83

$1.88 MX$34.66

103.72%

Eggs

$2.95 $2.95

$2.55 MX$47.06

15.69%

Local Cheese (1kg)

$11.10 $11.10

$11.84 MX$219

-6.25%

Chicken Fillets (1kg)

$6.47 $6.47

$9.36 MX$173

-30.88%

Beef Round Steak (1kg)

$13.41 $13.41

$13.10 MX$242

2.37%

Apples (1kg)

$4.29 $4.29

$3.38 MX$62.5

26.92%

Banana (1kg)

$1.36 $1.36

$1.52 MX$28.13

-10.53%

Oranges (1kg)

$4.48 $4.48

$2.19 MX$40.51

104.57%

Tomato (1kg)

$2.80 $2.80

$2.36 MX$43.63

18.64%

Potato (1kg)

$2.21 $2.21

$2.26 MX$41.76

-2.21%

Onion (1kg)

$1.64 $1.64

$2.73 MX$50.5

-39.93%

Lettuce (1 head)

$2.03 $2.03

$1.52 MX$28.17

33.55%

Water (1.5 liter bottle)

$2.57 $2.57

$1.24 MX$22.90

107.26%

Cigarettes 20 Pack (Marlboro, Camel)

$8.29 $8.29

$4.75 MX$87.8

74.53%

Wine (Bottle)

$10.30 $10.30

$13.66 MX$252

-24.60%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$1.89 MX$34.95

-10.58%

Imported Beer (0.33 liter bottle)

$4.62 $4.62

$2.99 MX$55.2

54.52%

One-way Ticket (Public Transport)

$1.94 $1.94

$0.85 MX$15.78

128.24%

Public Transport Monthly Pass (Regular Price)

$30.95 MX$572

Taxi Start (Normal Tariff)

$3.13 $3.13

$1.68 MX$30.98

86.31%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$1.13 MX$20.87

51.33%

Taxi 1hour Waiting (Normal Tariff)

$29.92 $29.92

$11.15 MX$206

168.34%

Gasoline (1 liter)

$0.91 $0.91

$1.56 MX$28.91

-41.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K $28.7K

$21.4K MX$395.8K

33.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$25.1K MX$463.2K

-2.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$119 MX$2,206

37.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.18 $25.18

$26.21 MX$484

-3.93%

Internet (50+ Mbps, Unlimited Data)

$68.5 $68.5

$26.78 MX$495

155.68%

Gym Membership (Monthly)

$42.11 $42.11

$31.03 MX$573

35.71%

Tennis Court (1 Hour on Weekend)

$21.43 MX$396

Cinema Ticket

$14.94 $14.94

$5.29 MX$97.7

182.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,417 $1,417

$691 MX$12.8K

105.05%

International Primary School, 1 Child (Yearly)

$23.5K $23.5K

$11.5K MX$212.1K

104.54%

Jeans (Levis 501 Or Similar)

$22.07 $22.07

$72.3 MX$1,335

-69.45%

Summer Dress (H&M, Zara, etc)

$25.19 $25.19

$42.72 MX$789

-41.03%

Sport Shoes (Adidas, Nike)

$64.2 $64.2

$110 MX$2,024

-41.38%

Men's Leather Business Shoes

$96.2 $96.2

$117 MX$2,158

-17.58%

1-bedroom Apartment, City Center (Monthly)

$907 $907

$970 MX$17.9K

-6.41%

1-bedroom Apartment, Outside City Center (Monthly)

$659 $659

$664 MX$12.3K

-0.74%

3-bedroom Apartment, City Center (Monthly)

$1,246 $1,246

$1,857 MX$34.3K

-32.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,067 $1,067

$1,287 MX$23.8K

-17.08%

Buy Apartment in City Center (m2)

$2,769 $2,769

$4,162 MX$76.9K

-33.45%

Buy Apartment Outside City Center (m2)

$2,436 $2,436

$2,349 MX$43.4K

3.70%

Average Monthly Net Salary (After Tax)

$6,998 $6,998

$1,146 MX$21.2K

510.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

11.79

-43.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nacogdoches, TX: October 11, 2026

Last update for Monterrey: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nacogdoches, TX

$659 39.8%

Monterrey

$664 41.3% 0.7% $4.9

Groceries & Markets

Nacogdoches, TX

$317 19.2%

Monterrey

$310 19.3% 2.1% $6.7

Monthly Utilities & Internet

Nacogdoches, TX

$257 15.5%

Monterrey

$172 10.7% 33% $85

Eating Out

Nacogdoches, TX

$238 14.4%

Monterrey

$225 14% 5.8% $14

Clothing & Footwear

Nacogdoches, TX

$93 5.6%

Monterrey

$154 9.6% 64.3% $60

Sport & Entertainment

Nacogdoches, TX

$72 4.4%

Monterrey

$42 2.6% 42.2% $30

Getting Around

Nacogdoches, TX

$19 * 1.2%

Monterrey

$42 2.6% 114% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $907 in Nacogdoches, TX and $970 in Monterrey. Housing cost is often the main lever when comparing two cities.

Nacogdoches, TX pays 510% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Nacogdoches, TX vs $50.0 in Monterrey. Groceries flip the comparison at $317 vs $310, with Monterrey cheaper for home cooking.

Good to know

🇺🇸 Nacogdoches, TX

🇲🇽 Monterrey

🕒 Local time

06:58 6:58 AM

05:58 5:58 AM

1 h behind Nacogdoches, TX

🌤 Weather

👥 Population

32,147

1,142,994

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.89 EUR

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 19, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

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Between locations

Nacogdoches, TX Monterrey 860 km ≈ 1 h 30 min nonstop flight

From you

Nacogdoches, TX
Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nacogdoches, TX vs Monterrey: Cost of Living - Frequently Asked Questions

Nacogdoches, TX and Monterrey differ by about 3% in total monthly costs ($1,657 vs $1,608 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 510% higher in Nacogdoches, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $907 in Nacogdoches, TX versus $970 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,417 in Nacogdoches, TX versus $691 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $50.0 versus $37.00 in Nacogdoches, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,608 in Monterrey versus $1,657 in Nacogdoches, TX, a $3,000 budget is realistic in Monterrey but tight or insufficient in Nacogdoches, TX. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 3% less than in Nacogdoches, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.