Last update: Oct 2026

Cost of Living Comparison Between Mykolaiv and Cebu

For one person, living is cheaper in Mykolaiv: $717 a month against $918 in Cebu, rent and utilities included – about $2,400 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Mykolaiv
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Mykolaiv Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Mykolaiv

🇺🇦 Ukraine

$717

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mykolaiv and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mykolaiv and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $717 in Mykolaiv versus $918 in Cebu.

Mykolaiv $717
Cebu $918

Estimated couple costs with rent: $1,102 in Mykolaiv versus $1,409 in Cebu.

Mykolaiv $1,102
Cebu $1,409

Monthly costs for a family of three with rent: $1,487 in Mykolaiv versus $1,900 in Cebu.

Mykolaiv $1,487
Cebu $1,900

Living in Mykolaiv costs roughly 22% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Mykolaiv 47% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.69 ₴390

$3.09 ₱194

181.23%

Three-Course Dinner for Two, Mid-Range

$22.07 ₴991

$24.22 ₱1,525

-8.88%

Fast Food Meal (McDonalds, etc)

$5.39 ₴242

$3.92 ₱247

37.50%

Cappuccino

$1.12 ₴50.1

$2.51 ₱158

-55.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₴25.10

$1.59 ₱100

-64.78%

Water (0.33 liter bottle)

$0.41 ₴18.20

$0.53 ₱33.43

-22.64%

Local Beer (0.5 liter draught)

$0.79 ₴35.47

$1.78 ₱112

-55.62%

Imported Beer (0.33 liter bottle)

$1.55 ₴69.6

$2.17 ₱137

-28.57%

Milk (1 liter)

$1.21 ₴54.4

$1.92 ₱121

-36.98%

White Bread (500g)

$0.73 ₴32.74

$1.36 ₱85.4

-46.32%

Rice (white) (1kg)

$1.48 ₴66.6

$1.01 ₱63.5

46.53%

Eggs

$1.74 ₴78.3

$2.03 ₱128

-14.29%

Local Cheese (1kg)

$9.77 ₴439

$9.86 ₱621

-0.91%

Chicken Fillets (1kg)

$4.39 ₴197

$4.39 ₱277

Beef Round Steak (1kg)

$7.50 ₴337

$7.60 ₱479

-1.32%

Apples (1kg)

$1.07 ₴48.09

$3.30 ₱208

-67.58%

Banana (1kg)

$1.55 ₴69.4

$1.39 ₱87.8

11.51%

Oranges (1kg)

$1.41 ₴63.1

$2.33 ₱147

-39.48%

Tomato (1kg)

$2.11 ₴94.8

$1.50 ₱94.3

40.67%

Potato (1kg)

$0.86 ₴38.74

$2.36 ₱149

-63.56%

Onion (1kg)

$0.48 ₴21.62

$1.90 ₱119

-74.74%

Lettuce (1 head)

$1.02 ₴45.60

$1.19 ₱74.9

-14.29%

Water (1.5 liter bottle)

$0.47 ₴20.90

$0.63 ₱39.71

-25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 ₴122

$3.00 ₱189

-9.00%

Wine (Bottle)

$3.55 ₴160

$6.03 ₱379

-41.13%

Local Beer (0.5 liter bottle)

$0.62 ₴27.69

$1.23 ₱77.7

-49.59%

Imported Beer (0.33 liter bottle)

$1.19 ₴53.6

$1.75 ₱110

-32.00%

One-way Ticket (Public Transport)

$0.34 ₴15.38

$0.25 ₱15.86

36.00%

Public Transport Monthly Pass (Regular Price)

$11.25 ₴505

$12.64 ₱796

-11.00%

Taxi Start (Normal Tariff)

$1.58 ₴71.1

$0.77 ₱48.62

105.19%

Taxi (Normal Tariff) (1km)

$0.31 ₴14.13

$0.23 ₱14.53

34.78%

Taxi 1hour Waiting (Normal Tariff)

$4.34 ₴195

$4.46 ₱281

-2.69%

Gasoline (1 liter)

$1.63 ₴73.0

$1.31 ₱82.8

24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K ₴1.3M

$21.2K ₱1.3M

35.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₴865.0K

$19.1K ₱1.2M

0.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 ₴6,936

$120 ₱7,569

28.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.88 ₴264

$14.00 ₱882

-58.00%

Internet (50+ Mbps, Unlimited Data)

$7.01 ₴315

$27.54 ₱1,734

-74.55%

Gym Membership (Monthly)

$25.78 ₴1,157

$32.33 ₱2,035

-20.26%

Tennis Court (1 Hour on Weekend)

$8.25 ₴370

$6.65 ₱419

24.06%

Cinema Ticket

$3.36 ₴151

$5.65 ₱356

-40.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 ₴10.9K

$275 ₱17.3K

-11.58%

International Primary School, 1 Child (Yearly)

$4,002 ₴179.6K

$7,918 ₱498.5K

-49.46%

Jeans (Levis 501 Or Similar)

$41.83 ₴1,877

$49.33 ₱3,106

-15.20%

Summer Dress (H&M, Zara, etc)

$24.69 ₴1,108

$25.24 ₱1,589

-2.18%

Sport Shoes (Adidas, Nike)

$59.9 ₴2,689

$77.0 ₱4,846

-22.17%

Men's Leather Business Shoes

$101 ₴4,543

$57.2 ₱3,601

76.94%

1-bedroom Apartment, City Center (Monthly)

$197 ₴8,854

$500 ₱31.5K

-60.51%

1-bedroom Apartment, Outside City Center (Monthly)

$126 ₴5,651

$309 ₱19.4K

-59.23%

3-bedroom Apartment, City Center (Monthly)

$358 ₴16.1K

$1,078 ₱67.9K

-66.80%

3-bedroom Apartment, Outside City Center (Monthly)

$258 ₴11.6K

$615 ₱38.7K

-57.98%

Buy Apartment in City Center (m2)

$730 ₴32.8K

$2,886 ₱181.7K

-74.72%

Buy Apartment Outside City Center (m2)

$502 ₴22.5K

$1,917 ₱120.7K

-73.83%

Average Monthly Net Salary (After Tax)

$425 ₴19.1K

$346 ₱21.8K

22.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

122.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mykolaiv: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Mykolaiv

$167 23.4%

Cebu

$162 17.6% 3.4% $5.6

Groceries & Markets

Mykolaiv

$163 22.7%

Cebu

$206 22.4% 26.5% $43

Accommodation & Living

Mykolaiv

$126 17.6%

Cebu

$309 33.6% 145% $183

Eating Out

Mykolaiv

$110 15.4%

Cebu

$88 9.6% 19.8% $22

Clothing & Footwear

Mykolaiv

$102 14.3%

Cebu

$94 10.2% 8.3% $8.5

Sport & Entertainment

Mykolaiv

$33 4.5%

Cebu

$44 4.8% 34.2% $11

Getting Around

Mykolaiv

$16 2.2%

Cebu

$16 1.7% 1.3% $0.2

Cost Breakdown

A one-bedroom apartment in the center runs $197 in Mykolaiv and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mykolaiv pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $22.00 in Mykolaiv vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $163 vs $206 per month, with Mykolaiv cheaper across the board.

Good to know

🇺🇦 Mykolaiv

🇵🇭 Cebu

🕒 Local time

18:04 6:04 PM

23:04 11:04 PM

5 h ahead of Mykolaiv

🌤 Weather

👥 Population

480,080

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Mykolaiv Cebu 9,320 km ≈ 12 h nonstop flight

From you

Mykolaiv
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mykolaiv vs Cebu: Cost of Living - Frequently Asked Questions

Mykolaiv is cheaper overall, especially in groceries, leisure, and utilities. The 28% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 23% higher in Mykolaiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $197 in Mykolaiv versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $717 per month in Mykolaiv versus $918 in Cebu – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mykolaiv runs roughly 12% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Mykolaiv gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mykolaiv is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mykolaiv and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mykolaiv gentler on the wallet – expenses run 28% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.