Cost of Living Comparison Between Muzaffarabad and Ubud Cost of Living Comparison Between Muzaffarabad and Ubud

🙂 Solo nomad: Muzaffarabad is 59.6% cheaper than Ubud without rent, and 61.4% cheaper with rent.

🙂 Family of 3: Muzaffarabad is 61.1% cheaper than Ubud without rent, and 55.4% cheaper with rent.

Meal at Budget Restaurant

$1.44 PKR 408

$3 Rp 48.8K

-52.00%

Three-Course Dinner for Two, Mid-Range

$14.19 PKR 4,006

$12.52 Rp 203.2K

13.34%

Fast Food Meal (McDonalds, etc)

$2.17 PKR 614

$3.18 Rp 51.6K

-31.76%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.39 PKR 394

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.4 PKR 959

Cappuccino

$1.04 PKR 294

$2.21 Rp 35.9K

-52.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 PKR 89.8

$1.1 Rp 17.9K

-70.91%

Water (0.33 liter bottle)

$0.21 PKR 59.1

$0.26 Rp 4,217

-19.23%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

Milk (1 liter)

$0.78 PKR 222

$1.49 Rp 24.2K

-47.65%

White Bread (500g)

$0.56 PKR 159

$1.67 Rp 27K

-66.47%

Rice (white) (1kg)

$1.25 PKR 354

$1.14 Rp 18.5K

9.65%

Eggs

$1.13 PKR 319

$2.27 Rp 36.9K

-50.22%

Local Cheese (1kg)

$6.02 PKR 1,699

$13.94 Rp 226.3K

-56.81%

Chicken Fillets (1kg)

$2.69 PKR 761

$4 Rp 64.8K

-32.75%

Beef Round Steak (1kg)

$2.98 PKR 842

$11.3 Rp 183.4K

-73.63%

Apples (1kg)

$1.03 PKR 290

$3.6 Rp 58.4K

-71.39%

Banana (1kg)

$0.68 PKR 191

$1.53 Rp 24.8K

-55.56%

Oranges (1kg)

$0.55 PKR 155

$2.65 Rp 43K

-79.25%

Tomato (1kg)

$0.44 PKR 123

$1.38 Rp 22.4K

-68.12%

Potato (1kg)

$0.33 PKR 94.1

$1.58 Rp 25.6K

-79.11%

Onion (1kg)

$0.46 PKR 130

$2.16 Rp 35.1K

-78.70%

Lettuce (1 head)

$0.24 PKR 67.4

$1.04 Rp 16.9K

-76.92%

Water (1.5 liter bottle)

$0.34 PKR 95.4

$0.56 Rp 9,114

-39.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.38 PKR 391

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.99 PKR 280

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.27 PKR 642

Cigarettes 20 Pack (Marlboro, Camel)

$1.43 PKR 405

$2.23 Rp 36.3K

-35.87%

Wine (Bottle)

$14.98 Rp 243.2K

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

One-way Ticket (Public Transport)

$0.33 PKR 94.2

$0.32 Rp 5,203

3.13%

Public Transport Monthly Pass (Regular Price)

$7.27 PKR 2,052

$10.12 Rp 164.3K

-28.16%

Taxi Start (Normal Tariff)

$0.9 PKR 255

$0.49 Rp 7,888

83.67%

Taxi (Normal Tariff) (1km)

$0.36 PKR 101

$0.34 Rp 5,573

5.88%

Taxi 1hour Waiting (Normal Tariff)

$2.55 PKR 721

$6.04 Rp 98K

-57.78%

Gasoline (1 liter)

$0.89 PKR 250

$0.73 Rp 11.9K

21.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18K PKR 5.1M

$26.2K Rp 425.6M

-31.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K PKR 6.4M

$31.9K Rp 518.5M

-28.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.7 PKR 15.2K

$62.6 Rp 1M

-14.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.03 PKR 1,139

$4.1 Rp 66.6K

-1.71%

Internet (50+ Mbps, Unlimited Data)

$11.71 PKR 3,307

$24.32 Rp 394.7K

-51.85%

Gym Membership (Monthly)

$7.16 PKR 2,022

$22.6 Rp 366.9K

-68.32%

Tennis Court (1 Hour on Weekend)

$5.39 PKR 1,523

$6.26 Rp 101.5K

-13.90%

Cinema Ticket

$3.52 PKR 994

$3.29 Rp 53.4K

6.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$24.66 PKR 6,965

$93.2 Rp 1.5M

-73.55%

International Primary School, 1 Child (Yearly)

$967 PKR 273.2K

$6,098 Rp 99M

-84.14%

Jeans (Levis 501 Or Similar)

$5.27 PKR 1,489

$52.8 Rp 857.4K

-90.02%

Summer Dress (H&M, Zara, etc)

$9.04 PKR 2,555

$24.84 Rp 403.3K

-63.61%

Sport Shoes (Adidas, Nike)

$88.4 PKR 25K

$85.2 Rp 1.4M

3.74%

Men's Leather Business Shoes

$10.78 PKR 3,046

$72.5 Rp 1.2M

-85.12%

1-bedroom Apartment, City Center (Monthly)

$59.2 PKR 16.7K

$259 Rp 4.2M

-77.11%

1-bedroom Apartment, Outside City Center (Monthly)

$26.73 PKR 7,551

$159 Rp 2.6M

-83.17%

3-bedroom Apartment, City Center (Monthly)

$141 PKR 39.9K

$578 Rp 9.4M

-75.57%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 30.6K

$336 Rp 5.5M

-67.82%

Buy Apartment in City Center (m2)

$523 PKR 147.8K

$1,000 Rp 16.2M

-47.67%

Buy Apartment Outside City Center (m2)

$507 PKR 143.1K

$860 Rp 14M

-41.12%

Average Monthly Net Salary (After Tax)

$167 PKR 47.3K

$182 Rp 3M

-8.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

43.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muzaffarabad: October 28, 2025

Last update for Ubud: October 29, 2025

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