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Cost of Living Comparison Between Munich and Ubud, Bali Cost of Living Comparison Between Munich and Ubud, Bali

😐 Solo nomad: Munich is 88.1% more expensive than Ubud, Bali without rent, and 289.4% more expensive with rent.
😐 Family of 3: Munich is 132.1% more expensive than Ubud, Bali without rent, and 278.4% more expensive with rent.
Currency
🍽 Eating Out
Munich
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.12 €18.19
$2.91 Rp 48.4K
625.77%
Three-Course Dinner for Two, Mid-Range
$93.4 €80.4
$12.33 Rp 205.4K
657.18%
Fast Food Meal (McDonalds, etc)
$13.76 €11.85
$3.21 Rp 53.5K
328.66%
Cappuccino
$4.44 €3.83
$2.28 Rp 38K
94.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.18 €3.6
$1.16 Rp 19.3K
260.34%
Water (0.33 liter bottle)
$3.68 €3.17
$0.26 Rp 4,308
1315.38%
Local Beer (0.5 liter draught)
$5.9 €5.08
$2.44 Rp 40.7K
141.80%
Imported Beer (0.33 liter bottle)
$5.87 €5.05
$3.28 Rp 54.7K
78.96%
🛒 Groceries & Markets
Munich
Ubud, Bali
Difference
Milk (1 liter)
$1.48 €1.27
$1.49 Rp 24.9K
-0.67%
White Bread (500g)
$2.25 €1.94
$1.62 Rp 27K
38.89%
Rice (white) (1kg)
$3.35 €2.88
$1.14 Rp 18.9K
193.86%
Eggs
$3.86 €3.33
$2.33 Rp 38.9K
65.67%
Local Cheese (1kg)
$17.6 €15.16
$13.75 Rp 229.1K
28.00%
Chicken Fillets (1kg)
$10.8 €9.3
$4.01 Rp 66.8K
169.33%
Beef Round Steak (1kg)
$19.28 €16.6
$11.36 Rp 189.3K
69.72%
Apples (1kg)
$3.33 €2.87
$3.46 Rp 57.7K
-3.76%
Banana (1kg)
$2.25 €1.94
$1.47 Rp 24.5K
53.06%
Oranges (1kg)
$2.57 €2.21
$2.69 Rp 44.9K
-4.46%
Tomato (1kg)
$4 €3.44
$1.38 Rp 22.9K
189.86%
Potato (1kg)
$1.68 €1.44
$1.6 Rp 26.6K
5.00%
Onion (1kg)
$1.61 €1.39
$2.17 Rp 36.2K
-25.81%
Lettuce (1 head)
$1.57 €1.35
$0.96 Rp 15.9K
63.54%
Water (1.5 liter bottle)
$1.04 €0.89
$0.6 Rp 9,919
73.33%
Cigarettes 20 Pack (Marlboro, Camel)
$10.24 €8.82
$2.24 Rp 37.3K
357.14%
Wine (Bottle)
$7.01 €6.04
$14.72 Rp 245.3K
-52.38%
Local Beer (0.5 liter bottle)
$1.2 €1.04
$2.46 Rp 41.1K
-51.22%
Imported Beer (0.33 liter bottle)
$1.62 €1.39
$2.72 Rp 45.3K
-40.44%
🚌 Getting Around
Munich
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$0.32 Rp 5,355
1309.37%
Public Transport Monthly Pass (Regular Price)
$67.7 €58.3
$9.78 Rp 162.9K
592.02%
Taxi Start (Normal Tariff)
$6.31 €5.43
$0.49 Rp 8,139
1187.76%
Taxi (Normal Tariff) (1km)
$2.58 €2.22
$0.37 Rp 6,244
597.30%
Taxi 1hour Waiting (Normal Tariff)
$43.65 €37.6
$6.15 Rp 102.5K
609.76%
Gasoline (1 liter)
$1.95 €1.68
$0.71 Rp 11.8K
174.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.2K €27.7K
$26.6K Rp 443.2M
20.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.4K €31.4K
$31.7K Rp 528.6M
14.81%
🧾 Monthly Utilities & Internet
Munich
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$410 €353
$63.7 Rp 1.1M
543.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.78 €14.45
$3.93 Rp 65.5K
326.97%
Internet (50+ Mbps, Unlimited Data)
$47.11 €40.58
$24.18 Rp 402.9K
94.83%
🎉 Sport & Entertainment
Munich
Ubud, Bali
Difference
Gym Membership (Monthly)
$52.6 €45.29
$23.22 Rp 386.9K
126.44%
Tennis Court (1 Hour on Weekend)
$33.83 €29.14
$6.18 Rp 103K
447.41%
Cinema Ticket
$16.48 €14.2
$3.3 Rp 55K
399.39%
🧸 Childcare & Education
Munich
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,000 €861
$93.1 Rp 1.6M
973.42%
International Primary School, 1 Child (Yearly)
$15.2K €13.1K
$6,046 Rp 100.7M
151.27%
👕👟 Clothing & Footwear
Munich
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$107 €92.1
$51.9 Rp 864.6K
106.03%
Summer Dress (H&M, Zara, etc)
$43.76 €37.69
$24.92 Rp 415.3K
75.60%
Sport Shoes (Adidas, Nike)
$101 €87.1
$82.1 Rp 1.4M
23.20%
Men's Leather Business Shoes
$135 €116
$72.6 Rp 1.2M
86.05%
🏠 Accommodation & Living
Munich
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,772 €1,526
$258 Rp 4.3M
585.63%
1-bedroom Apartment, Outside City Center (Monthly)
$1,348 €1,161
$161 Rp 2.7M
739.57%
3-bedroom Apartment, City Center (Monthly)
$3,433 €2,956
$574 Rp 9.6M
497.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,527 €2,177
$330 Rp 5.5M
665.48%
Buy Apartment in City Center (m2)
$12.9K €11.1K
$990 Rp 16.5M
1207.15%
Buy Apartment Outside City Center (m2)
$9,029 €7,777
$856 Rp 14.3M
955.33%
💵 Salaries & Financials
Munich
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,479 €3,858
$182 Rp 3M
2364.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
13.28
-70.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: November 24, 2025

Last update for Ubud, Bali: November 24, 2025

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