Cost of Living Comparison Between Munich and Ubud Cost of Living Comparison Between Munich and Ubud

😐 Solo nomad: Munich is 97.6% more expensive than Ubud without rent, and 288.4% more expensive with rent.
😐 Family of 3: Munich is 128.7% more expensive than Ubud without rent, and 271.3% more expensive with rent.
Currency
🍽 Eating Out
Munich
Ubud
Difference
Meal at Budget Restaurant
$21.21 €18.32
$3 Rp 48.8K
607.00%
Three-Course Dinner for Two, Mid-Range
$93.9 €81.1
$12.52 Rp 203.2K
649.92%
Fast Food Meal (McDonalds, etc)
$13.64 €11.78
$3.18 Rp 51.6K
328.93%
Cappuccino
$4.38 €3.78
$2.21 Rp 35.9K
98.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 €3.42
$1.1 Rp 17.9K
260.00%
Water (0.33 liter bottle)
$3.65 €3.15
$0.26 Rp 4,217
1303.85%
Local Beer (0.5 liter draught)
$5.75 €4.96
$2.5 Rp 40.5K
130.00%
Imported Beer (0.33 liter bottle)
$5.71 €4.93
$3.2 Rp 51.9K
78.44%
🛒 Groceries & Markets
Munich
Ubud
Difference
Milk (1 liter)
$1.5 €1.3
$1.49 Rp 24.2K
0.67%
White Bread (500g)
$2.21 €1.91
$1.67 Rp 27K
32.34%
Rice (white) (1kg)
$3.24 €2.79
$1.14 Rp 18.5K
184.21%
Eggs
$3.97 €3.43
$2.27 Rp 36.9K
74.89%
Local Cheese (1kg)
$17.88 €15.44
$13.94 Rp 226.3K
28.26%
Chicken Fillets (1kg)
$10.71 €9.25
$4 Rp 64.8K
167.75%
Beef Round Steak (1kg)
$18.82 €16.25
$11.3 Rp 183.4K
66.55%
Apples (1kg)
$3.25 €2.8
$3.6 Rp 58.4K
-9.72%
Banana (1kg)
$2.22 €1.92
$1.53 Rp 24.8K
45.10%
Oranges (1kg)
$2.51 €2.17
$2.65 Rp 43K
-5.28%
Tomato (1kg)
$3.92 €3.38
$1.38 Rp 22.4K
184.06%
Potato (1kg)
$1.68 €1.45
$1.58 Rp 25.6K
6.33%
Onion (1kg)
$1.53 €1.32
$2.16 Rp 35.1K
-29.17%
Lettuce (1 head)
$1.61 €1.39
$1.04 Rp 16.9K
54.81%
Water (1.5 liter bottle)
$1.02 €0.88
$0.56 Rp 9,114
82.14%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 €8.53
$2.23 Rp 36.3K
343.05%
Wine (Bottle)
$8.05 €6.95
$14.98 Rp 243.2K
-46.26%
Local Beer (0.5 liter bottle)
$1.22 €1.05
$2.43 Rp 39.5K
-49.79%
Imported Beer (0.33 liter bottle)
$1.69 €1.46
$2.64 Rp 42.8K
-35.98%
🚌 Getting Around
Munich
Ubud
Difference
One-way Ticket (Public Transport)
$4.51 €3.89
$0.32 Rp 5,203
1309.37%
Public Transport Monthly Pass (Regular Price)
$66 €57
$10.12 Rp 164.3K
552.57%
Taxi Start (Normal Tariff)
$6.3 €5.44
$0.49 Rp 7,888
1185.71%
Taxi (Normal Tariff) (1km)
$2.64 €2.28
$0.34 Rp 5,573
676.47%
Taxi 1hour Waiting (Normal Tariff)
$44.16 €38.13
$6.04 Rp 98K
631.13%
Gasoline (1 liter)
$1.96 €1.69
$0.73 Rp 11.9K
168.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K €27.4K
$26.2K Rp 425.6M
20.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €31.7K
$31.9K Rp 518.5M
14.88%
🧾 Monthly Utilities & Internet
Munich
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €346
$62.6 Rp 1M
540.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.71 €14.43
$4.1 Rp 66.6K
307.56%
Internet (50+ Mbps, Unlimited Data)
$46.3 €39.98
$24.32 Rp 394.7K
90.38%
🎉 Sport & Entertainment
Munich
Ubud
Difference
Gym Membership (Monthly)
$52.4 €45.22
$22.6 Rp 366.9K
131.73%
Tennis Court (1 Hour on Weekend)
$33.89 €29.26
$6.26 Rp 101.5K
441.37%
Cinema Ticket
$16.48 €14.23
$3.29 Rp 53.4K
400.91%
🧸 Childcare & Education
Munich
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$975 €842
$93.2 Rp 1.5M
946.33%
International Primary School, 1 Child (Yearly)
$15.3K €13.2K
$6,098 Rp 99M
150.77%
👕👟 Clothing & Footwear
Munich
Ubud
Difference
Jeans (Levis 501 Or Similar)
$108 €93
$52.8 Rp 857.4K
104.01%
Summer Dress (H&M, Zara, etc)
$44.44 €38.37
$24.84 Rp 403.3K
78.90%
Sport Shoes (Adidas, Nike)
$98.1 €84.7
$85.2 Rp 1.4M
15.12%
Men's Leather Business Shoes
$133 €115
$72.5 Rp 1.2M
83.97%
🏠 Accommodation & Living
Munich
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$1,794 €1,549
$259 Rp 4.2M
593.26%
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 €1,151
$159 Rp 2.6M
739.39%
3-bedroom Apartment, City Center (Monthly)
$3,376 €2,915
$578 Rp 9.4M
484.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,590 €2,236
$336 Rp 5.5M
670.64%
Buy Apartment in City Center (m2)
$13.1K €11.3K
$1,000 Rp 16.2M
1210.23%
Buy Apartment Outside City Center (m2)
$9,363 €8,084
$860 Rp 14M
988.19%
💵 Salaries & Financials
Munich
Ubud
Difference
Average Monthly Net Salary (After Tax)
$4,194 €3,621
$182 Rp 3M
2198.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.97
13.28
-70.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: October 27, 2025

Last update for Ubud: October 29, 2025

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