Last update: Oct 2026

Cost of Living Comparison Between Msaken and Cebu

For one person, living is cheaper in Msaken: $646 a month against $918 in Cebu, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

31

Cost of Living Index in Msaken
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Msaken Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Msaken

🇹🇳 Tunisia

$646

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Msaken and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Msaken and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $646 in Msaken versus $918 in Cebu.

Msaken $646
Cebu $918

Estimated couple costs with rent: $1,020 in Msaken versus $1,409 in Cebu.

Msaken $1,020
Cebu $1,409

Monthly costs for a family of three with rent: $1,394 in Msaken versus $1,900 in Cebu.

Msaken $1,394
Cebu $1,900

Living in Msaken costs roughly 30% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Msaken 52% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.93 TND 14.76

$3.09 ₱195

59.55%

Three-Course Dinner for Two, Mid-Range

$21.88 TND 65.5

$24.22 ₱1,525

-9.66%

Fast Food Meal (McDonalds, etc)

$5.86 TND 17.55

$3.92 ₱247

49.49%

Cappuccino

$1.03 TND 3.08

$2.51 ₱158

-58.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 TND 2.39

$1.59 ₱100

-49.69%

Water (0.33 liter bottle)

$0.37 TND 1.11

$0.53 ₱33.45

-30.19%

Local Beer (0.5 liter draught)

$1.71 TND 5.11

$1.78 ₱112

-3.93%

Imported Beer (0.33 liter bottle)

$2.13 TND 6.38

$2.17 ₱137

-1.84%

Milk (1 liter)

$0.48 TND 1.45

$1.92 ₱121

-75.00%

White Bread (500g)

$0.30 TND 0.90

$1.36 ₱85.5

-77.94%

Rice (white) (1kg)

$1.71 TND 5.12

$1.01 ₱63.6

69.31%

Eggs

$1.76 TND 5.26

$2.03 ₱128

-13.30%

Local Cheese (1kg)

$13.69 TND 41.00

$9.86 ₱621

38.84%

Chicken Fillets (1kg)

$5.65 TND 16.93

$4.39 ₱277

28.70%

Beef Round Steak (1kg)

$14.36 TND 43.00

$7.60 ₱479

88.95%

Apples (1kg)

$2.04 TND 6.10

$3.30 ₱208

-38.18%

Banana (1kg)

$3.60 TND 10.78

$1.39 ₱87.8

158.99%

Oranges (1kg)

$1.11 TND 3.33

$2.33 ₱147

-52.36%

Tomato (1kg)

$0.81 TND 2.43

$1.50 ₱94.3

-46.00%

Potato (1kg)

$0.86 TND 2.59

$2.36 ₱149

-63.56%

Onion (1kg)

$0.63 TND 1.88

$1.90 ₱119

-66.84%

Lettuce (1 head)

$0.40 TND 1.20

$1.19 ₱74.9

-66.39%

Water (1.5 liter bottle)

$0.32 TND 0.95

$0.63 ₱39.73

-49.21%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 TND 11.26

$3.00 ₱189

25.33%

Wine (Bottle)

$5.94 TND 17.78

$6.03 ₱380

-1.49%

Local Beer (0.5 liter bottle)

$1.07 TND 3.20

$1.23 ₱77.7

-13.01%

Imported Beer (0.33 liter bottle)

$1.31 TND 3.92

$1.75 ₱110

-25.14%

One-way Ticket (Public Transport)

$0.34 TND 1.02

$0.25 ₱15.87

36.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.32 TND 0.96

$0.77 ₱48.64

-58.44%

Taxi (Normal Tariff) (1km)

$0.32 TND 0.96

$0.23 ₱14.54

39.13%

Taxi 1hour Waiting (Normal Tariff)

$3.91 TND 11.71

$4.46 ₱281

-12.33%

Gasoline (1 liter)

$0.86 TND 2.58

$1.31 ₱82.8

-34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K TND 116.4K

$21.2K ₱1.3M

83.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.6K TND 106.8K

$19.1K ₱1.2M

86.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.7 TND 179

$120 ₱7,573

-50.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.20 TND 27.56

$14.00 ₱882

-34.29%

Internet (50+ Mbps, Unlimited Data)

$20.21 TND 60.5

$27.54 ₱1,735

-26.62%

Gym Membership (Monthly)

$21.29 TND 63.8

$32.33 ₱2,036

-34.15%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.92 TND 17.73

$5.65 ₱356

4.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 TND 275

$275 ₱17.3K

-66.63%

International Primary School, 1 Child (Yearly)

$3,156 TND 9,452

$7,918 ₱498.8K

-60.14%

Jeans (Levis 501 Or Similar)

$43.28 TND 130

$49.33 ₱3,107

-12.26%

Summer Dress (H&M, Zara, etc)

$58.7 TND 176

$25.24 ₱1,590

132.73%

Sport Shoes (Adidas, Nike)

$117 TND 351

$77.0 ₱4,848

52.47%

Men's Leather Business Shoes

$86.0 TND 258

$57.2 ₱3,603

50.42%

1-bedroom Apartment, City Center (Monthly)

$108 TND 325

$500 ₱31.5K

-78.28%

1-bedroom Apartment, Outside City Center (Monthly)

$93.1 TND 279

$309 ₱19.5K

-69.87%

3-bedroom Apartment, City Center (Monthly)

$203 TND 607

$1,078 ₱67.9K

-81.19%

3-bedroom Apartment, Outside City Center (Monthly)

$150 TND 450

$615 ₱38.8K

-75.58%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$244 TND 731

$346 ₱21.8K

-29.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.67

7.2

48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msaken: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Msaken

$203 31.5%

Cebu

$206 22.4% 1.2% $2.4

Clothing & Footwear

Msaken

$137 21.3%

Cebu

$94 10.2% 31.7% $44

Accommodation & Living

Msaken

$93 14.4%

Cebu

$309 33.6% 232% $216

Monthly Utilities & Internet

Msaken

$89 13.8%

Cebu

$162 17.6% 81.6% $73

Eating Out

Msaken

$87 13.4%

Cebu

$88 9.6% 1.6% $1.4

Sport & Entertainment

Msaken

$33 5.1%

Cebu

$44 4.8% 31.6% $10

Getting Around

Msaken

$3.3 * 0.5%

Cebu

$16 1.7% 375% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $108 in Msaken and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Msaken vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $203 vs $206 per month, with Msaken cheaper across the board.

Good to know

🇹🇳 Msaken

🇵🇭 Cebu

🕒 Local time

21:42 9:42 PM

04:42 4:42 AM

7 h ahead of Msaken

🌤 Weather

👥 Population

56,000

964,169

💱 Currency

Tunisian Dinar TND د.ت

Philippine Peso PHP ₱

📈 Exchange rate

1 TND = 0.334 USD

1 TND = 0.297 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TND – Tunisian Dinar Converter

🇺🇸 United States Dollar ($)

🇹🇳 Tunisian Dinar (د.ت)

Tunisian Dinar exchange rates as of October 17, 2026: 1 USD = 2.99 TND (1 TND = 0.334 USD). 1 EUR = 3.37 TND (1 TND = 0.297 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to TND in detail →

On the map

Lowest

Highest

Between locations

Msaken Cebu 11,370 km ≈ 15 h nonstop flight

From you

Msaken
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Msaken vs Cebu: Cost of Living - Frequently Asked Questions

Msaken is cheaper overall, especially in groceries, eating out, and leisure. The 42% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 42% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $108 in Msaken versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $646 per month in Msaken versus $918 in Cebu – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Msaken gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Msaken is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Msaken and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Msaken gentler on the wallet – expenses run 42% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.