Last update: Oct 2026

Cost of Living Comparison Between Mrągowo and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,481 in Mrągowo, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Mrągowo
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Mrągowo Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Mrągowo

🇵🇱 Poland

$1,481

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mrągowo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mrągowo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,481 in Mrągowo versus $918 in Cebu.

Mrągowo $1,481
Cebu $918

Estimated couple costs with rent: $2,184 in Mrągowo versus $1,409 in Cebu.

Mrągowo $2,184
Cebu $1,409

Monthly costs for a family of three with rent: $2,887 in Mrągowo versus $1,900 in Cebu.

Mrągowo $2,887
Cebu $1,900

Living in Mrągowo is roughly 61% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mrągowo is 10% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.36 zł 44.13

$3.09 ₱194

267.64%

Three-Course Dinner for Two, Mid-Range

$58.0 zł 226

$24.22 ₱1,525

139.64%

Fast Food Meal (McDonalds, etc)

$8.93 zł 34.70

$3.92 ₱247

127.81%

Cappuccino

$4.03 zł 15.65

$2.51 ₱158

60.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 zł 8.68

$1.59 ₱100

40.88%

Water (0.33 liter bottle)

$1.65 zł 6.42

$0.53 ₱33.43

211.32%

Local Beer (0.5 liter draught)

$3.75 zł 14.56

$1.78 ₱112

110.67%

Imported Beer (0.33 liter bottle)

$3.84 zł 14.90

$2.17 ₱137

76.96%

Milk (1 liter)

$1.01 zł 3.92

$1.92 ₱121

-47.40%

White Bread (500g)

$1.12 zł 4.35

$1.36 ₱85.4

-17.65%

Rice (white) (1kg)

$1.71 zł 6.63

$1.01 ₱63.5

69.31%

Eggs

$3.72 zł 14.46

$2.03 ₱128

83.25%

Local Cheese (1kg)

$4.61 zł 17.89

$9.86 ₱621

-53.25%

Chicken Fillets (1kg)

$5.07 zł 19.72

$4.39 ₱277

15.49%

Beef Round Steak (1kg)

$13.38 zł 52.0

$7.60 ₱479

76.05%

Apples (1kg)

$1.26 zł 4.88

$3.30 ₱208

-61.82%

Banana (1kg)

$1.74 zł 6.77

$1.39 ₱87.8

25.18%

Oranges (1kg)

$2.08 zł 8.06

$2.33 ₱147

-10.73%

Tomato (1kg)

$3.18 zł 12.36

$1.50 ₱94.3

112.00%

Potato (1kg)

$0.79 zł 3.07

$2.36 ₱149

-66.53%

Onion (1kg)

$1.10 zł 4.26

$1.90 ₱119

-42.11%

Lettuce (1 head)

$1.37 zł 5.32

$1.19 ₱74.9

15.13%

Water (1.5 liter bottle)

$0.71 zł 2.75

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 zł 22.27

$3.00 ₱189

91.00%

Wine (Bottle)

$6.65 zł 25.85

$6.03 ₱379

10.28%

Local Beer (0.5 liter bottle)

$1.23 zł 4.76

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.85 zł 7.20

$1.75 ₱110

5.71%

One-way Ticket (Public Transport)

$1.04 zł 4.05

$0.25 ₱15.86

316.00%

Public Transport Monthly Pass (Regular Price)

$28.70 zł 111

$12.64 ₱796

127.06%

Taxi Start (Normal Tariff)

$2.01 zł 7.80

$0.77 ₱48.62

161.04%

Taxi (Normal Tariff) (1km)

$1.00 zł 3.87

$0.23 ₱14.53

334.78%

Taxi 1hour Waiting (Normal Tariff)

$12.64 zł 49.13

$4.46 ₱281

183.41%

Gasoline (1 liter)

$1.60 zł 6.22

$1.31 ₱82.8

22.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 119.8K

$21.2K ₱1.3M

45.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.9K zł 112.4K

$19.1K ₱1.2M

51.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$287 zł 1,116

$120 ₱7,569

138.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.89 zł 46.18

$14.00 ₱882

-15.07%

Internet (50+ Mbps, Unlimited Data)

$20.26 zł 78.7

$27.54 ₱1,734

-26.43%

Gym Membership (Monthly)

$35.78 zł 139

$32.33 ₱2,035

10.67%

Tennis Court (1 Hour on Weekend)

$24.04 zł 93.4

$6.65 ₱419

261.50%

Cinema Ticket

$7.44 zł 28.89

$5.65 ₱356

31.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$524 zł 2,038

$275 ₱17.3K

90.50%

International Primary School, 1 Child (Yearly)

$7,970 zł 31.0K

$7,918 ₱498.5K

0.66%

Jeans (Levis 501 Or Similar)

$87.9 zł 341

$49.33 ₱3,106

78.09%

Summer Dress (H&M, Zara, etc)

$47.16 zł 183

$25.24 ₱1,589

86.85%

Sport Shoes (Adidas, Nike)

$93.2 zł 362

$77.0 ₱4,846

21.06%

Men's Leather Business Shoes

$104 zł 403

$57.2 ₱3,601

81.19%

1-bedroom Apartment, City Center (Monthly)

$595 zł 2,310

$500 ₱31.5K

19.02%

1-bedroom Apartment, Outside City Center (Monthly)

$509 zł 1,978

$309 ₱19.4K

64.89%

3-bedroom Apartment, City Center (Monthly)

$983 zł 3,820

$1,078 ₱67.9K

-8.79%

3-bedroom Apartment, Outside City Center (Monthly)

$830 zł 3,223

$615 ₱38.7K

34.84%

Buy Apartment in City Center (m2)

$2,634 zł 10.2K

$2,886 ₱181.7K

-8.73%

Buy Apartment Outside City Center (m2)

$2,181 zł 8,472

$1,917 ₱120.7K

13.78%

Average Monthly Net Salary (After Tax)

$1,148 zł 4,460

$346 ₱21.8K

231.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

7.2

-7.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mrągowo: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mrągowo

$509 34.4%

Cebu

$309 33.6% 39.4% $200

Monthly Utilities & Internet

Mrągowo

$319 21.6%

Cebu

$162 17.6% 49.3% $158

Eating Out

Mrągowo

$208 14%

Cebu

$88 9.6% 57.6% $120

Groceries & Markets

Mrągowo

$205 13.8%

Cebu

$206 22.4% 0.4% $0.9

Clothing & Footwear

Mrągowo

$149 10.1%

Cebu

$94 10.2% 37.1% $55

Sport & Entertainment

Mrągowo

$51 3.4%

Cebu

$44 4.8% 13.9% $7

Getting Around

Mrągowo

$40 2.7%

Cebu

$16 1.7% 60.9% $24

Cost Breakdown

A one-bedroom apartment in the center runs $595 in Mrągowo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mrągowo pays 232% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Mrągowo vs $24.00 in Cebu. Groceries flip the comparison at $205 vs $206, with Mrągowo cheaper for home cooking.

Good to know

🇵🇱 Mrągowo

🇵🇭 Cebu

🕒 Local time

03:52 3:52 AM

09:52 9:52 AM

6 h ahead of Mrągowo

🌤 Weather

👥 Population

21,179

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Mrągowo Cebu 9,890 km ≈ 13 h nonstop flight

From you

Mrągowo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mrągowo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 61% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 232% higher in Mrągowo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $595 in Mrągowo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,481 per month in Mrągowo versus $918 in Cebu – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 127% less than in Mrągowo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,481 in Mrągowo, a $1,500 budget is realistic in Cebu but tight or insufficient in Mrągowo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mrągowo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mrągowo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 61% less than in Mrągowo. Beyond cost, consider language, visa policies, and how big the international community is in each city.