Last update: Oct 2026

Cost of Living Comparison Between Mostar and Cebu

For one person, living costs are similar in Mostar and in Cebu: $899 and $918 a month, rent and utilities included.

44

Cost of Living Index in Mostar
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Mostar Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Mostar

🇧🇦 Bosnia and Herzegovina

$899

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mostar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mostar and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $899 in Mostar versus $918 in Cebu.

Mostar $899
Cebu $918

Estimated couple costs with rent: $1,402 in Mostar versus $1,409 in Cebu.

Mostar $1,402
Cebu $1,409

Monthly costs for a family of three with rent: $1,904 in Mostar versus $1,900 in Cebu.

Mostar $1,904
Cebu $1,900

Living in Mostar costs roughly 2% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mostar 33% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.85 BAM 11.91

$3.09 ₱194

121.68%

Three-Course Dinner for Two, Mid-Range

$31.14 BAM 54.2

$24.22 ₱1,525

28.57%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.86

$3.92 ₱247

44.64%

Cappuccino

$1.65 BAM 2.86

$2.51 ₱158

-34.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 BAM 3.18

$1.59 ₱100

15.09%

Water (0.33 liter bottle)

$1.18 BAM 2.05

$0.53 ₱33.43

122.64%

Local Beer (0.5 liter draught)

$2.34 BAM 4.07

$1.78 ₱112

31.46%

Imported Beer (0.33 liter bottle)

$2.09 BAM 3.64

$2.17 ₱137

-3.69%

Milk (1 liter)

$1.16 BAM 2.01

$1.92 ₱121

-39.58%

White Bread (500g)

$0.91 BAM 1.58

$1.36 ₱85.4

-33.09%

Rice (white) (1kg)

$1.97 BAM 3.43

$1.01 ₱63.5

95.05%

Eggs

$2.63 BAM 4.58

$2.03 ₱128

29.56%

Local Cheese (1kg)

$7.77 BAM 13.52

$9.86 ₱621

-21.20%

Chicken Fillets (1kg)

$7.40 BAM 12.87

$4.39 ₱277

68.56%

Beef Round Steak (1kg)

$10.58 BAM 18.39

$7.60 ₱479

39.21%

Apples (1kg)

$1.10 BAM 1.91

$3.30 ₱208

-66.67%

Banana (1kg)

$1.65 BAM 2.87

$1.39 ₱87.8

18.71%

Oranges (1kg)

$1.35 BAM 2.35

$2.33 ₱147

-42.06%

Tomato (1kg)

$1.15 BAM 1.99

$1.50 ₱94.3

-23.33%

Potato (1kg)

$1.04 BAM 1.80

$2.36 ₱149

-55.93%

Onion (1kg)

$0.97 BAM 1.69

$1.90 ₱119

-48.95%

Lettuce (1 head)

$0.71 BAM 1.24

$1.19 ₱74.9

-40.34%

Water (1.5 liter bottle)

$0.71 BAM 1.23

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.92 BAM 6.82

$3.00 ₱189

30.67%

Wine (Bottle)

$4.04 BAM 7.02

$6.03 ₱379

-33.00%

Local Beer (0.5 liter bottle)

$0.80 BAM 1.39

$1.23 ₱77.7

-34.96%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.54

$1.75 ₱110

-49.14%

One-way Ticket (Public Transport)

$1.11 BAM 1.94

$0.25 ₱15.86

344.00%

Public Transport Monthly Pass (Regular Price)

$36.85 BAM 64.1

$12.64 ₱796

191.53%

Taxi Start (Normal Tariff)

$1.73 BAM 3.00

$0.77 ₱48.62

124.68%

Taxi (Normal Tariff) (1km)

$0.55 BAM 0.96

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$5.77 BAM 10.03

$4.46 ₱281

29.37%

Gasoline (1 liter)

$1.51 BAM 2.63

$1.31 ₱82.8

15.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.0K

$21.2K ₱1.3M

40.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BAM 37.0K

$19.1K ₱1.2M

11.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.6 BAM 158

$120 ₱7,569

-24.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.70 BAM 30.77

$14.00 ₱882

26.43%

Internet (50+ Mbps, Unlimited Data)

$26.06 BAM 45.31

$27.54 ₱1,734

-5.37%

Gym Membership (Monthly)

$35.45 BAM 61.6

$32.33 ₱2,035

9.65%

Tennis Court (1 Hour on Weekend)

$10.08 BAM 17.54

$6.65 ₱419

51.58%

Cinema Ticket

$5.77 BAM 10.04

$5.65 ₱356

2.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$135 BAM 235

$275 ₱17.3K

-50.95%

International Primary School, 1 Child (Yearly)

$18.5K BAM 32.2K

$7,918 ₱498.5K

133.71%

Jeans (Levis 501 Or Similar)

$57.9 BAM 101

$49.33 ₱3,106

17.43%

Summer Dress (H&M, Zara, etc)

$32.01 BAM 55.7

$25.24 ₱1,589

26.82%

Sport Shoes (Adidas, Nike)

$87.0 BAM 151

$77.0 ₱4,846

13.08%

Men's Leather Business Shoes

$81.3 BAM 141

$57.2 ₱3,601

42.13%

1-bedroom Apartment, City Center (Monthly)

$432 BAM 752

$500 ₱31.5K

-13.45%

1-bedroom Apartment, Outside City Center (Monthly)

$249 BAM 433

$309 ₱19.4K

-19.43%

3-bedroom Apartment, City Center (Monthly)

$663 BAM 1,153

$1,078 ₱67.9K

-38.48%

3-bedroom Apartment, Outside City Center (Monthly)

$459 BAM 798

$615 ₱38.7K

-25.43%

Buy Apartment in City Center (m2)

$2,305 BAM 4,008

$2,886 ₱181.7K

-20.13%

Buy Apartment Outside City Center (m2)

$1,582 BAM 2,751

$1,917 ₱120.7K

-17.45%

Average Monthly Net Salary (After Tax)

$860 BAM 1,495

$346 ₱21.8K

148.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

7.2

-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mostar: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mostar

$249 27.7%

Cebu

$309 33.6% 24.1% $60

Groceries & Markets

Mostar

$188 20.9%

Cebu

$206 22.4% 9.6% $18

Monthly Utilities & Internet

Mostar

$134 14.9%

Cebu

$162 17.6% 20.4% $27

Eating Out

Mostar

$119 13.3%

Cebu

$88 9.6% 26.1% $31

Clothing & Footwear

Mostar

$116 12.9%

Cebu

$94 10.2% 19.2% $22

Sport & Entertainment

Mostar

$47 5.2%

Cebu

$44 4.8% 7.2% $3.4

Getting Around

Mostar

$46 5.1%

Cebu

$16 1.7% 66% $30

Cost Breakdown

A one-bedroom apartment in the center runs $432 in Mostar and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mostar pays 149% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Mostar vs $24.00 in Cebu. Groceries flip the comparison at $188 vs $206, with Mostar cheaper for home cooking.

Good to know

🇧🇦 Mostar

🇵🇭 Cebu

🕒 Local time

12:35 12:35 PM

18:35 6:35 PM

6 h ahead of Mostar

🌤 Weather

👥 Population

60,195

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Mostar Cebu 10,490 km ≈ 14 h nonstop flight

From you

Mostar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mostar vs Cebu: Cost of Living - Frequently Asked Questions

Mostar is cheaper overall, especially in groceries. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 149% higher in Mostar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $432 in Mostar versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $899 per month in Mostar versus $918 in Cebu – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Mostar runs roughly 192% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Mostar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Mostar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mostar and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mostar gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.