Last update: Oct 2026

Cost of Living Comparison Between Moss and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,476 in Moss, rent and utilities included – about $18,700 less a year. Rent and utilities account for about half of the difference.

121

Cost of Living Index in Moss
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Moss Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Moss

🇳🇴 Norway

$2,476

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Moss and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moss and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,476 in Moss versus $918 in Cebu.

Moss $2,476
Cebu $918

Estimated couple costs with rent: $3,721 in Moss versus $1,409 in Cebu.

Moss $3,721
Cebu $1,409

Monthly costs for a family of three with rent: $4,966 in Moss versus $1,900 in Cebu.

Moss $4,966
Cebu $1,900

Living in Moss is roughly 170% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Moss is 83% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.02 NOK 198

$3.09 ₱194

580.26%

Three-Course Dinner for Two, Mid-Range

$78.2 NOK 736

$24.22 ₱1,525

222.67%

Fast Food Meal (McDonalds, etc)

$13.46 NOK 127

$3.92 ₱247

243.37%

Cappuccino

$5.11 NOK 48.08

$2.51 ₱158

103.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 NOK 29.45

$1.59 ₱100

96.86%

Water (0.33 liter bottle)

$2.63 NOK 24.74

$0.53 ₱33.43

396.23%

Local Beer (0.5 liter draught)

$6.67 NOK 62.8

$1.78 ₱112

274.72%

Imported Beer (0.33 liter bottle)

$8.29 NOK 78.1

$2.17 ₱137

282.03%

Milk (1 liter)

$2.40 NOK 22.58

$1.92 ₱121

25.00%

White Bread (500g)

$3.56 NOK 33.54

$1.36 ₱85.4

161.76%

Rice (white) (1kg)

$3.54 NOK 33.35

$1.01 ₱63.5

250.50%

Eggs

$3.42 NOK 32.23

$2.03 ₱128

68.47%

Local Cheese (1kg)

$13.38 NOK 126

$9.86 ₱621

35.70%

Chicken Fillets (1kg)

$12.92 NOK 122

$4.39 ₱277

194.31%

Beef Round Steak (1kg)

$27.90 NOK 263

$7.60 ₱479

267.11%

Apples (1kg)

$3.38 NOK 31.79

$3.30 ₱208

2.42%

Banana (1kg)

$2.57 NOK 24.21

$1.39 ₱87.8

84.89%

Oranges (1kg)

$2.95 NOK 27.81

$2.33 ₱147

26.61%

Tomato (1kg)

$5.83 NOK 54.9

$1.50 ₱94.3

288.67%

Potato (1kg)

$2.30 NOK 21.69

$2.36 ₱149

-2.54%

Onion (1kg)

$2.49 NOK 23.47

$1.90 ₱119

31.05%

Lettuce (1 head)

$2.53 NOK 23.77

$1.19 ₱74.9

112.61%

Water (1.5 liter bottle)

$2.35 NOK 22.10

$0.63 ₱39.71

273.02%

Cigarettes 20 Pack (Marlboro, Camel)

$15.35 NOK 144

$3.00 ₱189

411.67%

Wine (Bottle)

$15.77 NOK 148

$6.03 ₱379

161.53%

Local Beer (0.5 liter bottle)

$2.64 NOK 24.83

$1.23 ₱77.7

114.63%

Imported Beer (0.33 liter bottle)

$3.85 NOK 36.27

$1.75 ₱110

120.00%

One-way Ticket (Public Transport)

$4.76 NOK 44.85

$0.25 ₱15.86

1804.00%

Public Transport Monthly Pass (Regular Price)

$86.5 NOK 814

$12.64 ₱796

584.49%

Taxi Start (Normal Tariff)

$10.43 NOK 98.2

$0.77 ₱48.62

1254.55%

Taxi (Normal Tariff) (1km)

$1.88 NOK 17.66

$0.23 ₱14.53

717.39%

Taxi 1hour Waiting (Normal Tariff)

$45.81 NOK 431

$4.46 ₱281

927.13%

Gasoline (1 liter)

$2.30 NOK 21.66

$1.31 ₱82.8

75.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.6K NOK 401.0K

$21.2K ₱1.3M

100.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K NOK 387.7K

$19.1K ₱1.2M

115.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 NOK 2,816

$120 ₱7,569

148.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.40 NOK 314

$14.00 ₱882

138.57%

Internet (50+ Mbps, Unlimited Data)

$54.0 NOK 508

$27.54 ₱1,734

96.11%

Gym Membership (Monthly)

$39.52 NOK 372

$32.33 ₱2,035

22.24%

Tennis Court (1 Hour on Weekend)

$33.32 NOK 314

$6.65 ₱419

401.05%

Cinema Ticket

$18.14 NOK 171

$5.65 ₱356

221.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 NOK 2,217

$275 ₱17.3K

-14.46%

International Primary School, 1 Child (Yearly)

$3,756 NOK 35.4K

$7,918 ₱498.5K

-52.56%

Jeans (Levis 501 Or Similar)

$97.8 NOK 920

$49.33 ₱3,106

98.20%

Summer Dress (H&M, Zara, etc)

$60.0 NOK 565

$25.24 ₱1,589

137.68%

Sport Shoes (Adidas, Nike)

$104 NOK 979

$77.0 ₱4,846

35.12%

Men's Leather Business Shoes

$142 NOK 1,332

$57.2 ₱3,601

147.40%

1-bedroom Apartment, City Center (Monthly)

$1,218 NOK 11.5K

$500 ₱31.5K

143.78%

1-bedroom Apartment, Outside City Center (Monthly)

$912 NOK 8,586

$309 ₱19.4K

195.36%

3-bedroom Apartment, City Center (Monthly)

$2,091 NOK 19.7K

$1,078 ₱67.9K

94.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,576 NOK 14.8K

$615 ₱38.7K

156.12%

Buy Apartment in City Center (m2)

$5,125 NOK 48.2K

$2,886 ₱181.7K

77.57%

Buy Apartment Outside City Center (m2)

$4,121 NOK 38.8K

$1,917 ₱120.7K

115.00%

Average Monthly Net Salary (After Tax)

$4,341 NOK 40.9K

$346 ₱21.8K

1154.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

7.2

-31.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moss: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moss

$912 36.9%

Cebu

$309 33.6% 66.1% $603

Groceries & Markets

Moss

$452 18.3%

Cebu

$206 22.4% 54.4% $246

Monthly Utilities & Internet

Moss

$387 15.6%

Cebu

$162 17.6% 58.2% $225

Eating Out

Moss

$343 13.8%

Cebu

$88 9.6% 74.3% $255

Clothing & Footwear

Moss

$181 7.3%

Cebu

$94 10.2% 48.2% $88

Getting Around

Moss

$125 5.1%

Cebu

$16 1.7% 87.6% $110

Sport & Entertainment

Moss

$76 3.1%

Cebu

$44 4.8% 42.4% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,218 in Moss and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Moss pays 1155% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $78.0 in Moss vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $452 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Moss

🇵🇭 Cebu

🕒 Local time

15:55 3:55 PM

21:55 9:55 PM

6 h ahead of Moss

🌤 Weather

👥 Population

52,213

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

Lowest

Highest

Between locations

Moss Cebu 10,290 km ≈ 13 h nonstop flight

From you

Moss
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moss vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 170% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1155% higher in Moss, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,218 in Moss versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,476 per month in Moss versus $918 in Cebu – a 170% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 584% less than in Moss. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,476 in Moss, a $1,500 budget is realistic in Cebu but tight or insufficient in Moss. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Moss, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Moss and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 170% less than in Moss. Beyond cost, consider language, visa policies, and how big the international community is in each city.