Last update: Nov 2026

Cost of Living Comparison Between Mortsel and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,143 in Mortsel, rent and utilities included – about $9,700 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Mortsel
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Mortsel Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mortsel

🇧🇪 Belgium

$2,143

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Mortsel and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mortsel and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,143 per month in Mortsel vs $1,331 in Ubud, Bali, rent included.

Mortsel $2,143
Ubud, Bali $1,331

A couple spends around $3,169 per month in Mortsel vs $2,255 in Ubud, Bali, rent included.

Mortsel $3,169
Ubud, Bali $2,255

A family of three spends $4,196 per month in Mortsel vs $3,180 in Ubud, Bali, rent included.

Mortsel $4,196
Ubud, Bali $3,180

Mortsel costs about 61% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Mortsel sits 58% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$22.46 €20.08

$3.38 Rp 61.2K

564.50%

Three-Course Dinner for Two, Mid-Range

$94.6 €84.6

$34.65 Rp 628.6K

172.87%

Fast Food Meal (McDonalds, etc)

$13.54 €12.11

$5.57 Rp 101.1K

143.09%

Cappuccino

$4.33 €3.87

$2.62 Rp 47.5K

65.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.41 €3.05

$1.54 Rp 27.9K

121.43%

Water (0.33 liter bottle)

$2.91 €2.60

$0.64 Rp 11.6K

354.69%

Local Beer (0.5 liter draught)

$5.49 €4.91

$2.67 Rp 48.4K

105.62%

Imported Beer (0.33 liter bottle)

$5.48 €4.90

$4.26 Rp 77.3K

28.64%

Milk (1 liter)

$1.38 €1.23

$1.46 Rp 26.5K

-5.48%

White Bread (500g)

$2.72 €2.43

$2.29 Rp 41.6K

18.78%

Rice (white) (1kg)

$2.23 €1.99

$1.11 Rp 20.1K

100.90%

Eggs

$4.01 €3.59

$2.10 Rp 38.1K

90.95%

Local Cheese (1kg)

$16.18 €14.47

$15.94 Rp 289.2K

1.51%

Chicken Fillets (1kg)

$11.72 €10.48

$3.88 Rp 70.4K

202.06%

Beef Round Steak (1kg)

$22.85 €20.44

$11.40 Rp 206.8K

100.44%

Apples (1kg)

$2.84 €2.54

$3.55 Rp 64.4K

-20.00%

Banana (1kg)

$2.40 €2.15

$1.54 Rp 27.9K

55.84%

Oranges (1kg)

$2.59 €2.31

$2.23 Rp 40.5K

16.14%

Tomato (1kg)

$2.80 €2.50

$1.97 Rp 35.8K

42.13%

Potato (1kg)

$2.19 €1.96

$1.86 Rp 33.7K

17.74%

Onion (1kg)

$1.81 €1.62

$2.42 Rp 43.9K

-25.21%

Lettuce (1 head)

$1.30 €1.16

$1.02 Rp 18.6K

27.45%

Water (1.5 liter bottle)

$1.04 €0.93

$0.52 Rp 9,475

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.34 €11.93

$2.20 Rp 39.9K

506.36%

Wine (Bottle)

$8.80 €7.87

$21.79 Rp 395.2K

-59.61%

Local Beer (0.5 liter bottle)

$1.91 €1.71

$2.33 Rp 42.2K

-18.03%

Imported Beer (0.33 liter bottle)

$2.20 €1.96

$2.97 Rp 53.9K

-25.93%

One-way Ticket (Public Transport)

$3.12 €2.79

$0.25 Rp 4,542

1148.00%

Public Transport Monthly Pass (Regular Price)

$53.8 €48.15

$8.17 Rp 148.3K

559.00%

Taxi Start (Normal Tariff)

$5.62 €5.03

$0.44 Rp 7,941

1177.27%

Taxi (Normal Tariff) (1km)

$2.65 €2.37

$0.47 Rp 8,489

463.83%

Taxi 1hour Waiting (Normal Tariff)

$44.46 €39.76

$5.60 Rp 101.6K

693.93%

Gasoline (1 liter)

$2.12 €1.89

$0.83 Rp 15.0K

155.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.8K

$24.4K Rp 443.5M

45.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K €32.9K

$31.7K Rp 575.0M

15.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €197

$77.5 Rp 1.4M

184.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.09 €18.86

$6.14 Rp 111.5K

243.49%

Internet (50+ Mbps, Unlimited Data)

$48.16 €43.06

$18.92 Rp 343.1K

154.55%

Gym Membership (Monthly)

$37.01 €33.09

$51.0 Rp 925.0K

-27.42%

Tennis Court (1 Hour on Weekend)

$19.53 €17.46

$18.25 Rp 331.0K

7.01%

Cinema Ticket

$15.68 €14.02

$4.38 Rp 79.5K

257.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 €497

$492 Rp 8.9M

12.81%

International Primary School, 1 Child (Yearly)

$21.3K €19.0K

$12.2K Rp 221.7M

73.96%

Jeans (Levis 501 Or Similar)

$114 €102

$45.16 Rp 819.2K

152.55%

Summer Dress (H&M, Zara, etc)

$47.16 €42.17

$34.89 Rp 632.9K

35.17%

Sport Shoes (Adidas, Nike)

$106 €94.7

$78.3 Rp 1.4M

35.25%

Men's Leather Business Shoes

$148 €133

$77.9 Rp 1.4M

90.46%

1-bedroom Apartment, City Center (Monthly)

$911 €815

$1,078 Rp 19.5M

-15.44%

1-bedroom Apartment, Outside City Center (Monthly)

$822 €735

$665 Rp 12.1M

23.70%

3-bedroom Apartment, City Center (Monthly)

$1,375 €1,230

$3,510 Rp 63.7M

-60.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,027

$1,671 Rp 30.3M

-31.30%

Buy Apartment in City Center (m2)

$4,226 €3,779

$2,340 Rp 42.4M

80.59%

Buy Apartment Outside City Center (m2)

$2,884 €2,579

$2,236 Rp 40.6M

28.96%

Average Monthly Net Salary (After Tax)

$2,364 €2,114

$166 Rp 3.0M

1321.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.78

-74.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mortsel: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mortsel

$822 38.4%

Ubud, Bali

$665 50% 19.2% $158

Groceries & Markets

Mortsel

$354 16.5%

Ubud, Bali

$279 21% 21.1% $75

Eating Out

Mortsel

$336 15.7%

Ubud, Bali

$106 8% 68.5% $230

Monthly Utilities & Internet

Mortsel

$290 13.5%

Ubud, Bali

$103 7.7% 64.6% $187

Clothing & Footwear

Mortsel

$187 8.7%

Ubud, Bali

$106 8% 43.1% $81

Getting Around

Mortsel

$85 4%

Ubud, Bali

$12 0.9% 86% $73

Sport & Entertainment

Mortsel

$68 3.2%

Ubud, Bali

$60 4.5% 12.6% $8.6

Cost Breakdown

A central one-bedroom costs $911 in Mortsel versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mortsel are about 14 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95 in Mortsel versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $354 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇧🇪 Mortsel

🇮🇩 Ubud, Bali

🕒 Local time

18:51 6:51 PM

01:51 1:51 AM

7 h ahead of Mortsel

🌤 Weather

👥 Population

24,525

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

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Mortsel Ubud, Bali 12,190 km ≈ 16 h nonstop flight

From you

Mortsel
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mortsel vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Mortsel is pricier by about 61%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,214 per month in Mortsel and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mortsel, especially for central apartments: a one-bedroom in the center costs $911 there versus $1,078 in Ubud, Bali.

Groceries cost about 27% more in Mortsel, though the gap depends on what you buy.

A mid-range dinner for two costs $95 in Mortsel and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,143 in Mortsel and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $2,143 in Mortsel. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Mortsel makes more sense. Both are solid long-term options with distinct trade-offs.