Last update: Oct 2026

Cost of Living Comparison Between Morioka and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,190 in Morioka, rent and utilities included – about $3,300 less a year. Other living expenses account for most of the difference.

58

Cost of Living Index in Morioka
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Morioka Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Morioka

🇯🇵 Japan

$1,190

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Morioka and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morioka and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,190 in Morioka versus $918 in Cebu.

Morioka $1,190
Cebu $918

Estimated couple costs with rent: $1,943 in Morioka versus $1,409 in Cebu.

Morioka $1,943
Cebu $1,409

Monthly costs for a family of three with rent: $2,696 in Morioka versus $1,900 in Cebu.

Morioka $2,696
Cebu $1,900

Living in Morioka is roughly 30% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Morioka 12% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.13 ¥969

$3.09 ₱194

98.38%

Three-Course Dinner for Two, Mid-Range

$31.46 ¥4,971

$24.22 ₱1,525

29.89%

Fast Food Meal (McDonalds, etc)

$5.15 ¥813

$3.92 ₱247

31.38%

Cappuccino

$2.96 ¥468

$2.51 ₱158

17.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 ¥189

$1.59 ₱100

-24.53%

Water (0.33 liter bottle)

$0.79 ¥124

$0.53 ₱33.43

49.06%

Local Beer (0.5 liter draught)

$2.66 ¥421

$1.78 ₱112

49.44%

Imported Beer (0.33 liter bottle)

$3.11 ¥491

$2.17 ₱137

43.32%

Milk (1 liter)

$1.46 ¥230

$1.92 ₱121

-23.96%

White Bread (500g)

$1.55 ¥244

$1.36 ₱85.4

13.97%

Rice (white) (1kg)

$4.23 ¥668

$1.01 ₱63.5

318.81%

Eggs

$2.03 ¥320

$2.03 ₱128

Local Cheese (1kg)

$9.04 ¥1,428

$9.86 ₱621

-8.32%

Chicken Fillets (1kg)

$7.42 ¥1,172

$4.39 ₱277

69.02%

Beef Round Steak (1kg)

$17.65 ¥2,788

$7.60 ₱479

132.24%

Apples (1kg)

$3.97 ¥627

$3.30 ₱208

20.30%

Banana (1kg)

$2.24 ¥355

$1.39 ₱87.8

61.15%

Oranges (1kg)

$3.10 ¥489

$2.33 ₱147

33.05%

Tomato (1kg)

$4.29 ¥678

$1.50 ₱94.3

186.00%

Potato (1kg)

$2.56 ¥405

$2.36 ₱149

8.47%

Onion (1kg)

$2.22 ¥352

$1.90 ₱119

16.84%

Lettuce (1 head)

$1.18 ¥187

$1.19 ₱74.9

-0.84%

Water (1.5 liter bottle)

$0.94 ¥148

$0.63 ₱39.71

49.21%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 ¥653

$3.00 ₱189

37.67%

Wine (Bottle)

$6.81 ¥1,076

$6.03 ₱379

12.94%

Local Beer (0.5 liter bottle)

$1.68 ¥266

$1.23 ₱77.7

36.59%

Imported Beer (0.33 liter bottle)

$2.33 ¥368

$1.75 ₱110

33.14%

One-way Ticket (Public Transport)

$1.50 ¥236

$0.25 ₱15.86

500.00%

Public Transport Monthly Pass (Regular Price)

$54.5 ¥8,603

$12.64 ₱796

330.78%

Taxi Start (Normal Tariff)

$3.13 ¥494

$0.77 ₱48.62

306.49%

Taxi (Normal Tariff) (1km)

$2.63 ¥415

$0.23 ₱14.53

1043.48%

Taxi 1hour Waiting (Normal Tariff)

$21.32 ¥3,368

$4.46 ₱281

378.03%

Gasoline (1 liter)

$1.09 ¥172

$1.31 ₱82.8

-16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.2K ¥3.2M

$21.2K ₱1.3M

-4.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$19.1K ₱1.2M

-21.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 ¥20.8K

$120 ₱7,569

9.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.69 ¥3,743

$14.00 ₱882

69.21%

Internet (50+ Mbps, Unlimited Data)

$31.46 ¥4,970

$27.54 ₱1,734

14.23%

Gym Membership (Monthly)

$51.7 ¥8,167

$32.33 ₱2,035

59.91%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.07 ¥1,749

$5.65 ₱356

95.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$545 ¥86.1K

$275 ₱17.3K

97.89%

International Primary School, 1 Child (Yearly)

$12.2K ¥1.9M

$7,918 ₱498.5K

54.26%

Jeans (Levis 501 Or Similar)

$50.8 ¥8,018

$49.33 ₱3,106

2.88%

Summer Dress (H&M, Zara, etc)

$35.59 ¥5,623

$25.24 ₱1,589

41.01%

Sport Shoes (Adidas, Nike)

$57.1 ¥9,025

$77.0 ₱4,846

-25.77%

Men's Leather Business Shoes

$96.3 ¥15.2K

$57.2 ₱3,601

68.39%

1-bedroom Apartment, City Center (Monthly)

$552 ¥87.1K

$500 ₱31.5K

10.41%

1-bedroom Apartment, Outside City Center (Monthly)

$323 ¥51.0K

$309 ₱19.4K

4.54%

3-bedroom Apartment, City Center (Monthly)

$1,157 ¥182.8K

$1,078 ₱67.9K

7.33%

3-bedroom Apartment, Outside City Center (Monthly)

$842 ¥133.0K

$615 ₱38.7K

36.80%

Buy Apartment in City Center (m2)

$4,122 ¥651.2K

$2,886 ₱181.7K

42.82%

Buy Apartment Outside City Center (m2)

$1,502 ¥237.3K

$1,917 ₱120.7K

-21.64%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

7.2

-69.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morioka: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Morioka

$323 27.1%

Cebu

$309 33.6% 4.3% $14

Groceries & Markets

Morioka

$294 24.7%

Cebu

$206 22.4% 30% $88

Monthly Utilities & Internet

Morioka

$187 15.7%

Cebu

$162 17.6% 13.4% $25

Eating Out

Morioka

$127 10.7%

Cebu

$88 9.6% 30.8% $39

Clothing & Footwear

Morioka

$108 9.1%

Cebu

$94 10.2% 13% $14

Getting Around

Morioka

$77 6.5%

Cebu

$16 1.7% 79.7% $61

Sport & Entertainment

Morioka

$74 6.2%

Cebu

$44 4.8% 40.9% $30

Cost Breakdown

A one-bedroom apartment in the center runs $552 in Morioka and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Morioka vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Morioka

🇵🇭 Cebu

🕒 Local time

13:58 1:58 PM

12:58 12:58 PM

1 h behind Morioka

🌤 Weather

👥 Population

289,731

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

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Between locations

Morioka Cebu 3,690 km ≈ 5 h nonstop flight

From you

Morioka
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Morioka vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 30% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,785 in Morioka and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $552 in Morioka versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,190 per month in Morioka versus $918 in Cebu – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 331% less than in Morioka. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,190 in Morioka, a $1,500 budget is realistic in Cebu but tight or insufficient in Morioka. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Morioka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Morioka and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 30% less than in Morioka. Beyond cost, consider language, visa policies, and how big the international community is in each city.