Last update: Oct 2026

Cost of Living Comparison Between Monument, CO and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $3,324 in Monument, CO, rent and utilities included – about $23,700 less a year. Rent and utilities account for most of the difference.

161

Cost of Living Index in Monument, CO
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Monument, CO Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Monument, CO

🇺🇸 United States

$3,324

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Monument, CO and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monument, CO and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,324 per month in Monument, CO vs $1,348 in Ubud, Bali, rent included.

Monument, CO $3,324
Ubud, Bali $1,348

A couple spends around $4,622 per month in Monument, CO vs $2,312 in Ubud, Bali, rent included.

Monument, CO $4,622
Ubud, Bali $2,312

A family of three spends $5,919 per month in Monument, CO vs $3,276 in Ubud, Bali, rent included.

Monument, CO $5,919
Ubud, Bali $3,276

Monument, CO costs about 147% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Monument, CO and Ubud, Bali sit above the global median – Monument, CO by 148%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$24.83 $24.83

$3.33 Rp 59.6K

645.65%

Three-Course Dinner for Two, Mid-Range

$70.5 $70.5

$35.42 Rp 633.1K

99.15%

Fast Food Meal (McDonalds, etc)

$10.67 $10.67

$5.76 Rp 102.9K

85.24%

Cappuccino

$5.55 $5.55

$2.63 Rp 47.0K

111.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$1.74 Rp 31.0K

54.02%

Water (0.33 liter bottle)

$2.26 $2.26

$0.77 Rp 13.8K

193.51%

Local Beer (0.5 liter draught)

$5.87 $5.87

$2.71 Rp 48.4K

116.61%

Imported Beer (0.33 liter bottle)

$7.04 $7.04

$4.52 Rp 80.8K

55.75%

Milk (1 liter)

$0.98 $0.98

$1.53 Rp 27.4K

-35.95%

White Bread (500g)

$3.14 $3.14

$2.20 Rp 39.2K

42.73%

Rice (white) (1kg)

$2.86 $2.86

$1.22 Rp 21.8K

134.43%

Eggs

$5.97 $5.97

$2.14 Rp 38.2K

178.97%

Local Cheese (1kg)

$14.03 $14.03

$17.73 Rp 316.9K

-20.87%

Chicken Fillets (1kg)

$13.70 $13.70

$3.86 Rp 68.9K

254.92%

Beef Round Steak (1kg)

$19.44 $19.44

$12.03 Rp 215.0K

61.60%

Apples (1kg)

$5.62 $5.62

$3.61 Rp 64.5K

55.68%

Banana (1kg)

$1.41 $1.41

$1.51 Rp 27.1K

-6.62%

Oranges (1kg)

$3.22 $3.22

$2.32 Rp 41.4K

38.79%

Tomato (1kg)

$4.62 $4.62

$2.00 Rp 35.8K

131.00%

Potato (1kg)

$2.49 $2.49

$1.81 Rp 32.4K

37.57%

Onion (1kg)

$2.63 $2.63

$2.39 Rp 42.7K

10.04%

Lettuce (1 head)

$1.80 $1.80

$0.99 Rp 17.8K

81.82%

Water (1.5 liter bottle)

$2.00 $2.00

$0.52 Rp 9,373

284.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.86 $9.86

$2.18 Rp 39.0K

352.29%

Wine (Bottle)

$15.93 $15.93

$22.98 Rp 410.7K

-30.68%

Local Beer (0.5 liter bottle)

$2.30 $2.30

$2.40 Rp 42.8K

-4.17%

Imported Beer (0.33 liter bottle)

$2.55 $2.55

$3.00 Rp 53.6K

-15.00%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$3.60 $3.60

$0.44 Rp 7,876

718.18%

Taxi (Normal Tariff) (1km)

$1.16 $1.16

$0.42 Rp 7,582

176.19%

Taxi 1hour Waiting (Normal Tariff)

$25.42 $25.42

$5.45 Rp 97.4K

366.42%

Gasoline (1 liter)

$0.98 $0.98

$0.84 Rp 15.1K

16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K $24.5K

$24.3K Rp 434.8M

0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$31.9K Rp 570.0M

-20.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$80.8 Rp 1.4M

146.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$82.8 $82.8

$6.58 Rp 117.6K

1157.90%

Internet (50+ Mbps, Unlimited Data)

$76.9 $76.9

$18.24 Rp 326.1K

321.33%

Gym Membership (Monthly)

$24.64 $24.64

$55.1 Rp 985.4K

-55.31%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$15.06 $15.06

$4.24 Rp 75.9K

255.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,466 $1,466

$486 Rp 8.7M

201.88%

International Primary School, 1 Child (Yearly)

$6,481 $6,481

$5,676 Rp 101.5M

14.18%

Jeans (Levis 501 Or Similar)

$59.5 $59.5

$45.18 Rp 807.6K

31.58%

Summer Dress (H&M, Zara, etc)

$34.51 $34.51

$34.57 Rp 617.9K

-0.17%

Sport Shoes (Adidas, Nike)

$81.1 $81.1

$79.2 Rp 1.4M

2.40%

Men's Leather Business Shoes

$100 $100

$77.6 Rp 1.4M

29.31%

1-bedroom Apartment, City Center (Monthly)

$1,982 $1,982

$1,127 Rp 20.1M

75.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,973 $1,973

$674 Rp 12.1M

192.72%

3-bedroom Apartment, City Center (Monthly)

$2,994 $2,994

$3,618 Rp 64.7M

-17.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,962 $2,962

$1,735 Rp 31.0M

70.78%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

13.78

-52.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monument, CO: October 6, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monument, CO

$2K 60%

Ubud, Bali

$674 49.6% 65.8% $1.3K

Groceries & Markets

Monument, CO

$410 12.5%

Ubud, Bali

$290 21.4% 29.3% $120

Eating Out

Monument, CO

$360 11%

Ubud, Bali

$108 8% 70% $252

Monthly Utilities & Internet

Monument, CO

$359 10.9%

Ubud, Bali

$106 7.8% 70.6% $253

Clothing & Footwear

Monument, CO

$124 3.8%

Ubud, Bali

$106 7.8% 14.1% $17

Sport & Entertainment

Monument, CO

$55 1.7%

Ubud, Bali

$64 4.7% 16.2% $8.9

Getting Around

Monument, CO

$9.4 * 0.3%

Ubud, Bali

$11 0.8% 11.6% $1.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,982 in Monument, CO versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71.0 in Monument, CO versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $410 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Monument, CO

🇮🇩 Ubud, Bali

🕒 Local time

06:48 6:48 AM

20:48 8:48 PM

14 h ahead of Monument, CO

🌤 Weather

👥 Population

10,000

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of October 11, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

IDR to USD in detail →

On the map

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Between locations

Monument, CO Ubud, Bali 14,770 km ≈ 19 h nonstop flight

From you

Monument, CO
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monument, CO vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Monument, CO is pricier by about 147%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,986 per month in Monument, CO and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $71.0 in Monument, CO and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 41% more in Monument, CO, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Monument, CO at $3,324. In Ubud, Bali it covers expenses comfortably, while in Monument, CO it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monument, CO makes more sense. Both are solid long-term options with distinct trade-offs.