Last update: Oct 2026

Cost of Living Comparison Between Montreal and Wichita Falls, TX

For one person, living is cheaper in Wichita Falls, TX: $1,801 a month against $2,059 in Montreal, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
87

Cost of Living Index in Wichita Falls, TX
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Wichita Falls, TX Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Wichita Falls, TX

🇺🇸 United States

$1,801

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Wichita Falls, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Wichita Falls, TX actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,801 in Wichita Falls, TX, rent included.

Montreal $2,059
Wichita Falls, TX $1,801

A couple spends around $3,123 per month in Montreal vs $2,745 in Wichita Falls, TX, rent included.

Montreal $3,123
Wichita Falls, TX $2,745

A family of three spends $4,187 per month in Montreal vs $3,690 in Wichita Falls, TX, rent included.

Montreal $4,187
Wichita Falls, TX $3,690

Montreal costs about 14% more than Wichita Falls, TX, and outside of rent the biggest gap is in transport.

Both Montreal and Wichita Falls, TX sit above the global median – Montreal by 52%, Wichita Falls, TX by 33%.

Meal at Budget Restaurant

$18.84 CA$26.63

$14.77 $14.77

27.56%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$59.6 $59.6

22.91%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$10.91 $10.91

-3.39%

Cappuccino

$3.97 CA$5.61

$5.65 $5.65

-29.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$3.12 $3.12

-37.82%

Water (0.33 liter bottle)

$1.57 CA$2.22

$2.32 $2.32

-32.33%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$4.88 $4.88

31.56%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$7.84 $7.84

-8.16%

Milk (1 liter)

$2.32 CA$3.28

$0.96 $0.96

141.67%

White Bread (500g)

$3.19 CA$4.51

$3.05 $3.05

4.59%

Rice (white) (1kg)

$3.19 CA$4.50

$3.97 $3.97

-19.65%

Eggs

$3.68 CA$5.20

$4.22 $4.22

-12.80%

Local Cheese (1kg)

$13.24 CA$18.72

$13.38 $13.38

-1.05%

Chicken Fillets (1kg)

$11.69 CA$16.53

$9.04 $9.04

29.31%

Beef Round Steak (1kg)

$13.98 CA$19.76

$10.99 $10.99

27.21%

Apples (1kg)

$3.14 CA$4.44

$4.32 $4.32

-27.31%

Banana (1kg)

$1.45 CA$2.05

$1.36 $1.36

6.62%

Oranges (1kg)

$3.38 CA$4.78

$3.13 $3.13

7.99%

Tomato (1kg)

$3.11 CA$4.40

$2.18 $2.18

42.66%

Potato (1kg)

$1.93 CA$2.72

$2.14 $2.14

-9.81%

Onion (1kg)

$1.83 CA$2.58

$2.95 $2.95

-37.97%

Lettuce (1 head)

$2.36 CA$3.34

$1.62 $1.62

45.68%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.73 $2.73

-45.05%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$8.60 $8.60

29.30%

Wine (Bottle)

$10.60 CA$14.98

$9.14 $9.14

15.97%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.10 $1.10

101.82%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$1.46 $1.46

94.52%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.51 $1.51

73.51%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$44.22 $44.22

78.97%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$1.27 $1.27

154.33%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$0.87 $0.87

70.11%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

Gasoline (1 liter)

$1.36 CA$1.92

$0.80 $0.80

70.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$25.6K $25.6K

7.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$25.2K $25.2K

-15.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$244 $244

-68.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$50.8 $50.8

-32.77%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$61.9 $61.9

-31.89%

Gym Membership (Monthly)

$30.81 CA$43.56

$14.78 $14.78

108.46%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$19.61 $19.61

0.25%

Cinema Ticket

$11.47 CA$16.22

$8.82 $8.82

30.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$2,583 $2,583

-80.40%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$50.9 $50.9

12.43%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$40.62 $40.62

-6.20%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$66.0 $66.0

39.31%

Men's Leather Business Shoes

$110 CA$155

$98.6 $98.6

11.30%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$1,043 $1,043

18.54%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$638 $638

53.08%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$1,414 $1,414

54.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,229 $1,229

30.89%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,445 $1,445

253.80%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,383 $1,383

170.70%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$3,969 $3,969

-25.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.44

-30.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Wichita Falls, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Wichita Falls, TX

$638 35.4% 34.7% $339

Groceries & Markets

Montreal

$351 17.1%

Wichita Falls, TX

$323 17.9% 8.1% $28

Eating Out

Montreal

$290 14.1%

Wichita Falls, TX

$280 15.6% 3.4% $10

Monthly Utilities & Internet

Montreal

$153 7.5%

Wichita Falls, TX

$356 19.8% 132% $203

Clothing & Footwear

Montreal

$134 6.5%

Wichita Falls, TX

$115 6.4% 13.8% $18

Getting Around

Montreal

$100 4.9%

Wichita Falls, TX

$56 3.1% 44.3% $44

Sport & Entertainment

Montreal

$54 2.6%

Wichita Falls, TX

$32 1.8% 39.7% $21

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $1,043 in Wichita Falls, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Wichita Falls, TX, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Montreal versus $60.0 in Wichita Falls, TX. Monthly groceries follow the same trend: $351 vs $323 – making Wichita Falls, TX the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Wichita Falls, TX

🕒 Local time

19:50 7:50 PM

18:50 6:50 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

102,316

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

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Montreal Wichita Falls, TX 2,480 km ≈ 3 h 30 min nonstop flight

From you

Montreal
Wichita Falls, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Wichita Falls, TX: Cost of Living - Frequently Asked Questions

Montreal costs about 14% more than Wichita Falls, TX, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $2,701 in Wichita Falls, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wichita Falls, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 9% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $73.0 in Montreal and $60.0 in Wichita Falls, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Wichita Falls, TX, where all-in costs run around $1,801, than in Montreal at $2,059. In Wichita Falls, TX it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Wichita Falls, TX costs $1,801 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Wichita Falls, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.