Last update: Oct 2026

Cost of Living Comparison Between Montreal and Osorno

For one person, living is cheaper in Osorno: $1,025 a month against $2,018 in Montreal, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
50

Cost of Living Index in Osorno
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Osorno Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Osorno

🇨🇱 Chile

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Osorno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Osorno actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,025 in Osorno, rent included.

Montreal $2,018
Osorno $1,025

A couple spends around $3,085 per month in Montreal vs $1,505 in Osorno, rent included.

Montreal $3,085
Osorno $1,505

A family of three spends $4,152 per month in Montreal vs $1,985 in Osorno, rent included.

Montreal $4,152
Osorno $1,985

Montreal costs about 97% more than Osorno, and outside of rent the biggest gap is in eating out.

Montreal sits 49% above the global median, while Osorno is 24% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$7.50 CLP 7,388

150.93%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$30.85 CLP 30.4K

127.84%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$6.45 CLP 6,350

65.27%

Cappuccino

$3.84 CA$5.43

$1.99 CLP 1,955

92.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.34 CLP 1,318

43.28%

Water (0.33 liter bottle)

$1.54 CA$2.18

$3.09 CLP 3,037

-50.16%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$1.76 CLP 1,737

253.98%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$2.48 CLP 2,444

186.29%

Milk (1 liter)

$2.31 CA$3.27

$1.24 CLP 1,222

86.29%

White Bread (500g)

$3.14 CA$4.44

$1.52 CLP 1,496

106.58%

Rice (white) (1kg)

$3.21 CA$4.54

$1.52 CLP 1,492

111.18%

Eggs

$3.52 CA$4.97

$3.78 CLP 3,717

-6.88%

Local Cheese (1kg)

$12.81 CA$18.11

$9.78 CLP 9,624

30.98%

Chicken Fillets (1kg)

$11.46 CA$16.20

$5.53 CLP 5,445

107.23%

Beef Round Steak (1kg)

$13.39 CA$18.92

$9.58 CLP 9,426

39.77%

Apples (1kg)

$3.14 CA$4.43

$2.01 CLP 1,981

56.22%

Banana (1kg)

$1.44 CA$2.03

$1.41 CLP 1,385

2.13%

Oranges (1kg)

$3.47 CA$4.91

$1.77 CLP 1,739

96.05%

Tomato (1kg)

$3.07 CA$4.34

$2.03 CLP 1,993

51.23%

Potato (1kg)

$1.90 CA$2.69

$1.92 CLP 1,888

-1.04%

Onion (1kg)

$1.77 CA$2.50

$1.70 CLP 1,669

4.12%

Lettuce (1 head)

$2.34 CA$3.31

$1.13 CLP 1,110

107.08%

Water (1.5 liter bottle)

$1.55 CA$2.19

$0.91 CLP 897

70.33%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$5.13 CLP 5,053

121.83%

Wine (Bottle)

$10.63 CA$15.03

$4.47 CLP 4,398

137.81%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.55 CLP 1,527

46.45%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.08 CLP 3,031

-8.44%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.53 CLP 523

401.89%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$15.08 CLP 14.8K

412.53%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$2.73 CLP 2,690

17.22%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$0.96 CLP 946

54.17%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$4.97 CLP 4,891

561.57%

Gasoline (1 liter)

$1.34 CA$1.90

$1.35 CLP 1,329

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$14.6K CLP 14.3M

93.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$14.3K CLP 14.1M

36.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$102 CLP 100.5K

-25.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$10.02 CLP 9,867

238.82%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$29.19 CLP 28.7K

44.95%

Gym Membership (Monthly)

$29.76 CA$42.07

$59.5 CLP 58.6K

-49.99%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$13.54 CLP 13.3K

49.78%

Cinema Ticket

$11.15 CA$15.77

$9.16 CLP 9,019

21.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$354 CLP 348.8K

43.12%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$40.48 CLP 39.8K

42.17%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$42.53 CLP 41.9K

116.08%

Men's Leather Business Shoes

$110 CA$155

$44.52 CLP 43.8K

146.14%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$384 CLP 378.3K

227.99%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$371 CLP 365.3K

155.33%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$512 CLP 503.8K

317.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$556 CLP 547.3K

190.24%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,027 CLP 1.0M

382.78%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,557 CLP 1.5M

146.49%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$615 CLP 605.4K

359.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.72

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Osorno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Osorno

$371 36.2% 60.8% $576

Groceries & Markets

Montreal

$346 17.2%

Osorno

$218 21.2% 37.2% $129

Eating Out

Montreal

$288 14.3%

Osorno

$135 13.2% 53.2% $153

Monthly Utilities & Internet

Montreal

$152 7.5%

Osorno

$141 13.8% 7.2% $11

Clothing & Footwear

Montreal

$133 6.6%

Osorno

$57 * 5.6% 57% $76

Getting Around

Montreal

$99 4.9%

Osorno

$25 2.4% 74.9% $74

Sport & Entertainment

Montreal

$52 2.6%

Osorno

$78 7.6% 49.5% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $384 in Osorno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 360% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $31.00 in Osorno. Monthly groceries follow the same trend: $346 vs $218 – making Osorno the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 Osorno

🕒 Local time

23:41 11:41 PM

00:41 12:41 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

147,666

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 19, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Osorno 9,570 km ≈ 12 h nonstop flight

From you

Montreal
Osorno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Osorno: Cost of Living - Frequently Asked Questions

Montreal costs about 97% more than Osorno, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,537 in Osorno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osorno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 59% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $31.00 in Osorno. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Osorno, where all-in costs run around $1,025, than in Montreal at $2,018. In Osorno it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Osorno costs $1,025 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Osorno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.