Last update: Oct 2026

Cost of Living Comparison Between Montreal and Novo Hamburgo

For one person, living is cheaper in Novo Hamburgo: $776 a month against $2,059 in Montreal, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

Montreal
🇨🇦 Canada
$2,059
/mo nomad
Novo Hamburgo
🇧🇷 Brazil
$776
/mo nomad
Monthly Cost of Living

How much you'll spend in Montreal and in Novo Hamburgo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Novo Hamburgo actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $776 in Novo Hamburgo, rent included.

  • Montreal $2,059
  • Novo Hamburgo $776

A couple spends around $3,123 per month in Montreal vs $1,241 in Novo Hamburgo, rent included.

  • Montreal $3,123
  • Novo Hamburgo $1,241

A family of three spends $4,187 per month in Montreal vs $1,706 in Novo Hamburgo, rent included.

  • Montreal $4,187
  • Novo Hamburgo $1,706

Montreal costs about 166% more than Novo Hamburgo, and outside of rent the biggest gap is in eating out.

Montreal sits 52% above the global median, while Novo Hamburgo is 43% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Montreal
Novo Hamburgo
Difference
Meal at Budget Restaurant
$18.84 CA$26.63
$4.88 R$24.74
286.07%
Three-Course Dinner for Two, Mid-Range
$73.2 CA$104
$18.79 R$95.3
289.68%
Fast Food Meal (McDonalds, etc)
$10.54 CA$14.90
$6.91 R$35.05
52.53%
Cappuccino
$3.97 CA$5.61
$1.58 R$7.99
151.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.74
$1.29 R$6.53
50.39%
Water (0.33 liter bottle)
$1.57 CA$2.22
$0.89 R$4.50
76.40%
Local Beer (0.5 liter draught)
$6.42 CA$9.08
$2.47 R$12.53
159.92%
Imported Beer (0.33 liter bottle)
$7.20 CA$10.19
$2.98 R$15.11
141.61%
🛒 Groceries & Markets
Montreal
Novo Hamburgo
Difference
Milk (1 liter)
$2.32 CA$3.28
$0.94 R$4.75
146.81%
White Bread (500g)
$3.19 CA$4.51
$1.69 R$8.54
88.76%
Rice (white) (1kg)
$3.19 CA$4.50
$0.78 R$3.95
308.97%
Eggs
$3.68 CA$5.20
$2.16 R$10.97
70.37%
Local Cheese (1kg)
$13.24 CA$18.72
$9.19 R$46.58
44.07%
Chicken Fillets (1kg)
$11.69 CA$16.53
$4.56 R$23.12
156.36%
Beef Round Steak (1kg)
$13.98 CA$19.76
$7.14 R$36.22
95.80%
Apples (1kg)
$3.14 CA$4.44
$2.39 R$12.12
31.38%
Banana (1kg)
$1.45 CA$2.05
$1.10 R$5.60
31.82%
Oranges (1kg)
$3.38 CA$4.78
$0.82 R$4.17
312.20%
Tomato (1kg)
$3.11 CA$4.40
$1.32 R$6.70
135.61%
Potato (1kg)
$1.93 CA$2.72
$1.21 R$6.14
59.50%
Onion (1kg)
$1.83 CA$2.58
$0.98 R$4.97
86.73%
Lettuce (1 head)
$2.36 CA$3.34
$0.88 R$4.44
168.18%
Water (1.5 liter bottle)
$1.50 CA$2.12
$0.58 R$2.94
158.62%
Cigarettes 20 Pack (Marlboro, Camel)
$11.12 CA$15.73
$1.78 R$9.02
524.72%
Wine (Bottle)
$10.60 CA$14.98
$7.60 R$38.53
39.47%
Local Beer (0.5 liter bottle)
$2.22 CA$3.14
$1.16 R$5.88
91.38%
Imported Beer (0.33 liter bottle)
$2.84 CA$4.01
$2.23 R$11.29
27.35%
🚌 Getting Around
Montreal
Novo Hamburgo
Difference
One-way Ticket (Public Transport)
$2.62 CA$3.71
$0.83 R$4.20
215.66%
Public Transport Monthly Pass (Regular Price)
$79.1 CA$112
$43.74 R$222
80.93%
Taxi Start (Normal Tariff)
$3.23 CA$4.56
$1.26 R$6.40
156.35%
Taxi (Normal Tariff) (1km)
$1.48 CA$2.10
$0.79 R$4.03
87.34%
Taxi 1hour Waiting (Normal Tariff)
$32.22 CA$45.55
$8.16 R$41.35
294.85%
Gasoline (1 liter)
$1.36 CA$1.92
$1.12 R$5.68
21.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K CA$39.1K
$24.2K R$122.9K
14.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K CA$30.0K
$33.3K R$168.9K
-36.40%
🧾 Monthly Utilities & Internet
Montreal
Novo Hamburgo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.0 CA$109
$78.2 R$397
-1.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.14 CA$48.26
$12.71 R$64.4
168.61%
Internet (50+ Mbps, Unlimited Data)
$42.19 CA$59.7
$22.18 R$112
90.22%
🎉 Sport & Entertainment
Montreal
Novo Hamburgo
Difference
Gym Membership (Monthly)
$30.81 CA$43.56
$26.30 R$133
17.15%
Tennis Court (1 Hour on Weekend)
$19.66 CA$27.79
$27.58 R$140
-28.72%
Cinema Ticket
$11.47 CA$16.22
$7.38 R$37.39
55.42%
🧸 Childcare & Education
Montreal
Novo Hamburgo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$506 CA$716
$281 R$1,425
80.06%
International Primary School, 1 Child (Yearly)
$16.2K CA$23.0K
$7,080 R$35.9K
129.32%
👕👟 Clothing & Footwear
Montreal
Novo Hamburgo
Difference
Jeans (Levis 501 Or Similar)
$57.3 CA$81.0
$46.87 R$238
22.17%
Summer Dress (H&M, Zara, etc)
$38.10 CA$53.9
$38.13 R$193
-0.08%
Sport Shoes (Adidas, Nike)
$91.9 CA$130
$80.3 R$407
14.53%
Men's Leather Business Shoes
$110 CA$155
$42.13 R$214
160.50%
🏠 Accommodation & Living
Montreal
Novo Hamburgo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,237 CA$1,748
$267 R$1,354
363.12%
1-bedroom Apartment, Outside City Center (Monthly)
$977 CA$1,381
$190 R$965
413.13%
3-bedroom Apartment, City Center (Monthly)
$2,180 CA$3,082
$571 R$2,892
282.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,608 CA$2,273
$444 R$2,249
262.37%
Buy Apartment in City Center (m2)
$5,113 CA$7,228
$1,709 R$8,661
199.26%
Buy Apartment Outside City Center (m2)
$3,744 CA$5,293
$1,221 R$6,191
206.60%
💵 Salaries & Financials
Montreal
Novo Hamburgo
Difference
Average Monthly Net Salary (After Tax)
$2,957 CA$4,180
$510 R$2,585
479.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
11
-59.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Novo Hamburgo: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montreal
$977
Novo Hamburgo
$190 80.5% $786
Groceries & Markets
Montreal
$351
Novo Hamburgo
$180 48.8% $171
Eating Out
Montreal
$290
Novo Hamburgo
$106 63.6% $185
Monthly Utilities & Internet
Montreal
$153
Novo Hamburgo
$113 26.2% $40
Clothing & Footwear
Montreal
$134
Novo Hamburgo
$93 30.2% $40
Getting Around
Montreal
$100
Novo Hamburgo
$52 47.9% $48
Sport & Entertainment
Montreal
$54
Novo Hamburgo
$41 23.6% $13

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $267 in Novo Hamburgo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 480% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $19.00 in Novo Hamburgo. Monthly groceries follow the same trend: $351 vs $180 – making Novo Hamburgo the more affordable choice for daily food spending.

Good to know
🇨🇦 Montreal
🇧🇷 Novo Hamburgo
🕒 Local time
00:13 12:13 AM
01:13 1:13 AM
1 h ahead of Montreal
🌤 Weather
👥 Population
1,762,949
227,646
💱 Currency
Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • Montreal Novo Hamburgo 8,660 km ≈ 11 h nonstop flight
From you
  • Montreal
  • Novo Hamburgo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Novo Hamburgo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Montreal or Novo Hamburgo?
Montreal costs about 166% more than Novo Hamburgo, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Montreal and in Novo Hamburgo?
For a comfortable life, plan on about $3,089 per month in Montreal and $1,163 in Novo Hamburgo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Montreal or Novo Hamburgo?
Rent is clearly cheaper in Novo Hamburgo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Montreal or in Novo Hamburgo?
Groceries cost about 95% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Montreal and in Novo Hamburgo?
A mid-range dinner for two costs $73.0 in Montreal and $19.00 in Novo Hamburgo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,500/month in Montreal or in Novo Hamburgo?
A $1,500 monthly budget goes further in Novo Hamburgo, where all-in costs run around $776, than in Montreal at $2,059. In Novo Hamburgo it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Montreal or Novo Hamburgo?
For digital nomads, it depends on budget. Novo Hamburgo costs $776 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Montreal compared to Novo Hamburgo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Montreal or to Novo Hamburgo?
If budget matters most, go with Novo Hamburgo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.

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