Cost of Living Comparison Between Montreal and McKinney, TX Cost of Living Comparison Between Montreal and McKinney, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,085 in Montreal versus $2,598 in McKinney, TX.

Estimated couple costs with rent: $3,174 in Montreal versus $3,633 in McKinney, TX.

Monthly costs for a family of three with rent: $4,262 in Montreal versus $4,669 in McKinney, TX.

Living in Montreal costs roughly 20% less than in McKinney, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: Montreal 56% above, McKinney, TX 94% above.

Meal at Budget Restaurant

$16.52 CA$23.16

$17.32 $17.32

-4.62%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$73.7 $73.7

0.41%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.34

$8.96 $8.96

22.10%

Cappuccino

$3.84 CA$5.39

$5.37 $5.37

-28.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$2.99

$2.62 $2.62

-18.32%

Water (0.33 liter bottle)

$1.45 CA$2.03

$1.91 $1.91

-24.08%

Local Beer (0.5 liter draught)

$6.13 CA$8.60

$6.10 $6.10

0.49%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.44

$8.09 $8.09

-16.81%

Milk (1 liter)

$2.35 CA$3.30

$1.04 $1.04

125.96%

White Bread (500g)

$3.34 CA$4.68

$2.85 $2.85

17.19%

Rice (white) (1kg)

$3.74 CA$5.25

$4.07 $4.07

-8.11%

Eggs

$3.39 CA$4.76

$5.11 $5.11

-33.66%

Local Cheese (1kg)

$16.30 CA$22.85

$11.66 $11.66

39.79%

Chicken Fillets (1kg)

$11.81 CA$16.56

$14.06 $14.06

-16.00%

Beef Round Steak (1kg)

$15.64 CA$21.93

$16.50 $16.50

-5.21%

Apples (1kg)

$3.69 CA$5.18

$4.61 $4.61

-19.96%

Banana (1kg)

$1.70 CA$2.39

$1.60 $1.60

6.25%

Oranges (1kg)

$4.11 CA$5.76

$4.28 $4.28

-3.97%

Tomato (1kg)

$4.41 CA$6.18

$4.40 $4.40

0.23%

Potato (1kg)

$2.79 CA$3.91

$3.58 $3.58

-22.07%

Onion (1kg)

$2.64 CA$3.70

$2.19 $2.19

20.55%

Lettuce (1 head)

$2.29 CA$3.21

$2.05 $2.05

11.71%

Water (1.5 liter bottle)

$1.78 CA$2.50

$2.93 $2.93

-39.25%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.47

$9.48 $9.48

38.92%

Wine (Bottle)

$10.64 CA$14.92

$11.71 $11.71

-9.14%

Local Beer (0.5 liter bottle)

$2.99 CA$4.19

$1.92 $1.92

55.73%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.82

$2.97 $2.97

15.82%

One-way Ticket (Public Transport)

$2.81 CA$3.94

$2.03 $2.03

38.42%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

Taxi Start (Normal Tariff)

$3.52 CA$4.93

$2.81 $2.81

25.27%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.04

$1.23 $1.23

17.89%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.08

$29.46 $29.46

16.40%

Gasoline (1 liter)

$1.22 CA$1.72

$0.76 $0.76

60.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$30.2K $30.2K

-16.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.0K

$26.0K $26.0K

-15.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$107

$188 $188

-59.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$49.91

$60.2 $60.2

-40.81%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.2

$79.1 $79.1

-45.72%

Gym Membership (Monthly)

$43.39 CA$60.8

$35.16 $35.16

23.41%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.60

Cinema Ticket

$11.09 CA$15.55

$14.70 $14.70

-24.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$876

$1,308 $1,308

-52.25%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,266

$23.1K $23.1K

-74.43%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.5

$53.0 $53.0

19.01%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.4

$28.28 $28.28

57.36%

Sport Shoes (Adidas, Nike)

$103 CA$144

$102 $102

1.10%

Men's Leather Business Shoes

$118 CA$166

$109 $109

8.82%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,692

$1,669 $1,669

-27.66%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,353

$1,413 $1,413

-31.70%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,848

$3,311 $3,311

-38.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,211

$1,931 $1,931

-18.32%

Buy Apartment in City Center (m2)

$5,085 CA$7,129

$2,340 $2,340

117.34%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,304

$2,290 $2,290

65.21%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,051

$5,825 $5,825

-50.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.49

-22.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for McKinney, TX: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Montreal and $1,669 in McKinney, TX. Housing cost is often the main lever when comparing two cities.

McKinney, TX pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Montreal vs $74.0 in McKinney, TX for a mid-range dinner for two. Groceries echo the gap at $395 vs $400 per month, with Montreal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs McKinney, TX: Cost of Living - Frequently Asked Questions

Montreal and McKinney, TX differ by about 25% in total monthly costs ($2,085 vs $2,598 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 102% lower in McKinney, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,207 in Montreal versus $1,669 in McKinney, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $625 in Montreal versus $1,308 in McKinney, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montreal – a meal for two runs $74.0 versus $74.0 in McKinney, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,085 in Montreal versus $2,598 in McKinney, TX, a $2,000 budget is realistic in Montreal but tight or insufficient in McKinney, TX. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montreal and McKinney, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 25% less than in McKinney, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.