Last update: Oct 2026

Cost of Living Comparison Between Montreal and Loveland, CO

For one person, living is cheaper in Montreal: $2,003 a month against $2,900 in Loveland, CO, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
142

Cost of Living Index in Loveland, CO
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Loveland, CO Living Index

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Montreal

🇨🇦 Canada

$2,003

/mo nomad

Loveland, CO

🇺🇸 United States

$2,900

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Loveland, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Loveland, CO actually costs, broken down by who's living it.

A single person spends $2,003 per month in Montreal vs $2,900 in Loveland, CO, rent included.

Montreal $2,003
Loveland, CO $2,900

A couple spends around $3,048 per month in Montreal vs $4,045 in Loveland, CO, rent included.

Montreal $3,048
Loveland, CO $4,045

A family of three spends $4,092 per month in Montreal vs $5,190 in Loveland, CO, rent included.

Montreal $4,092
Loveland, CO $5,190

Montreal is about 31% cheaper than Loveland, CO, and outside of rent the biggest gap is in utilities.

Both Montreal and Loveland, CO sit above the global median – Montreal by 49%, Loveland, CO by 116%.

Meal at Budget Restaurant

$19.31 CA$27.52

$20.66 $20.66

-6.53%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$86.0 $86.0

-12.16%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$11.52 $11.52

-7.73%

Cappuccino

$3.93 CA$5.60

$5.80 $5.80

-32.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$3.06 $3.06

-37.25%

Water (0.33 liter bottle)

$1.48 CA$2.11

$2.17 $2.17

-31.80%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$7.14 $7.14

-11.76%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$7.04 $7.04

2.13%

Milk (1 liter)

$2.22 CA$3.17

$1.07 $1.07

107.48%

White Bread (500g)

$3.06 CA$4.36

$5.28 $5.28

-42.05%

Rice (white) (1kg)

$2.94 CA$4.19

$2.43 $2.43

20.99%

Eggs

$3.53 CA$5.03

$5.21 $5.21

-32.25%

Local Cheese (1kg)

$13.19 CA$18.79

$13.71 $13.71

-3.79%

Chicken Fillets (1kg)

$11.24 CA$16.02

$10.73 $10.73

4.75%

Beef Round Steak (1kg)

$13.81 CA$19.69

$14.28 $14.28

-3.29%

Apples (1kg)

$3.40 CA$4.85

$5.26 $5.26

-35.36%

Banana (1kg)

$1.44 CA$2.06

$1.45 $1.45

-0.69%

Oranges (1kg)

$3.26 CA$4.65

$3.01 $3.01

8.31%

Tomato (1kg)

$2.88 CA$4.10

$3.40 $3.40

-15.29%

Potato (1kg)

$1.86 CA$2.65

$2.13 $2.13

-12.68%

Onion (1kg)

$1.82 CA$2.60

$2.32 $2.32

-21.55%

Lettuce (1 head)

$2.43 CA$3.46

$2.29 $2.29

6.11%

Water (1.5 liter bottle)

$1.52 CA$2.17

$2.32 $2.32

-34.48%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$9.86 $9.86

16.13%

Wine (Bottle)

$10.36 CA$14.76

$16.25 $16.25

-36.25%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$2.47 $2.47

-10.12%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$1.97 $1.97

43.15%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$1.02 $1.02

152.94%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

$29.60 $29.60

159.76%

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$3.40 $3.40

-4.41%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

$1.21 $1.21

22.31%

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

$30.20 $30.20

9.40%

Gasoline (1 liter)

$1.36 CA$1.94

$0.96 $0.96

41.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$34.9K $34.9K

-21.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$27.6K $27.6K

-27.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$166 $166

-54.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$75.5 $75.5

-54.07%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$70.8 $70.8

-39.74%

Gym Membership (Monthly)

$28.94 CA$41.26

$33.95 $33.95

-14.76%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

Cinema Ticket

$11.21 CA$15.98

$14.95 $14.95

-25.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$1,686 $1,686

-70.04%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$6,452 $6,452

148.16%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$61.0 $61.0

-4.04%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$49.88 $49.88

-23.82%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$84.1 $84.1

10.20%

Men's Leather Business Shoes

$106 CA$151

$113 $113

-6.65%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$1,703 $1,703

-27.18%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$1,632 $1,632

-39.60%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$2,540 $2,540

-17.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$2,166 $2,166

-25.44%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

$4,278 $4,278

-31.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

6.86

-34.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Loveland, CO: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Loveland, CO

$1.6K 55.8% 65.6% $647

Groceries & Markets

Montreal

$344 16.7%

Loveland, CO

$392 13.4% 14.2% $49

Eating Out

Montreal

$293 14.2%

Loveland, CO

$340 11.6% 16.1% $47

Monthly Utilities & Internet

Montreal

$154 7.5%

Loveland, CO

$313 10.7% 104% $159

Clothing & Footwear

Montreal

$133 6.5%

Loveland, CO

$139 4.8% 4.5% $6

Getting Around

Montreal

$98 4.8%

Loveland, CO

$43 1.5% 55.9% $55

Sport & Entertainment

Montreal

$51 2.5%

Loveland, CO

$64 2.2% 24.3% $12

Cost Breakdown

A central one-bedroom costs $1,240 in Montreal versus $1,703 in Loveland, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Loveland, CO, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Montreal versus $86.0 in Loveland, CO. Monthly groceries follow the same trend: $344 vs $392 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Loveland, CO

🕒 Local time

08:48 8:48 AM

06:48 6:48 AM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

61,122

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 11, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Loveland, CO 2,610 km ≈ 3 h 45 min nonstop flight

From you

Montreal
Loveland, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Loveland, CO: Cost of Living - Frequently Asked Questions

Loveland, CO costs about 45% more than Montreal, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,005 per month in Montreal and $4,350 in Loveland, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,003 in Montreal and $2,900 in Loveland, CO. That's a gap of about 45%.

Public transport costs about 160% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Loveland, CO at $2,900. In Montreal it covers expenses comfortably, while in Loveland, CO it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,003 versus $2,900 in Loveland, CO. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Loveland, CO makes more sense. Both are solid long-term options with distinct trade-offs.