Last update: Oct 2026

Cost of Living Comparison Between Montreal and Irati

For one person, living is cheaper in Irati: $784 a month against $2,059 in Montreal, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
38

Cost of Living Index in Irati
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Irati Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Irati

🇧🇷 Brazil

$784

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Irati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Irati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,059 in Montreal versus $784 in Irati.

Montreal $2,059
Irati $784

Estimated couple costs with rent: $3,123 in Montreal versus $1,240 in Irati.

Montreal $3,123
Irati $1,240

Monthly costs for a family of three with rent: $4,187 in Montreal versus $1,695 in Irati.

Montreal $4,187
Irati $1,695

Living in Montreal is roughly 163% more expensive than in Irati, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Montreal is 52% above, Irati is 42% below.

Meal at Budget Restaurant

$18.84 CA$26.63

$6.14 R$31.12

206.84%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$24.52 R$124

198.61%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$7.08 R$35.87

48.87%

Cappuccino

$3.97 CA$5.61

$1.46 R$7.41

171.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$0.58 R$2.94

234.48%

Water (0.33 liter bottle)

$1.57 CA$2.22

$0.52 R$2.65

201.92%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$1.38 R$6.99

365.22%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$2.10 R$10.62

242.86%

Milk (1 liter)

$2.32 CA$3.28

$0.83 R$4.20

179.52%

White Bread (500g)

$3.19 CA$4.51

$1.16 R$5.89

175.00%

Rice (white) (1kg)

$3.19 CA$4.50

$0.81 R$4.08

293.83%

Eggs

$3.68 CA$5.20

$1.38 R$7.00

166.67%

Local Cheese (1kg)

$13.24 CA$18.72

$6.61 R$33.50

100.30%

Chicken Fillets (1kg)

$11.69 CA$16.53

$3.22 R$16.33

263.04%

Beef Round Steak (1kg)

$13.98 CA$19.76

$6.95 R$35.25

101.15%

Apples (1kg)

$3.14 CA$4.44

$1.66 R$8.41

89.16%

Banana (1kg)

$1.45 CA$2.05

$0.79 R$4.00

83.54%

Oranges (1kg)

$3.38 CA$4.78

$0.76 R$3.86

344.74%

Tomato (1kg)

$3.11 CA$4.40

$1.35 R$6.86

130.37%

Potato (1kg)

$1.93 CA$2.72

$0.78 R$3.94

147.44%

Onion (1kg)

$1.83 CA$2.58

$0.57 R$2.91

221.05%

Lettuce (1 head)

$2.36 CA$3.34

$0.50 R$2.55

372.00%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.61 R$3.07

145.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$2.23 R$11.30

398.65%

Wine (Bottle)

$10.60 CA$14.98

$8.69 R$44.04

21.98%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.12 R$5.66

98.21%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$1.55 R$7.88

83.23%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.00 R$5.09

162.00%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$43.53 R$221

81.81%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$1.37 R$6.93

135.77%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.56 R$7.93

-5.13%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$5.49 R$27.83

486.89%

Gasoline (1 liter)

$1.36 CA$1.92

$1.31 R$6.63

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$18.2K R$92.3K

51.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$26.1K R$132.1K

-18.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$60.4 R$306

27.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$11.44 R$58.0

198.43%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$17.50 R$88.7

141.09%

Gym Membership (Monthly)

$30.81 CA$43.56

$25.95 R$132

18.73%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$27.79 R$141

-29.26%

Cinema Ticket

$11.47 CA$16.22

$7.04 R$35.70

62.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$321 R$1,627

57.72%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$6,513 R$33.0K

149.29%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$46.12 R$234

24.15%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$47.86 R$243

-20.39%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$92.0 R$466

-0.09%

Men's Leather Business Shoes

$110 CA$155

$59.0 R$299

85.89%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$355 R$1,800

248.35%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$237 R$1,202

311.94%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$686 R$3,476

217.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$464 R$2,352

246.53%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,735 R$8,796

194.67%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,194 R$6,053

213.56%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$517 R$2,621

472.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-55.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Irati: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Irati

$237 30.2% 75.7% $740

Groceries & Markets

Montreal

$351 17.1%

Irati

$147 18.8% 58.1% $204

Eating Out

Montreal

$290 14.1%

Irati

$103 13.2% 64.4% $187

Monthly Utilities & Internet

Montreal

$153 7.5%

Irati

$89 11.4% 41.7% $64

Clothing & Footwear

Montreal

$134 6.5%

Irati

$110 14.1% 17.5% $23

Getting Around

Montreal

$100 4.9%

Irati

$57 7.2% 43.4% $44

Sport & Entertainment

Montreal

$54 2.6%

Irati

$40 5.1% 25.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Montreal and $355 in Irati. Housing cost is often the main lever when comparing two cities.

Montreal pays 472% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Montreal vs $25.00 in Irati for a mid-range dinner for two. Groceries echo the gap at $351 vs $147 per month, with Irati cheaper across the board.

Good to know

🇨🇦 Montreal

🇧🇷 Irati

🕒 Local time

21:20 9:20 PM

22:20 10:20 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

59,250

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Irati 8,230 km ≈ 11 h nonstop flight

From you

Montreal
Irati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Irati: Cost of Living - Frequently Asked Questions

Irati wins on cost – living expenses run 163% lower than in Montreal. Housing and daily spending are where you'll feel the difference most, making Irati the obvious pick if budget is a priority.

Average pay runs 472% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,237 in Montreal versus $355 in Irati. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Irati runs roughly 82% less than in Montreal. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $506 in Montreal versus $321 in Irati. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $784 in Irati versus $2,059 in Montreal, a $1,000 budget is realistic in Irati but tight or insufficient in Montreal. The gap between the two cities makes Irati the clear choice for anyone on this budget.

Both work as nomad bases, but Irati delivers better value – similar infrastructure at $784 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Irati hard to pass up.

Safety-wise, Montreal and Irati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Irati gentler on the wallet – expenses run 163% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.