Last update: Oct 2026

Cost of Living Comparison Between Montreal and Francisco Morato

For one person, living is cheaper in Francisco Morato: $909 a month against $2,059 in Montreal, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,059 in Montreal versus $909 in Francisco Morato.

Montreal $2,059
Francisco Morato $909

Estimated couple costs with rent: $3,123 in Montreal versus $1,497 in Francisco Morato.

Montreal $3,123
Francisco Morato $1,497

Monthly costs for a family of three with rent: $4,187 in Montreal versus $2,084 in Francisco Morato.

Montreal $4,187
Francisco Morato $2,084

Living in Montreal is roughly 126% more expensive than in Francisco Morato, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Montreal is 52% above, Francisco Morato is 33% below.

Meal at Budget Restaurant

$18.84 CA$26.63

$7.11 R$36.02

164.98%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$39.40 R$200

85.84%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$9.12 R$46.25

15.57%

Cappuccino

$3.97 CA$5.61

$2.17 R$10.98

82.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$1.65 R$8.37

17.58%

Water (0.33 liter bottle)

$1.57 CA$2.22

$1.15 R$5.83

36.52%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$2.80 R$14.18

129.29%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$4.32 R$21.89

66.67%

Milk (1 liter)

$2.32 CA$3.28

$1.20 R$6.10

93.33%

White Bread (500g)

$3.19 CA$4.51

$2.02 R$10.26

57.92%

Rice (white) (1kg)

$3.19 CA$4.50

$1.14 R$5.78

179.82%

Eggs

$3.68 CA$5.20

$2.68 R$13.60

37.31%

Local Cheese (1kg)

$13.24 CA$18.72

$9.05 R$45.88

46.30%

Chicken Fillets (1kg)

$11.69 CA$16.53

$4.32 R$21.90

170.60%

Beef Round Steak (1kg)

$13.98 CA$19.76

$10.66 R$54.1

31.14%

Apples (1kg)

$3.14 CA$4.44

$2.85 R$14.45

10.18%

Banana (1kg)

$1.45 CA$2.05

$1.82 R$9.25

-20.33%

Oranges (1kg)

$3.38 CA$4.78

$1.78 R$9.02

89.89%

Tomato (1kg)

$3.11 CA$4.40

$1.82 R$9.22

70.88%

Potato (1kg)

$1.93 CA$2.72

$1.42 R$7.22

35.92%

Onion (1kg)

$1.83 CA$2.58

$1.37 R$6.92

33.58%

Lettuce (1 head)

$2.36 CA$3.34

$0.97 R$4.93

143.30%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.79 R$3.99

89.87%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$2.79 R$14.15

298.57%

Wine (Bottle)

$10.60 CA$14.98

$8.89 R$45.05

19.24%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.64 R$8.32

35.37%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$2.11 R$10.70

34.60%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.03 R$5.22

154.37%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$45.27 R$229

74.82%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$1.31 R$6.67

146.56%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.42 R$7.19

4.23%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$9.62 R$48.77

234.93%

Gasoline (1 liter)

$1.36 CA$1.92

$1.29 R$6.56

5.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$23.3K R$118.3K

18.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$34.5K R$174.9K

-38.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$43.25 R$219

78.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$14.17 R$71.8

140.93%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$17.99 R$91.2

134.52%

Gym Membership (Monthly)

$30.81 CA$43.56

$28.56 R$145

7.88%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$29.94 R$152

-34.34%

Cinema Ticket

$11.47 CA$16.22

$8.02 R$40.68

43.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$427 R$2,166

18.48%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$7,460 R$37.8K

117.64%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$55.5 R$282

3.10%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$58.0 R$294

-34.36%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$94.1 R$477

-2.36%

Men's Leather Business Shoes

$110 CA$155

$84.5 R$428

29.88%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$363 R$1,841

240.54%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$236 R$1,196

314.10%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$666 R$3,379

227.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$476 R$2,414

237.65%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,626 R$8,241

214.53%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,235 R$6,259

203.25%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

11.12

-59.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Francisco Morato: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Francisco Morato

$236 25.9% 75.9% $741

Groceries & Markets

Montreal

$351 17.1%

Francisco Morato

$220 24.2% 37.3% $131

Eating Out

Montreal

$290 14.1%

Francisco Morato

$144 15.8% 50.4% $146

Monthly Utilities & Internet

Montreal

$153 7.5%

Francisco Morato

$75 8.3% 50.8% $78

Clothing & Footwear

Montreal

$134 6.5%

Francisco Morato

$132 14.5% 1.6% $2.2

Getting Around

Montreal

$100 4.9%

Francisco Morato

$58 6.4% 42.4% $42

Sport & Entertainment

Montreal

$54 2.6%

Francisco Morato

$45 4.9% 17% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Montreal and $363 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $73.0 in Montreal vs $39.00 in Francisco Morato for a mid-range dinner for two. Groceries echo the gap at $351 vs $220 per month, with Francisco Morato cheaper across the board.

Good to know

🇨🇦 Montreal

🇧🇷 Francisco Morato

🕒 Local time

05:31 5:31 AM

06:31 6:31 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

165,139

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

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Between locations

Montreal Francisco Morato 8,120 km ≈ 11 h nonstop flight

From you

Montreal
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, eating out, and clothing. The 126% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,089 in Montreal and $1,364 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,237 in Montreal versus $363 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $73.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,059 per month in Montreal versus $909 in Francisco Morato – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $2,059 in Montreal, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Montreal. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Francisco Morato are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Francisco Morato gentler on the wallet – expenses run 126% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.