Last update: Oct 2026

Cost of Living Comparison Between Montreal and Dubuque, IA

For one person, living is cheaper in Dubuque, IA: $1,731 a month against $2,059 in Montreal, rent and utilities included – about $3,900 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Montreal
Learn more

Montreal Living Index
84

Cost of Living Index in Dubuque, IA
Learn more

Dubuque, IA Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Dubuque, IA

🇺🇸 United States

$1,731

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Dubuque, IA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Dubuque, IA actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,731 in Dubuque, IA, rent included.

Montreal $2,059
Dubuque, IA $1,731

A couple spends around $3,123 per month in Montreal vs $2,538 in Dubuque, IA, rent included.

Montreal $3,123
Dubuque, IA $2,538

A family of three spends $4,187 per month in Montreal vs $3,345 in Dubuque, IA, rent included.

Montreal $4,187
Dubuque, IA $3,345

Montreal costs about 19% more than Dubuque, IA, and outside of rent the biggest gap is in transport.

Both Montreal and Dubuque, IA sit above the global median – Montreal by 52%, Dubuque, IA by 28%.

Meal at Budget Restaurant

$18.84 CA$26.63

$13.85 $13.85

36.03%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$49.71 $49.71

47.29%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$11.80 $11.80

-10.68%

Cappuccino

$3.97 CA$5.61

$4.99 $4.99

-20.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.02 $2.02

-3.96%

Water (0.33 liter bottle)

$1.57 CA$2.22

$0.95 $0.95

65.26%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$3.01 $3.01

113.29%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$4.53 $4.53

58.94%

Milk (1 liter)

$2.32 CA$3.28

$0.78 $0.78

197.44%

White Bread (500g)

$3.19 CA$4.51

$2.71 $2.71

17.71%

Rice (white) (1kg)

$3.19 CA$4.50

$2.82 $2.82

13.12%

Eggs

$3.68 CA$5.20

$2.85 $2.85

29.12%

Local Cheese (1kg)

$13.24 CA$18.72

$14.05 $14.05

-5.77%

Chicken Fillets (1kg)

$11.69 CA$16.53

$10.38 $10.38

12.62%

Beef Round Steak (1kg)

$13.98 CA$19.76

$10.63 $10.63

31.51%

Apples (1kg)

$3.14 CA$4.44

$3.32 $3.32

-5.42%

Banana (1kg)

$1.45 CA$2.05

$1.21 $1.21

19.83%

Oranges (1kg)

$3.38 CA$4.78

$3.26 $3.26

3.68%

Tomato (1kg)

$3.11 CA$4.40

$2.45 $2.45

26.94%

Potato (1kg)

$1.93 CA$2.72

$1.36 $1.36

41.91%

Onion (1kg)

$1.83 CA$2.58

$1.67 $1.67

9.58%

Lettuce (1 head)

$2.36 CA$3.34

$2.42 $2.42

-2.48%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.79 $1.79

-16.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$8.70 $8.70

27.82%

Wine (Bottle)

$10.60 CA$14.98

$13.36 $13.36

-20.66%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.69 $1.69

31.36%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$2.82 $2.82

0.71%

One-way Ticket (Public Transport)

$2.62 CA$3.71

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

Gasoline (1 liter)

$1.36 CA$1.92

$0.91 $0.91

49.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$24.5K $24.5K

12.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$25.0K $25.0K

-15.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$176 $176

-56.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$52.0 $52.0

-34.31%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$50.7 $50.7

-16.85%

Gym Membership (Monthly)

$30.81 CA$43.56

$36.87 $36.87

-16.44%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$8.17 $8.17

40.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$812 $812

-37.66%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$55.6 $55.6

3.06%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$35.65 $35.65

6.87%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$86.1 $86.1

6.72%

Men's Leather Business Shoes

$110 CA$155

$88.7 $88.7

23.76%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$985 $985

25.60%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$725 $725

34.76%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$1,476 $1,476

47.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,201 $1,201

33.93%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,732 $1,732

195.26%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,707 $1,707

119.39%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$3,768 $3,768

-21.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.25

-14.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Dubuque, IA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Dubuque, IA

$725 41.9% 25.8% $252

Groceries & Markets

Montreal

$351 17.1%

Dubuque, IA

$312 18% 11.1% $39

Eating Out

Montreal

$290 14.1%

Dubuque, IA

$242 14% 16.7% $48

Monthly Utilities & Internet

Montreal

$153 7.5%

Dubuque, IA

$279 16.1% 81.9% $126

Clothing & Footwear

Montreal

$134 6.5%

Dubuque, IA

$120 6.9% 10.4% $14

Getting Around

Montreal

$100 4.9%

Dubuque, IA

- * 0% 100%

Sport & Entertainment

Montreal

$54 2.6%

Dubuque, IA

$53 3.1% 1% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $985 in Dubuque, IA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Dubuque, IA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73.0 in Montreal versus $50.0 in Dubuque, IA. Monthly groceries follow the same trend: $351 vs $312 – making Dubuque, IA the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Dubuque, IA

🕒 Local time

00:42 12:42 AM

23:42 11:42 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

59,667

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Dubuque, IA 1,400 km ≈ 2 h 15 min nonstop flight

From you

Montreal
Dubuque, IA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Dubuque, IA: Cost of Living - Frequently Asked Questions

Montreal costs about 19% more than Dubuque, IA, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $2,596 in Dubuque, IA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dubuque, IA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,059 in Montreal and $1,731 in Dubuque, IA. That's a gap of about 19%.

Kindergarten costs $506 per month in Montreal and $812 in Dubuque, IA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Dubuque, IA, where all-in costs run around $1,731, than in Montreal at $2,059. In Dubuque, IA it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Dubuque, IA costs $1,731 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Dubuque, IA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.