Last update: Oct 2026

Cost of Living Comparison Between Montreal and Destin, Fl

For one person, living is cheaper in Montreal: $2,059 a month against $2,374 in Destin, Fl, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Destin, Fl outweigh lower spending on other living expenses.

99

Cost of Living Index in Montreal
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Montreal Living Index
115

Cost of Living Index in Destin, Fl
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Destin, Fl Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Destin, Fl

🇺🇸 United States

$2,374

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Destin, Fl

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Destin, Fl actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $2,374 in Destin, Fl, rent included.

Montreal $2,059
Destin, Fl $2,374

A couple spends around $3,123 per month in Montreal vs $3,483 in Destin, Fl, rent included.

Montreal $3,123
Destin, Fl $3,483

A family of three spends $4,187 per month in Montreal vs $4,591 in Destin, Fl, rent included.

Montreal $4,187
Destin, Fl $4,591

Montreal is about 13% cheaper than Destin, Fl, and outside of rent the biggest gap is in transport.

Both Montreal and Destin, Fl sit above the global median – Montreal by 52%, Destin, Fl by 75%.

Meal at Budget Restaurant

$18.84 CA$26.63

$17.17 $17.17

9.73%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$80.0 $80.0

-8.43%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$10.41 $10.41

1.25%

Cappuccino

$3.97 CA$5.61

$5.03 $5.03

-21.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.65 $2.65

-26.79%

Water (0.33 liter bottle)

$1.57 CA$2.22

$2.06 $2.06

-23.79%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$5.02 $5.02

27.89%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$6.13 $6.13

17.46%

Milk (1 liter)

$2.32 CA$3.28

$1.03 $1.03

125.24%

White Bread (500g)

$3.19 CA$4.51

$3.23 $3.23

-1.24%

Rice (white) (1kg)

$3.19 CA$4.50

$2.02 $2.02

57.92%

Eggs

$3.68 CA$5.20

$2.97 $2.97

23.91%

Local Cheese (1kg)

$13.24 CA$18.72

$8.66 $8.66

52.89%

Chicken Fillets (1kg)

$11.69 CA$16.53

$7.91 $7.91

47.79%

Beef Round Steak (1kg)

$13.98 CA$19.76

$12.06 $12.06

15.92%

Apples (1kg)

$3.14 CA$4.44

$4.01 $4.01

-21.70%

Banana (1kg)

$1.45 CA$2.05

$1.26 $1.26

15.08%

Oranges (1kg)

$3.38 CA$4.78

$3.67 $3.67

-7.90%

Tomato (1kg)

$3.11 CA$4.40

$4.46 $4.46

-30.27%

Potato (1kg)

$1.93 CA$2.72

$2.41 $2.41

-19.92%

Onion (1kg)

$1.83 CA$2.58

$2.54 $2.54

-27.95%

Lettuce (1 head)

$2.36 CA$3.34

$1.68 $1.68

40.48%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.48 $1.48

1.35%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$9.30 $9.30

19.57%

Wine (Bottle)

$10.60 CA$14.98

$14.81 $14.81

-28.43%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.45 $1.45

53.10%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$1.95 $1.95

45.64%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$2.05 $2.05

27.80%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$2.57 $2.57

25.68%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.46 $1.46

1.37%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$27.98 $27.98

15.15%

Gasoline (1 liter)

$1.36 CA$1.92

$0.95 $0.95

43.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$24.2K $24.2K

14.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$24.1K $24.1K

-12.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$170 $170

-54.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$50.5 $50.5

-32.44%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$58.2 $58.2

-27.52%

Gym Membership (Monthly)

$30.81 CA$43.56

$41.83 $41.83

-26.34%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$11.96 $11.96

-4.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$916 $916

-44.76%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$13.9K $13.9K

16.68%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$59.6 $59.6

-3.86%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$30.02 $30.02

26.92%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$88.4 $88.4

3.99%

Men's Leather Business Shoes

$110 CA$155

$107 $107

2.39%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$2,214 $2,214

-44.14%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$1,291 $1,291

-24.36%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$2,505 $2,505

-12.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$2,129 $2,129

-24.47%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$4,864 $4,864

5.12%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$4,794 $4,794

-21.89%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$3,367 $3,367

-12.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.42

-30.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Destin, Fl: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Destin, Fl

$1.3K 54.4% 32.2% $315

Groceries & Markets

Montreal

$351 17.1%

Destin, Fl

$306 12.9% 12.7% $45

Eating Out

Montreal

$290 14.1%

Destin, Fl

$285 12% 1.8% $5.3

Monthly Utilities & Internet

Montreal

$153 7.5%

Destin, Fl

$279 11.7% 81.8% $125

Clothing & Footwear

Montreal

$134 6.5%

Destin, Fl

$128 5.4% 4% $5.3

Getting Around

Montreal

$100 4.9%

Destin, Fl

$18 * 0.8% 82% $82

Sport & Entertainment

Montreal

$54 2.6%

Destin, Fl

$66 2.8% 22.3% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $2,214 in Destin, Fl. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Destin, Fl, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $80.0 in Destin, Fl. Groceries tell a different story – $351 in Montreal vs $306 in Destin, Fl – so Destin, Fl wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Destin, Fl

🕒 Local time

17:51 5:51 PM

16:51 4:51 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

12,305

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Destin, Fl 2,020 km ≈ 3 h nonstop flight

From you

Montreal
Destin, Fl

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Destin, Fl: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,059 in Montreal, $2,374 in Destin, Fl – roughly 15% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,089 per month in Montreal and $3,561 in Destin, Fl. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,059 in Montreal and $2,374 in Destin, Fl. That's a gap of about 15%.

Kindergarten costs $506 per month in Montreal and $916 in Destin, Fl. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Destin, Fl at $2,374. In Montreal it covers expenses comfortably, while in Destin, Fl it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,059 in Montreal to $2,374 in Destin, Fl. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Destin, Fl makes more sense. Both are solid long-term options with distinct trade-offs.