Last update: Oct 2026

Cost of Living Comparison Between Montreal and Bertioga

For one person, living is cheaper in Bertioga: $841 a month against $2,059 in Montreal, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
40

Cost of Living Index in Bertioga
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Bertioga Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Bertioga

🇧🇷 Brazil

$841

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Bertioga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Bertioga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,059 in Montreal versus $841 in Bertioga.

Montreal $2,059
Bertioga $841

Estimated couple costs with rent: $3,123 in Montreal versus $1,313 in Bertioga.

Montreal $3,123
Bertioga $1,313

Monthly costs for a family of three with rent: $4,187 in Montreal versus $1,785 in Bertioga.

Montreal $4,187
Bertioga $1,785

Living in Montreal is roughly 145% more expensive than in Bertioga, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Montreal is 52% above, Bertioga is 38% below.

Meal at Budget Restaurant

$18.84 CA$26.63

$6.02 R$30.52

212.96%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$17.88 R$90.6

309.51%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$9.12 R$46.21

15.57%

Cappuccino

$3.97 CA$5.61

$2.29 R$11.63

73.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$1.27 R$6.46

52.76%

Water (0.33 liter bottle)

$1.57 CA$2.22

$0.89 R$4.49

76.40%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$2.37 R$12.01

170.89%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$3.98 R$20.20

80.90%

Milk (1 liter)

$2.32 CA$3.28

$0.88 R$4.44

163.64%

White Bread (500g)

$3.19 CA$4.51

$1.31 R$6.65

143.51%

Rice (white) (1kg)

$3.19 CA$4.50

$1.33 R$6.72

139.85%

Eggs

$3.68 CA$5.20

$1.35 R$6.82

172.59%

Local Cheese (1kg)

$13.24 CA$18.72

$10.11 R$51.3

30.96%

Chicken Fillets (1kg)

$11.69 CA$16.53

$3.57 R$18.10

227.45%

Beef Round Steak (1kg)

$13.98 CA$19.76

$7.94 R$40.24

76.07%

Apples (1kg)

$3.14 CA$4.44

$2.29 R$11.63

37.12%

Banana (1kg)

$1.45 CA$2.05

$0.92 R$4.65

57.61%

Oranges (1kg)

$3.38 CA$4.78

$0.97 R$4.93

248.45%

Tomato (1kg)

$3.11 CA$4.40

$1.02 R$5.18

204.90%

Potato (1kg)

$1.93 CA$2.72

$1.03 R$5.23

87.38%

Onion (1kg)

$1.83 CA$2.58

$0.81 R$4.09

125.93%

Lettuce (1 head)

$2.36 CA$3.34

$0.61 R$3.10

286.89%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.61 R$3.09

145.90%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$2.47 R$12.52

350.20%

Wine (Bottle)

$10.60 CA$14.98

$4.90 R$24.83

116.33%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.57 R$7.93

41.40%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$2.57 R$13.02

10.51%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.02 R$5.18

156.86%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$50.6 R$256

56.50%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$1.20 R$6.11

169.17%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$0.72 R$3.63

105.56%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$8.55 R$43.33

276.84%

Gasoline (1 liter)

$1.36 CA$1.92

$1.26 R$6.41

7.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$23.4K R$118.8K

17.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$32.8K R$166.4K

-35.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$65.0 R$329

18.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$10.08 R$51.1

238.69%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$17.71 R$89.8

138.23%

Gym Membership (Monthly)

$30.81 CA$43.56

$26.01 R$132

18.45%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$26.50 R$134

-25.81%

Cinema Ticket

$11.47 CA$16.22

$8.07 R$40.90

42.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$80.5 R$408

528.88%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$11.0K R$55.6K

48.08%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$59.8 R$303

-4.17%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$50.5 R$256

-24.51%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$58.3 R$295

57.78%

Men's Leather Business Shoes

$110 CA$155

$79.1 R$401

38.80%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$354 R$1,795

249.30%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$236 R$1,197

313.59%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$676 R$3,426

222.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$472 R$2,392

240.73%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$1,850 R$9,376

176.44%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$1,170 R$5,932

219.95%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

10.81

-58.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Bertioga: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Bertioga

$236 28.1% 75.8% $741

Groceries & Markets

Montreal

$351 17.1%

Bertioga

$168 20% 52.2% $183

Eating Out

Montreal

$290 14.1%

Bertioga

$132 15.6% 54.7% $159

Monthly Utilities & Internet

Montreal

$153 7.5%

Bertioga

$93 11% 39.5% $61

Clothing & Footwear

Montreal

$134 6.5%

Bertioga

$111 13.2% 16.7% $22

Getting Around

Montreal

$100 4.9%

Bertioga

$59 7.1% 40.7% $41

Sport & Entertainment

Montreal

$54 2.6%

Bertioga

$42 5% 21.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Montreal and $354 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $73.0 in Montreal vs $18.00 in Bertioga for a mid-range dinner for two. Groceries echo the gap at $351 vs $168 per month, with Bertioga cheaper across the board.

Good to know

🇨🇦 Montreal

🇧🇷 Bertioga

🕒 Local time

21:28 9:28 PM

22:28 10:28 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

64,188

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

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Montreal Bertioga 8,200 km ≈ 11 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in groceries, eating out, and clothing. The 145% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,089 in Montreal and $1,262 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,237 in Montreal versus $354 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 109% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $18.00 versus $73.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

At $841 in Bertioga versus $2,059 in Montreal, a $1,500 budget is realistic in Bertioga but tight or insufficient in Montreal. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 145% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.