Last update: Oct 2026

Cost of Living Comparison Between Montreal and Banning, CA

For one person, living is cheaper in Montreal: $2,003 a month against $2,932 in Banning, CA, rent and utilities included – about $11,100 less a year. Higher rent and utilities in Banning, CA outweigh lower spending on other living expenses.

99

Cost of Living Index in Montreal
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Montreal Living Index
145

Cost of Living Index in Banning, CA
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Banning, CA Living Index

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Montreal

🇨🇦 Canada

$2,003

/mo nomad

Banning, CA

🇺🇸 United States

$2,932

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Banning, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Banning, CA actually costs, broken down by who's living it.

A single person spends $2,003 per month in Montreal vs $2,932 in Banning, CA, rent included.

Montreal $2,003
Banning, CA $2,932

A couple spends around $3,048 per month in Montreal vs $4,670 in Banning, CA, rent included.

Montreal $3,048
Banning, CA $4,670

A family of three spends $4,092 per month in Montreal vs $6,409 in Banning, CA, rent included.

Montreal $4,092
Banning, CA $6,409

Montreal is about 32% cheaper than Banning, CA, and outside of rent the biggest gap is in transport.

Both Montreal and Banning, CA sit above the global median – Montreal by 49%, Banning, CA by 119%.

Meal at Budget Restaurant

$19.31 CA$27.52

$17.70 $17.70

9.10%

Three-Course Dinner for Two, Mid-Range

$75.5 CA$108

$44.71 $44.71

68.87%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.15

$14.76 $14.76

-27.98%

Cappuccino

$3.93 CA$5.60

$5.99 $5.99

-34.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

$1.92 $1.92

Water (0.33 liter bottle)

$1.48 CA$2.11

$1.23 $1.23

20.33%

Local Beer (0.5 liter draught)

$6.30 CA$8.98

$6.91 $6.91

-8.83%

Imported Beer (0.33 liter bottle)

$7.19 CA$10.24

$8.67 $8.67

-17.07%

Milk (1 liter)

$2.22 CA$3.17

$1.25 $1.25

77.60%

White Bread (500g)

$3.06 CA$4.36

$2.72 $2.72

12.50%

Rice (white) (1kg)

$2.94 CA$4.19

$4.61 $4.61

-36.23%

Eggs

$3.53 CA$5.03

$4.62 $4.62

-23.59%

Local Cheese (1kg)

$13.19 CA$18.79

$8.20 $8.20

60.85%

Chicken Fillets (1kg)

$11.24 CA$16.02

$16.24 $16.24

-30.79%

Beef Round Steak (1kg)

$13.81 CA$19.69

$19.95 $19.95

-30.78%

Apples (1kg)

$3.40 CA$4.85

$5.04 $5.04

-32.54%

Banana (1kg)

$1.44 CA$2.06

$2.23 $2.23

-35.43%

Oranges (1kg)

$3.26 CA$4.65

$4.33 $4.33

-24.71%

Tomato (1kg)

$2.88 CA$4.10

$4.33 $4.33

-33.49%

Potato (1kg)

$1.86 CA$2.65

$3.17 $3.17

-41.32%

Onion (1kg)

$1.82 CA$2.60

$2.84 $2.84

-35.92%

Lettuce (1 head)

$2.43 CA$3.46

$1.97 $1.97

23.35%

Water (1.5 liter bottle)

$1.52 CA$2.17

$1.60 $1.60

-5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.32

$8.97 $8.97

27.65%

Wine (Bottle)

$10.36 CA$14.76

$14.86 $14.86

-30.28%

Local Beer (0.5 liter bottle)

$2.22 CA$3.16

$2.98 $2.98

-25.50%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.02

$2.69 $2.69

4.83%

One-way Ticket (Public Transport)

$2.58 CA$3.67

$1.95 $1.95

32.31%

Public Transport Monthly Pass (Regular Price)

$76.9 CA$110

Taxi Start (Normal Tariff)

$3.25 CA$4.64

$3.15 $3.15

3.17%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

$1.87 $1.87

-20.86%

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$47.09

$32.67 $32.67

1.13%

Gasoline (1 liter)

$1.36 CA$1.94

$1.47 $1.47

-7.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.1K

$36.7K $36.7K

-25.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.5K

$15.9K $15.9K

25.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$109

$281 $281

-72.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.43

$56.7 $56.7

-38.80%

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.9

$60.5 $60.5

-29.44%

Gym Membership (Monthly)

$28.94 CA$41.26

$40.70 $40.70

-28.89%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.97

Cinema Ticket

$11.21 CA$15.98

$10.38 $10.38

8.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$720

$1,654 $1,654

-69.46%

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

$32.3K $32.3K

-50.44%

Jeans (Levis 501 Or Similar)

$58.5 CA$83.4

$41.79 $41.79

39.99%

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.2

$63.9 $63.9

-40.53%

Sport Shoes (Adidas, Nike)

$92.7 CA$132

$66.7 $66.7

39.08%

Men's Leather Business Shoes

$106 CA$151

$202 $202

-47.73%

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,768

$1,680 $1,680

-26.19%

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,405

$1,590 $1,590

-37.98%

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,996

$4,020 $4,020

-47.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,302

$3,502 $3,502

-53.89%

Buy Apartment in City Center (m2)

$5,043 CA$7,188

$2,796 $2,796

80.37%

Buy Apartment Outside City Center (m2)

$3,830 CA$5,459

$2,463 $2,463

55.47%

Average Monthly Net Salary (After Tax)

$2,920 CA$4,163

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

6.86

-34.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Banning, CA: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Banning, CA

$1.6K 53.5% 61.2% $604

Groceries & Markets

Montreal

$344 16.7%

Banning, CA

$412 13.9% 19.9% $68

Eating Out

Montreal

$293 14.2%

Banning, CA

$322 10.8% 10% $29

Monthly Utilities & Internet

Montreal

$154 7.5%

Banning, CA

$399 13.4% 160% $245

Clothing & Footwear

Montreal

$133 6.5%

Banning, CA

$169 5.7% 27% $36

Getting Around

Montreal

$98 4.8%

Banning, CA

$20 * 0.7% 79.3% $78

Sport & Entertainment

Montreal

$51 2.5%

Banning, CA

$61 2.1% 19.6% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,240 in Montreal versus $1,680 in Banning, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75.0 in Montreal versus $45.00 in Banning, CA. Groceries tell a different story – $344 in Montreal vs $412 in Banning, CA – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Banning, CA

🕒 Local time

07:27 7:27 AM

04:27 4:27 AM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

29,266

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Banning, CA 3,870 km ≈ 5 h nonstop flight

From you

Montreal
Banning, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Banning, CA: Cost of Living - Frequently Asked Questions

Yes – Banning, CA is pricier by about 46%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,005 per month in Montreal and $4,398 in Banning, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,003 in Montreal and $2,932 in Banning, CA. That's a gap of about 46%.

Kindergarten costs $505 per month in Montreal and $1,654 in Banning, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,003, than in Banning, CA at $2,932. In Montreal it covers expenses comfortably, while in Banning, CA it requires careful planning or may not stretch far enough.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banning, CA makes more sense. Both are solid long-term options with distinct trade-offs.