Last update: Oct 2026

Cost of Living Comparison Between Montpellier and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,939 in Montpellier, rent and utilities included – about $12,100 less a year. Rent and utilities account for about half of the difference.

95

Cost of Living Index in Montpellier
Learn more

Montpellier Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Montpellier

🇫🇷 France

$1,939

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Montpellier and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montpellier and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,939 in Montpellier versus $934 in Cebu.

Montpellier $1,939
Cebu $934

Estimated couple costs with rent: $2,940 in Montpellier versus $1,415 in Cebu.

Montpellier $2,940
Cebu $1,415

Monthly costs for a family of three with rent: $3,942 in Montpellier versus $1,896 in Cebu.

Montpellier $3,942
Cebu $1,896

Living in Montpellier is roughly 108% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Montpellier is 45% above, Cebu is 30% below.

Meal at Budget Restaurant

$16.76 €14.96

$3.03 ₱190

453.14%

Three-Course Dinner for Two, Mid-Range

$73.0 €65.2

$23.48 ₱1,473

210.90%

Fast Food Meal (McDonalds, etc)

$15.47 €13.80

$4.09 ₱256

278.24%

Cappuccino

$3.58 €3.19

$2.52 ₱158

42.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.68

$1.54 ₱96.9

94.81%

Water (0.33 liter bottle)

$1.97 €1.76

$0.49 ₱30.98

302.04%

Local Beer (0.5 liter draught)

$5.52 €4.93

$1.79 ₱112

208.38%

Imported Beer (0.33 liter bottle)

$4.55 €4.06

$2.26 ₱142

101.33%

Milk (1 liter)

$1.34 €1.19

$1.95 ₱122

-31.28%

White Bread (500g)

$2.24 €2.00

$1.43 ₱89.7

56.64%

Rice (white) (1kg)

$2.73 €2.44

$1.02 ₱63.8

167.65%

Eggs

$3.71 €3.31

$2.06 ₱129

80.10%

Local Cheese (1kg)

$18.80 €16.78

$9.81 ₱615

91.64%

Chicken Fillets (1kg)

$13.88 €12.39

$4.61 ₱289

201.08%

Beef Round Steak (1kg)

$24.64 €21.99

$7.70 ₱483

220.00%

Apples (1kg)

$2.98 €2.66

$3.31 ₱207

-9.97%

Banana (1kg)

$2.38 €2.12

$1.45 ₱90.9

64.14%

Oranges (1kg)

$2.94 €2.63

$2.36 ₱148

24.58%

Tomato (1kg)

$4.00 €3.57

$1.54 ₱96.4

159.74%

Potato (1kg)

$2.33 €2.08

$2.36 ₱148

-1.27%

Onion (1kg)

$2.86 €2.55

$1.99 ₱125

43.72%

Lettuce (1 head)

$1.72 €1.53

$1.15 ₱72.1

49.57%

Water (1.5 liter bottle)

$0.65 €0.58

$0.67 ₱42.15

-2.99%

Cigarettes 20 Pack (Marlboro, Camel)

$14.21 €12.68

$3.00 ₱188

373.67%

Wine (Bottle)

$7.77 €6.94

$6.35 ₱398

22.36%

Local Beer (0.5 liter bottle)

$3.73 €3.33

$1.31 ₱81.9

184.73%

Imported Beer (0.33 liter bottle)

$2.83 €2.53

$1.73 ₱108

63.58%

One-way Ticket (Public Transport)

$2.01 €1.79

$0.25 ₱15.78

704.00%

Public Transport Monthly Pass (Regular Price)

$1.09 €0.97

$12.65 ₱793

-91.38%

Taxi Start (Normal Tariff)

$4.92 €4.39

$0.74 ₱46.32

564.86%

Taxi (Normal Tariff) (1km)

$1.63 €1.46

$0.21 ₱13.11

676.19%

Taxi 1hour Waiting (Normal Tariff)

$33.02 €29.47

$4.33 ₱271

662.59%

Gasoline (1 liter)

$2.13 €1.91

$1.33 ₱83.5

60.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.4K

$21.8K ₱1.4M

61.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.5K

$19.4K ₱1.2M

82.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 €195

$121 ₱7,563

80.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.47 €14.70

$14.45 ₱907

13.98%

Internet (50+ Mbps, Unlimited Data)

$32.00 €28.56

$28.29 ₱1,774

13.11%

Gym Membership (Monthly)

$34.67 €30.94

$32.68 ₱2,050

6.09%

Tennis Court (1 Hour on Weekend)

$14.29 €12.75

$6.39 ₱401

123.63%

Cinema Ticket

$14.26 €12.73

$5.46 ₱342

161.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$756 €674

$273 ₱17.1K

176.42%

International Primary School, 1 Child (Yearly)

$13.2K €11.7K

$8,156 ₱511.5K

61.41%

Jeans (Levis 501 Or Similar)

$90.4 €80.6

$49.57 ₱3,109

82.27%

Summer Dress (H&M, Zara, etc)

$65.7 €58.6

$24.87 ₱1,560

164.17%

Sport Shoes (Adidas, Nike)

$106 €94.4

$76.6 ₱4,804

38.14%

Men's Leather Business Shoes

$177 €158

$59.3 ₱3,717

199.09%

1-bedroom Apartment, City Center (Monthly)

$912 €814

$506 ₱31.7K

80.42%

1-bedroom Apartment, Outside City Center (Monthly)

$728 €649

$309 ₱19.4K

135.18%

3-bedroom Apartment, City Center (Monthly)

$1,546 €1,380

$1,052 ₱66.0K

46.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,149 €1,026

$619 ₱38.8K

85.65%

Buy Apartment in City Center (m2)

$5,064 €4,519

$2,915 ₱182.9K

73.68%

Buy Apartment Outside City Center (m2)

$3,662 €3,268

$1,867 ₱117.1K

96.13%

Average Monthly Net Salary (After Tax)

$2,743 €2,447

$341 ₱21.4K

704.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

7.2

-47.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montpellier: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montpellier

$728 37.4%

Cebu

$309 33.5% 57.5% $418

Groceries & Markets

Montpellier

$389 20%

Cebu

$210 22.7% 46% $179

Eating Out

Montpellier

$280 14.4%

Cebu

$88 9.6% 68.4% $192

Monthly Utilities & Internet

Montpellier

$267 13.7%

Cebu

$163 17.7% 38.7% $103

Clothing & Footwear

Montpellier

$198 10.2%

Cebu

$95 10.2% 52.1% $103

Sport & Entertainment

Montpellier

$63 3.3%

Cebu

$44 4.7% 31% $20

Getting Around

Montpellier

$22 1.1%

Cebu

$15 1.7% 30.5% $6.8

Cost Breakdown

A one-bedroom apartment in the center runs $912 in Montpellier and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Montpellier pays 704% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Montpellier vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $389 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Montpellier

🇵🇭 Cebu

🕒 Local time

08:17 8:17 AM

14:17 2:17 PM

6 h ahead of Montpellier

🌤 Weather

👥 Population

302,454

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Montpellier Cebu 11,510 km ≈ 15 h nonstop flight

From you

Montpellier
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montpellier vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 704% higher in Montpellier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $912 in Montpellier versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,939 per month in Montpellier versus $934 in Cebu – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 1061% less than in Montpellier. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,939 in Montpellier, a $1,500 budget is realistic in Cebu but tight or insufficient in Montpellier. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Montpellier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montpellier and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 108% less than in Montpellier. Beyond cost, consider language, visa policies, and how big the international community is in each city.