Last update: Oct 2026

Cost of Living Comparison Between Montijo and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,889 in Montijo, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Montijo
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Montijo Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Montijo

🇵🇹 Portugal

$1,889

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Montijo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montijo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,889 in Montijo versus $918 in Cebu.

Montijo $1,889
Cebu $918

Estimated couple costs with rent: $2,635 in Montijo versus $1,409 in Cebu.

Montijo $2,635
Cebu $1,409

Monthly costs for a family of three with rent: $3,380 in Montijo versus $1,900 in Cebu.

Montijo $3,380
Cebu $1,900

Living in Montijo is roughly 106% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Montijo is 40% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.33 €10.97

$3.09 ₱194

299.03%

Three-Course Dinner for Two, Mid-Range

$45.50 €40.47

$24.22 ₱1,525

87.86%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$3.92 ₱247

131.12%

Cappuccino

$2.58 €2.29

$2.51 ₱158

2.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 €1.85

$1.59 ₱100

30.82%

Water (0.33 liter bottle)

$1.72 €1.53

$0.53 ₱33.43

224.53%

Local Beer (0.5 liter draught)

$3.38 €3.01

$1.78 ₱112

89.89%

Imported Beer (0.33 liter bottle)

$3.99 €3.55

$2.17 ₱137

83.87%

Milk (1 liter)

$1.32 €1.18

$1.92 ₱121

-31.25%

White Bread (500g)

$2.14 €1.90

$1.36 ₱85.4

57.35%

Rice (white) (1kg)

$2.04 €1.81

$1.01 ₱63.5

101.98%

Eggs

$3.38 €3.01

$2.03 ₱128

66.50%

Local Cheese (1kg)

$10.73 €9.55

$9.86 ₱621

8.82%

Chicken Fillets (1kg)

$6.95 €6.19

$4.39 ₱277

58.31%

Beef Round Steak (1kg)

$15.33 €13.63

$7.60 ₱479

101.71%

Apples (1kg)

$2.77 €2.46

$3.30 ₱208

-16.06%

Banana (1kg)

$1.41 €1.26

$1.39 ₱87.8

1.44%

Oranges (1kg)

$1.84 €1.64

$2.33 ₱147

-21.03%

Tomato (1kg)

$2.84 €2.53

$1.50 ₱94.3

89.33%

Potato (1kg)

$1.61 €1.43

$2.36 ₱149

-31.78%

Onion (1kg)

$2.12 €1.88

$1.90 ₱119

11.58%

Lettuce (1 head)

$1.62 €1.44

$1.19 ₱74.9

36.13%

Water (1.5 liter bottle)

$0.79 €0.70

$0.63 ₱39.71

25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$5.94 €5.29

$3.00 ₱189

98.00%

Wine (Bottle)

$6.76 €6.01

$6.03 ₱379

12.11%

Local Beer (0.5 liter bottle)

$0.90 €0.80

$1.23 ₱77.7

-26.83%

Imported Beer (0.33 liter bottle)

$1.57 €1.40

$1.75 ₱110

-10.29%

One-way Ticket (Public Transport)

$2.17 €1.93

$0.25 ₱15.86

768.00%

Public Transport Monthly Pass (Regular Price)

$44.19 €39.31

$12.64 ₱796

249.60%

Taxi Start (Normal Tariff)

$2.20 €1.96

$0.77 ₱48.62

185.71%

Taxi (Normal Tariff) (1km)

$1.02 €0.91

$0.23 ₱14.53

343.48%

Taxi 1hour Waiting (Normal Tariff)

$18.29 €16.27

$4.46 ₱281

310.09%

Gasoline (1 liter)

$2.14 €1.90

$1.31 ₱82.8

63.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €30.3K

$21.2K ₱1.3M

60.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K €33.4K

$19.1K ₱1.2M

96.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$120 ₱7,569

12.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.08 €18.75

$14.00 ₱882

50.57%

Internet (50+ Mbps, Unlimited Data)

$57.8 €51.4

$27.54 ₱1,734

109.73%

Gym Membership (Monthly)

$21.97 €19.54

$32.33 ₱2,035

-32.04%

Tennis Court (1 Hour on Weekend)

$17.56 €15.62

$6.65 ₱419

164.06%

Cinema Ticket

$7.91 €7.04

$5.65 ₱356

40.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$457 €407

$275 ₱17.3K

66.17%

International Primary School, 1 Child (Yearly)

$11.3K €10.1K

$7,918 ₱498.5K

43.06%

Jeans (Levis 501 Or Similar)

$65.7 €58.4

$49.33 ₱3,106

33.08%

Summer Dress (H&M, Zara, etc)

$37.27 €33.15

$25.24 ₱1,589

47.66%

Sport Shoes (Adidas, Nike)

$71.1 €63.2

$77.0 ₱4,846

-7.64%

Men's Leather Business Shoes

$95.0 €84.5

$57.2 ₱3,601

66.15%

1-bedroom Apartment, City Center (Monthly)

$1,176 €1,046

$500 ₱31.5K

135.49%

1-bedroom Apartment, Outside City Center (Monthly)

$999 €889

$309 ₱19.4K

223.61%

3-bedroom Apartment, City Center (Monthly)

$1,698 €1,510

$1,078 ₱67.9K

57.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,421 €1,264

$615 ₱38.7K

131.02%

Buy Apartment in City Center (m2)

$3,064 €2,726

$2,886 ₱181.7K

6.17%

Buy Apartment Outside City Center (m2)

$2,230 €1,983

$1,917 ₱120.7K

16.34%

Average Monthly Net Salary (After Tax)

$1,113 €990

$346 ₱21.8K

221.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

7.2

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montijo: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montijo

$999 52.9%

Cebu

$309 33.6% 69.1% $691

Groceries & Markets

Montijo

$259 13.7%

Cebu

$206 22.4% 20.6% $53

Monthly Utilities & Internet

Montijo

$215 11.4%

Cebu

$162 17.6% 24.6% $53

Eating Out

Montijo

$197 10.4%

Cebu

$88 9.6% 55.2% $109

Clothing & Footwear

Montijo

$121 6.4%

Cebu

$94 10.2% 22.4% $27

Getting Around

Montijo

$60 3.2%

Cebu

$16 1.7% 74.1% $45

Sport & Entertainment

Montijo

$38 2%

Cebu

$44 4.8% 15.4% $5.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,176 in Montijo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Montijo pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Montijo vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $259 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Montijo

🇵🇭 Cebu

🕒 Local time

23:31 11:31 PM

06:31 6:31 AM

7 h ahead of Montijo

🌤 Weather

👥 Population

55,689

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Montijo Cebu 12,700 km ≈ 16 h nonstop flight

From you

Montijo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montijo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 106% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 222% higher in Montijo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,176 in Montijo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,889 per month in Montijo versus $918 in Cebu – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 250% less than in Montijo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,889 in Montijo, a $1,500 budget is realistic in Cebu but tight or insufficient in Montijo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Montijo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montijo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 106% less than in Montijo. Beyond cost, consider language, visa policies, and how big the international community is in each city.