Cost of Living Comparison Between Monticello, AR and Ubud, Bali Cost of Living Comparison Between Monticello, AR and Ubud, Bali

Monthly Cost of Living

A single person spends $2,335 per month in Monticello, AR vs $1,378 in Ubud, Bali, rent included.

A couple spends around $3,398 per month in Monticello, AR vs $2,327 in Ubud, Bali, rent included.

A family of three spends $4,461 per month in Monticello, AR vs $3,275 in Ubud, Bali, rent included.

Monticello, AR costs about 69% more than Ubud, Bali, driven mainly by Eating Out.

Both Monticello, AR and Ubud, Bali sit above the global median – Monticello, AR by 69%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Monticello, AR
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.71 $17.71
$3.33 Rp 58.7K
431.83%
Three-Course Dinner for Two, Mid-Range
$74.9 $74.9
$35.82 Rp 630.7K
109.13%
Fast Food Meal (McDonalds, etc)
$12.10 $12.10
$5.63 Rp 99.1K
114.92%
Cappuccino
$5.77 $5.77
$2.82 Rp 49.7K
104.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.43 $2.43
$1.75 Rp 30.8K
38.86%
Water (0.33 liter bottle)
$1.97 $1.97
$0.80 Rp 14.0K
146.25%
Local Beer (0.5 liter draught)
$7.11 $7.11
$3.04 Rp 53.6K
133.88%
Imported Beer (0.33 liter bottle)
$7.83 $7.83
$4.30 Rp 75.7K
82.09%
🛒 Groceries & Markets
Monticello, AR
Ubud, Bali
Difference
Milk (1 liter)
$0.90 $0.90
$1.61 Rp 28.3K
-44.10%
White Bread (500g)
$1.14 $1.14
$2.27 Rp 39.9K
-49.78%
Rice (white) (1kg)
$2.07 $2.07
$1.17 Rp 20.6K
76.92%
Eggs
$3.27 $3.27
$2.17 Rp 38.2K
50.69%
Local Cheese (1kg)
$8.96 $8.96
$17.63 Rp 310.5K
-49.18%
Chicken Fillets (1kg)
$6.74 $6.74
$4.05 Rp 71.4K
66.42%
Beef Round Steak (1kg)
$8.94 $8.94
$12.18 Rp 214.5K
-26.60%
Apples (1kg)
$3.49 $3.49
$3.62 Rp 63.7K
-3.59%
Banana (1kg)
$1.25 $1.25
$1.64 Rp 28.8K
-23.78%
Oranges (1kg)
$2.73 $2.73
$2.31 Rp 40.6K
18.18%
Tomato (1kg)
$2.18 $2.18
$1.96 Rp 34.5K
11.22%
Potato (1kg)
$3.17 $3.17
$1.84 Rp 32.5K
72.28%
Onion (1kg)
$2.32 $2.32
$2.37 Rp 41.7K
-2.11%
Lettuce (1 head)
$1.86 $1.86
$1.05 Rp 18.5K
77.14%
Water (1.5 liter bottle)
$2.34 $2.34
$0.54 Rp 9,560
333.33%
Cigarettes 20 Pack (Marlboro, Camel)
$8.26 $8.26
$2.30 Rp 40.6K
259.13%
Wine (Bottle)
$13.61 $13.61
$23.08 Rp 406.4K
-41.03%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.34 Rp 41.2K
-25.21%
Imported Beer (0.33 liter bottle)
$1.64 $1.64
$3.07 Rp 54.0K
-46.58%
🚌 Getting Around
Monticello, AR
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$0.25 Rp 4,365
724.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
$2.03 $2.03
$0.49 Rp 8,631
314.29%
Taxi (Normal Tariff) (1km)
$1.34 $1.34
$0.47 Rp 8,349
185.11%
Taxi 1hour Waiting (Normal Tariff)
$19.65 $19.65
$5.60 Rp 98.6K
250.89%
Gasoline (1 liter)
$0.93 $0.93
$0.81 Rp 14.2K
14.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.7K $37.7K
$25.0K Rp 440.3M
50.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$31.1K Rp 547.0M
-14.66%
🧾 Monthly Utilities & Internet
Monticello, AR
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 $169
$82.7 Rp 1.5M
103.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.51 $39.51
$6.49 Rp 114.2K
508.78%
Internet (50+ Mbps, Unlimited Data)
$45.14 $45.14
$18.79 Rp 330.8K
140.23%
🎉 Sport & Entertainment
Monticello, AR
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.58 $41.58
$55.2 Rp 972.6K
-24.73%
Tennis Court (1 Hour on Weekend)
-
$18.21 Rp 320.6K
-
Cinema Ticket
$11.02 $11.02
$4.30 Rp 75.7K
156.28%
🧸 Childcare & Education
Monticello, AR
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,185 $1,185
$494 Rp 8.7M
139.85%
International Primary School, 1 Child (Yearly)
$27.8K $27.8K
$5,917 Rp 104.2M
369.37%
👕👟 Clothing & Footwear
Monticello, AR
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$24.27 $24.27
$46.28 Rp 814.8K
-47.56%
Summer Dress (H&M, Zara, etc)
$31.60 $31.60
$36.44 Rp 641.6K
-13.28%
Sport Shoes (Adidas, Nike)
$71.2 $71.2
$80.7 Rp 1.4M
-11.72%
Men's Leather Business Shoes
$140 $140
$78.8 Rp 1.4M
77.83%
🏠 Accommodation & Living
Monticello, AR
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,557 $1,557
$1,114 Rp 19.6M
39.76%
1-bedroom Apartment, Outside City Center (Monthly)
$1,150 $1,150
$693 Rp 12.2M
65.89%
3-bedroom Apartment, City Center (Monthly)
$2,195 $2,195
$3,639 Rp 64.1M
-39.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,913 $1,913
$1,712 Rp 30.1M
11.73%
Buy Apartment in City Center (m2)
$2,711 $2,711
$2,761 Rp 48.6M
-1.79%
Buy Apartment Outside City Center (m2)
$2,507 $2,507
$2,293 Rp 40.4M
9.36%
💵 Salaries & Financials
Monticello, AR
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$167 Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.06
13.78
-56.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monticello, AR: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,557 in Monticello, AR versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75.0 in Monticello, AR versus $36.00 in Ubud, Bali. Groceries tell a different story – $265 in Monticello, AR vs $294 in Ubud, Bali – so Monticello, AR wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monticello, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Monticello, AR?
Yes – Monticello, AR is pricier by about 69%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,502 per month in Monticello, AR and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Monticello, AR or in Ubud, Bali?
A mid-range dinner for two costs $75.0 in Monticello, AR and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Monticello, AR and in Ubud, Bali?
Interestingly, groceries are about 11% cheaper in Monticello, AR – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in Monticello, AR or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Monticello, AR at $2,335. In Ubud, Bali it covers expenses comfortably, while in Monticello, AR it requires careful planning or may not stretch far enough.
Is Monticello, AR or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Monticello, AR or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monticello, AR makes more sense. Both are solid long-term options with distinct trade-offs.

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