😐A single person spends $2,477 per month in Monticello, AR vs $1,392 in Ubud, Bali, rent included.
😐A couple spends around $3,512 per month in Monticello, AR vs $2,557 in Ubud, Bali, rent included.
😐A family of three spends $4,546 per month in Monticello, AR vs $3,723 in Ubud, Bali, rent included.
😐Monticello, AR costs about 78% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Monticello, AR and Ubud, Bali sit above the global median – Monticello, AR by 86%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Monticello, AR
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.27$19.27
$3.57Rp 64.6K
439.78%
Three-Course Dinner for Two, Mid-Range
$76.1$76.1
$32.32Rp 584.4K
135.49%
Fast Food Meal(McDonalds, etc)
$9.88$9.88
$5.01Rp 90.5K
97.21%
Cappuccino
$5.09$5.09
$2.82Rp 51.1K
80.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.53$2.53
$1.35Rp 24.4K
87.41%
Water(0.33 liter bottle)
$1.98$1.98
$0.73Rp 13.2K
171.23%
Local Beer(0.5 liter draught)
$5.84$5.84
$2.93Rp 53.0K
99.32%
Imported Beer(0.33 liter bottle)
$7.78$7.78
$3.94Rp 71.2K
97.46%
🛒 Groceries & Markets
Monticello, AR
Ubud, Bali
Difference
Milk(1 liter)
$0.92$0.92
$1.78Rp 32.2K
-48.31%
White Bread(500g)
$1.20$1.20
$2.45Rp 44.3K
-51.02%
Rice(white)(1kg)
$2.01$2.01
$1.15Rp 20.8K
74.78%
Eggs
$4.14$4.14
$2.41Rp 43.7K
71.78%
Local Cheese(1kg)
$8.60$8.60
$14.33Rp 259.1K
-39.99%
Chicken Fillets(1kg)
$6.44$6.44
$4.19Rp 75.7K
53.70%
Beef Round Steak(1kg)
$8.93$8.93
$12.06Rp 218.1K
-25.95%
Apples(1kg)
$3.49$3.49
$3.64Rp 65.8K
-4.12%
Banana(1kg)
$1.29$1.29
$1.57Rp 28.3K
-17.83%
Oranges(1kg)
$2.70$2.70
$2.79Rp 50.4K
-3.23%
Tomato(1kg)
$2.20$2.20
$2.24Rp 40.5K
-1.79%
Potato(1kg)
$3.24$3.24
$1.98Rp 35.8K
63.64%
Onion(1kg)
$2.39$2.39
$2.28Rp 41.2K
4.82%
Lettuce(1 head)
$1.85$1.85
$1.05Rp 19.1K
76.19%
Water(1.5 liter bottle)
$2.44$2.44
$0.79Rp 14.2K
208.86%
Cigarettes 20 Pack(Marlboro, Camel)
$8.02$8.02
$3.19Rp 57.7K
151.41%
Wine(Bottle)
$13.43$13.43
$23.49Rp 424.8K
-42.83%
Local Beer(0.5 liter bottle)
$1.71$1.71
$2.90Rp 52.4K
-41.03%
Imported Beer(0.33 liter bottle)
$1.85$1.85
$2.76Rp 49.8K
-32.97%
🚌 Getting Around
Monticello, AR
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.05$2.05
$0.27Rp 4,821
659.26%
Public Transport Monthly Pass(Regular Price)
-
$8.37Rp 151.3K
-
Taxi Start(Normal Tariff)
$1.96$1.96
$0.45Rp 8,180
335.56%
Taxi(Normal Tariff)(1km)
$1.39$1.39
$0.46Rp 8,311
202.17%
Taxi 1hour Waiting(Normal Tariff)
$20.02$20.02
$6.07Rp 109.7K
229.82%
Gasoline(1 liter)
$0.77$0.77
$0.86Rp 15.6K
-10.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0K$33.0K
$26.6KRp 480.7M
24.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K$26.6K
$32.5KRp 588.6M
-18.20%
🧾 Monthly Utilities & Internet
Monticello, AR
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$216$216
$79.0Rp 1.4M
172.92%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$40.28$40.28
$4.09Rp 74.0K
884.84%
Internet(50+ Mbps, Unlimited Data)
$45.78$45.78
$23.85Rp 431.2K
91.95%
🎉 Sport & Entertainment
Monticello, AR
Ubud, Bali
Difference
Gym Membership(Monthly)
$42.92$42.92
$98.8Rp 1.8M
-56.55%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 114.9K
-
Cinema Ticket
$11.03$11.03
$4.01Rp 72.5K
175.06%
🧸 Childcare & Education
Monticello, AR
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,195$1,195
$297Rp 5.4M
302.09%
International Primary School, 1 Child(Yearly)
$27.0K$27.0K
$6,602Rp 119.4M
308.73%
👕👟 Clothing & Footwear
Monticello, AR
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$23.95$23.95
$53.4Rp 966.0K
-55.17%
Summer Dress(H&M, Zara, etc)
$32.24$32.24
$38.11Rp 689.2K
-15.40%
Sport Shoes(Adidas, Nike)
$70.8$70.8
$88.7Rp 1.6M
-20.12%
Men's Leather Business Shoes
$138$138
$76.6Rp 1.4M
80.23%
🏠 Accommodation & Living
Monticello, AR
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,574$1,574
$1,020Rp 18.4M
54.38%
1-bedroom Apartment, Outside City Center(Monthly)
$1,376$1,376
$680Rp 12.3M
102.20%
3-bedroom Apartment, City Center(Monthly)
$2,651$2,651
$3,469Rp 62.7M
-23.59%
3-bedroom Apartment, Outside City Center(Monthly)
$2,232$2,232
$2,090Rp 37.8M
6.82%
Buy Apartment in City Center(m2)
$2,627$2,627
$2,729Rp 49.3M
-3.72%
Buy Apartment Outside City Center(m2)
$2,423$2,423
$2,295Rp 41.5M
5.56%
💵 Salaries & Financials
Monticello, AR
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$164Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.53
13.28
-50.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monticello, AR: July 25, 2026
Last update for Ubud, Bali: July 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,574 in Monticello, AR versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $76.0 in Monticello, AR versus $32.00 in Ubud, Bali. Groceries tell a different story – $268 in Monticello, AR vs $298 in Ubud, Bali – so Monticello, AR wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monticello, AR vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Monticello, AR?
Yes – Monticello, AR is pricier by about 78%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,716 per month in Monticello, AR and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Monticello, AR or in Ubud, Bali?
A mid-range dinner for two costs $76.0 in Monticello, AR and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Monticello, AR and in Ubud, Bali?
Interestingly, groceries are about 11% cheaper in Monticello, AR – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 a realistic budget for living in Monticello, AR or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Monticello, AR at $2,477. In Ubud, Bali it covers expenses comfortably, while in Monticello, AR it requires careful planning or may not stretch far enough.
Is Monticello, AR or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Monticello, AR or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Monticello, AR makes more sense. Both are solid long-term options with distinct trade-offs.
Monticello, AR vs other spots: cost of living compared