Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Toms River, NJ

For one person, living is cheaper in Monterrey: $1,641 a month against $2,859 in Toms River, NJ, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
136

Cost of Living Index in Toms River, NJ
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Toms River, NJ Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Toms River, NJ

🇺🇸 United States

$2,859

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Toms River, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Toms River, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,859 in Toms River, NJ.

Monterrey $1,641
Toms River, NJ $2,859

Estimated couple costs with rent: $2,573 in Monterrey versus $4,325 in Toms River, NJ.

Monterrey $2,573
Toms River, NJ $4,325

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $5,791 in Toms River, NJ.

Monterrey $3,504
Toms River, NJ $5,791

Living in Monterrey costs roughly 43% less than in Toms River, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Toms River, NJ 111% above.

Meal at Budget Restaurant

$13.37 MX$250

$20.27 $20.27

-34.04%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$74.1 $74.1

-35.28%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$11.92 $11.92

-9.48%

Cappuccino

$3.77 MX$70.4

$5.42 $5.42

-30.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$2.62 $2.62

-42.37%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.92 $1.92

-46.35%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$5.14 $5.14

-51.75%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$6.85 $6.85

-36.35%

Milk (1 liter)

$1.89 MX$35.43

$1.36 $1.36

38.97%

White Bread (500g)

$2.85 MX$53.3

$4.79 $4.79

-40.50%

Rice (white) (1kg)

$1.86 MX$34.71

$2.33 $2.33

-20.17%

Eggs

$2.47 MX$46.12

$4.46 $4.46

-44.62%

Local Cheese (1kg)

$11.81 MX$221

$16.78 $16.78

-29.62%

Chicken Fillets (1kg)

$8.97 MX$168

$16.76 $16.76

-46.48%

Beef Round Steak (1kg)

$12.57 MX$235

$16.60 $16.60

-24.28%

Apples (1kg)

$3.20 MX$59.8

$5.74 $5.74

-44.25%

Banana (1kg)

$1.50 MX$28.12

$1.30 $1.30

15.38%

Oranges (1kg)

$2.12 MX$39.74

$5.09 $5.09

-58.35%

Tomato (1kg)

$2.33 MX$43.64

$5.91 $5.91

-60.58%

Potato (1kg)

$2.22 MX$41.58

$1.52 $1.52

46.05%

Onion (1kg)

$2.58 MX$48.34

$2.72 $2.72

-5.15%

Lettuce (1 head)

$1.45 MX$27.04

$2.43 $2.43

-40.33%

Water (1.5 liter bottle)

$1.22 MX$22.85

$2.01 $2.01

-39.30%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$10.06 $10.06

-52.29%

Wine (Bottle)

$13.30 MX$249

$9.70 $9.70

37.11%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$2.78 $2.78

-30.58%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$3.37 $3.37

-15.13%

One-way Ticket (Public Transport)

$0.80 MX$14.94

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$3.02 $3.02

-39.40%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$2.22 $2.22

-52.25%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$41.39 $41.39

-73.86%

Gasoline (1 liter)

$1.47 MX$27.54

$0.98 $0.98

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$30.6K $30.6K

-21.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$26.3K $26.3K

-10.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$217 $217

-47.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$36.16 $36.16

-27.07%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$63.0 $63.0

-59.21%

Gym Membership (Monthly)

$30.53 MX$571

$29.57 $29.57

3.25%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$4.96 MX$92.8

$17.21 $17.21

-71.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$3,056 $3,056

-77.79%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$51.2K $51.2K

-72.31%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$68.7 $68.7

5.13%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$77.2 $77.2

-45.70%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$122 $122

-11.59%

Men's Leather Business Shoes

$119 MX$2,219

$120 $120

-1.47%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,678 $1,678

-39.35%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,527 $1,527

-52.76%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,822 $2,822

-30.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$2,847 $2,847

-50.27%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$5,381 $5,381

-79.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.78

73.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Toms River, NJ: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

Toms River, NJ

$1.5K 53.4% 112% $806

Groceries & Markets

Monterrey

$302 18.4%

Toms River, NJ

$443 15.5% 46.6% $141

Eating Out

Monterrey

$216 13.2%

Toms River, NJ

$320 11.2% 48.5% $105

Monthly Utilities & Internet

Monterrey

$167 10.2%

Toms River, NJ

$316 11.1% 89.5% $149

Clothing & Footwear

Monterrey

$153 9.3%

Toms River, NJ

$175 6.1% 14% $21

Getting Around

Monterrey

$41 2.5%

Toms River, NJ

$14 * 0.5% 65.7% $27

Sport & Entertainment

Monterrey

$40 2.5%

Toms River, NJ

$64 2.2% 58.2% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,678 in Toms River, NJ. Housing cost is often the main lever when comparing two cities.

Toms River, NJ pays about 4.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $74 in Toms River, NJ for a mid-range dinner for two. Groceries echo the gap at $302 vs $443 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 Toms River, NJ

🕒 Local time

19:56 7:56 PM

20:56 8:56 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

95,438

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 7, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Toms River, NJ 2,890 km ≈ 4 h nonstop flight

From you

Monterrey
Toms River, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Toms River, NJ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,641 in Monterrey and $2,859 in Toms River, NJ, so Monterrey is about 43% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 80% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $1,678 in Toms River, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $679 in Monterrey versus $3,056 in Toms River, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $74 in Toms River, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, Toms River, NJ on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.