Last update: Nov 2026

Cost of Living Comparison Between Monterrey and St. Thomas, Canada

Name: St. Thomas
Address: St. Thomas, CA

For one person, living is cheaper in Monterrey: $1,641 a month against $2,308 in St. Thomas, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
111

Cost of Living Index in St. Thomas
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St. Thomas Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

St. Thomas

🇨🇦 Canada

$2,308

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in St. Thomas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in St. Thomas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,308 in St. Thomas.

Monterrey $1,641
St. Thomas $2,308

Estimated couple costs with rent: $2,573 in Monterrey versus $3,326 in St. Thomas.

Monterrey $2,573
St. Thomas $3,326

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $4,344 in St. Thomas.

Monterrey $3,504
St. Thomas $4,344

Living in Monterrey costs roughly 29% less than in St. Thomas, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, St. Thomas 71% above.

Meal at Budget Restaurant

$13.37 MX$250

$21.55 CA$30.31

-37.96%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$63.4 CA$89.1

-24.33%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$11.33 CA$15.93

-4.77%

Cappuccino

$3.77 MX$70.4

$3.33 CA$4.69

13.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$2.20 CA$3.09

-31.36%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.56 CA$2.19

-33.97%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$4.91 CA$6.91

-49.49%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$6.01 CA$8.45

-27.45%

Milk (1 liter)

$1.89 MX$35.43

$2.23 CA$3.13

-15.25%

White Bread (500g)

$2.85 MX$53.3

$2.72 CA$3.82

4.78%

Rice (white) (1kg)

$1.86 MX$34.71

$3.74 CA$5.26

-50.27%

Eggs

$2.47 MX$46.12

$3.22 CA$4.53

-23.29%

Local Cheese (1kg)

$11.81 MX$221

$9.95 CA$13.99

18.69%

Chicken Fillets (1kg)

$8.97 MX$168

$16.27 CA$22.88

-44.87%

Beef Round Steak (1kg)

$12.57 MX$235

$19.23 CA$27.04

-34.63%

Apples (1kg)

$3.20 MX$59.8

$4.09 CA$5.75

-21.76%

Banana (1kg)

$1.50 MX$28.12

$1.31 CA$1.84

14.50%

Oranges (1kg)

$2.12 MX$39.74

$3.69 CA$5.19

-42.55%

Tomato (1kg)

$2.33 MX$43.64

$4.01 CA$5.64

-41.90%

Potato (1kg)

$2.22 MX$41.58

$3.32 CA$4.67

-33.13%

Onion (1kg)

$2.58 MX$48.34

$3.11 CA$4.38

-17.04%

Lettuce (1 head)

$1.45 MX$27.04

$2.86 CA$4.02

-49.30%

Water (1.5 liter bottle)

$1.22 MX$22.85

$1.51 CA$2.12

-19.21%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$11.13 CA$15.65

-56.87%

Wine (Bottle)

$13.30 MX$249

$12.88 CA$18.11

3.26%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$2.46 CA$3.46

-21.54%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$2.90 CA$4.07

-1.38%

One-way Ticket (Public Transport)

$0.80 MX$14.94

$2.34 CA$3.29

-65.81%

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

$63.2 CA$88.9

-51.03%

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$2.42 CA$3.41

-24.38%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$1.65 CA$2.33

-35.76%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$22.53 CA$31.69

-51.98%

Gasoline (1 liter)

$1.47 MX$27.54

$1.18 CA$1.66

24.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$26.9K CA$37.9K

-10.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$23.1K CA$32.5K

1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$125 CA$175

-8.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$43.40 CA$61.0

-39.24%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$56.6 CA$79.5

-54.55%

Gym Membership (Monthly)

$30.53 MX$571

$37.39 CA$52.6

-18.35%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

$17.91 CA$25.19

18.76%

Cinema Ticket

$4.96 MX$92.8

$10.51 CA$14.77

-52.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$411 CA$578

65.24%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$17.3K CA$24.3K

-18.05%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$52.9 CA$74.4

36.56%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$36.92 CA$51.9

13.60%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$82.5 CA$116

30.23%

Men's Leather Business Shoes

$119 MX$2,219

$90.6 CA$127

31.00%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,180 CA$1,660

-13.77%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,127 CA$1,585

-35.96%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,036 CA$2,864

-3.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$1,659 CA$2,333

-14.66%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$4,398 CA$6,185

-4.44%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$3,626 CA$5,099

-23.28%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$3,021 CA$4,248

-63.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

4.99

136.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for St. Thomas: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

St. Thomas

$1.1K 48.8% 56.2% $405

Groceries & Markets

Monterrey

$302 18.4%

St. Thomas

$399 17.3% 32% $97

Eating Out

Monterrey

$216 13.2%

St. Thomas

$298 12.9% 38.1% $82

Monthly Utilities & Internet

Monterrey

$167 10.2%

St. Thomas

$225 9.7% 34.7% $58

Clothing & Footwear

Monterrey

$153 9.3%

St. Thomas

$118 5.1% 22.7% $35

Getting Around

Monterrey

$41 2.5%

St. Thomas

$83 3.6% 102% $42

Sport & Entertainment

Monterrey

$40 2.5%

St. Thomas

$58 2.5% 44.4% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,180 in St. Thomas. Housing cost is often the main lever when comparing two cities.

St. Thomas pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $63 in St. Thomas for a mid-range dinner for two. Groceries echo the gap at $302 vs $399 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇨🇦 St. Thomas

🕒 Local time

10:35 10:35 AM

11:35 11:35 AM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

38,909

💱 Currency

Mexican Peso MXN $

Canadian Dollar CAD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.76 EUR

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

Exchange rates and currency converter

CAD, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 21.01 MXN (100 MXN = 4.76 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

Monterrey St. Thomas 2,580 km ≈ 3 h 45 min nonstop flight

From you

Monterrey
St. Thomas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs St. Thomas: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,641 in Monterrey and $2,308 in St. Thomas, so Monterrey is about 29% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 64% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $1,180 in St. Thomas. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $63 in St. Thomas. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,641 per month in Monterrey versus $2,308 in St. Thomas – Monterrey is about 29% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 29% less than in St. Thomas. Beyond cost, consider language, visa policies, and how big the international community is in each city.