Last update: Nov 2026

Cost of Living Comparison Between Monterrey and St. Augustine, FL

For one person, living is cheaper in Monterrey: $1,641 a month against $2,783 in St. Augustine, FL, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
St. Augustine, FL, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
St. Augustine, FL
🇺🇸 United States
$2,783
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in St. Augustine, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in St. Augustine, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,783 in St. Augustine, FL.

  • Monterrey $1,641
  • St. Augustine, FL $2,783

Estimated couple costs with rent: $2,573 in Monterrey versus $3,916 in St. Augustine, FL.

  • Monterrey $2,573
  • St. Augustine, FL $3,916

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $5,048 in St. Augustine, FL.

  • Monterrey $3,504
  • St. Augustine, FL $5,048

Living in Monterrey costs roughly 41% less than in St. Augustine, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monterrey 21% above, St. Augustine, FL 106% above.

Currency
🍽 Eating Out
Monterrey
St. Augustine, FL
Difference
Meal at Budget Restaurant
$13.37 MX$251
$21.16 $21.16
-36.81%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$900
$75.8 $75.8
-36.75%
Fast Food Meal (McDonalds, etc)
$10.79 MX$203
$9.51 $9.51
13.46%
Cappuccino
$3.77 MX$70.7
$5.08 $5.08
-25.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.37
$2.28 $2.28
-33.77%
Water (0.33 liter bottle)
$1.03 MX$19.33
$1.50 $1.50
-31.33%
Local Beer (0.5 liter draught)
$2.48 MX$46.60
$4.95 $4.95
-49.90%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.8
$7.13 $7.13
-38.85%
🛒 Groceries & Markets
Monterrey
St. Augustine, FL
Difference
Milk (1 liter)
$1.89 MX$35.58
$1.10 $1.10
71.82%
White Bread (500g)
$2.85 MX$53.5
$1.94 $1.94
46.91%
Rice (white) (1kg)
$1.86 MX$34.86
$4.37 $4.37
-57.44%
Eggs
$2.47 MX$46.31
$3.16 $3.16
-21.84%
Local Cheese (1kg)
$11.81 MX$222
$11.82 $11.82
-0.08%
Chicken Fillets (1kg)
$8.97 MX$168
$10.93 $10.93
-17.93%
Beef Round Steak (1kg)
$12.57 MX$236
$17.29 $17.29
-27.30%
Apples (1kg)
$3.20 MX$60.0
$5.74 $5.74
-44.25%
Banana (1kg)
$1.50 MX$28.23
$2.04 $2.04
-26.47%
Oranges (1kg)
$2.12 MX$39.90
$5.07 $5.07
-58.19%
Tomato (1kg)
$2.33 MX$43.82
$3.35 $3.35
-30.45%
Potato (1kg)
$2.22 MX$41.75
$1.61 $1.61
37.89%
Onion (1kg)
$2.58 MX$48.54
$3.38 $3.38
-23.67%
Lettuce (1 head)
$1.45 MX$27.15
$2.53 $2.53
-42.69%
Water (1.5 liter bottle)
$1.22 MX$22.94
$2.04 $2.04
-40.20%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$90.1
$6.89 $6.89
-30.33%
Wine (Bottle)
$13.30 MX$250
$14.14 $14.14
-5.94%
Local Beer (0.5 liter bottle)
$1.93 MX$36.28
$2.81 $2.81
-31.32%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.6
$2.43 $2.43
17.70%
🚌 Getting Around
Monterrey
St. Augustine, FL
Difference
One-way Ticket (Public Transport)
$0.80 MX$15.00
-
-
Public Transport Monthly Pass (Regular Price)
$30.94 MX$581
-
-
Taxi Start (Normal Tariff)
$1.83 MX$34.42
$2.85 $2.85
-35.79%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.86
$1.85 $1.85
-42.70%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$203
$34.93 $34.93
-69.02%
Gasoline (1 liter)
$1.47 MX$27.65
$0.91 $0.91
61.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$452.3K
$35.9K $35.9K
-33.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$442.0K
$26.7K $26.7K
-11.74%
🧾 Monthly Utilities & Internet
Monterrey
St. Augustine, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,152
$117 $117
-1.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$495
$63.7 $63.7
-58.59%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$483
$76.6 $76.6
-66.44%
🎉 Sport & Entertainment
Monterrey
St. Augustine, FL
Difference
Gym Membership (Monthly)
$30.53 MX$573
$39.56 $39.56
-22.83%
Tennis Court (1 Hour on Weekend)
$21.27 MX$400
$24.94 $24.94
-14.72%
Cinema Ticket
$4.96 MX$93.1
$13.89 $13.89
-64.29%
🧸 Childcare & Education
Monterrey
St. Augustine, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,155 $1,155
-41.26%
International Primary School, 1 Child (Yearly)
$14.2K MX$266.4K
$8,087 $8,087
75.39%
👕👟 Clothing & Footwear
Monterrey
St. Augustine, FL
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,356
$63.5 $63.5
13.68%
Summer Dress (H&M, Zara, etc)
$41.94 MX$788
$40.63 $40.63
3.22%
Sport Shoes (Adidas, Nike)
$107 MX$2,019
$78.9 $78.9
36.30%
Men's Leather Business Shoes
$119 MX$2,228
$109 $109
9.03%
🏠 Accommodation & Living
Monterrey
St. Augustine, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.1K
$1,779 $1,779
-42.79%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.6K
$1,629 $1,629
-55.70%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.9K
$3,258 $3,258
-39.64%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.6K
$2,376 $2,376
-40.42%
Buy Apartment in City Center (m2)
$4,203 MX$78.9K
$3,194 $3,194
31.58%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.2K
$2,743 $2,743
1.40%
💵 Salaries & Financials
Monterrey
St. Augustine, FL
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.6K
$4,458 $4,458
-75.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.27
88.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for St. Augustine, FL: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
St. Augustine, FL
$1.6K 126% $907
Groceries & Markets
Monterrey
$302
St. Augustine, FL
$374 23.7% $72
Eating Out
Monterrey
$216
St. Augustine, FL
$313 45% $97
Monthly Utilities & Internet
Monterrey
$167
St. Augustine, FL
$257 54.1% $90
Clothing & Footwear
Monterrey
$153
St. Augustine, FL
$131 14.2% $22
Getting Around
Monterrey
$41
St. Augustine, FL
$12 * 70.7% $29
Sport & Entertainment
Monterrey
$40
St. Augustine, FL
$67 66.5% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,779 in St. Augustine, FL. Housing cost is often the main lever when comparing two cities.

St. Augustine, FL pays about 4.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $76 in St. Augustine, FL for a mid-range dinner for two. Groceries echo the gap at $302 vs $374 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 St. Augustine, FL
🕒 Local time
00:06 12:06 AM
01:06 1:06 AM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
12,975
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.08 MXN (100 MXN = 4.74 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

On the map
Between locations
  • Monterrey St. Augustine, FL 1,920 km ≈ 3 h nonstop flight
From you
  • Monterrey
  • St. Augustine, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs St. Augustine, FL: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in St. Augustine, FL?
Total monthly costs including rent come to $1,641 in Monterrey and $2,783 in St. Augustine, FL, so Monterrey is about 41% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 75% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in St. Augustine, FL?
Rent for a central apartment: $1,018 in Monterrey versus $1,779 in St. Augustine, FL. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Monterrey and St. Augustine, FL?
Childcare runs $679 in Monterrey versus $1,155 in St. Augustine, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48 versus $76 in St. Augustine, FL. If you eat out regularly, this makes a real dent in your monthly spending.
How does quality of life compare between Monterrey and St. Augustine, FL?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Monterrey and St. Augustine, FL?
It comes down to priorities – Monterrey wins on affordability, St. Augustine, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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