Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Saint Joseph, MI

For one person, living is cheaper in Monterrey: $1,641 a month against $1,925 in Saint Joseph, MI, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Saint Joseph, MI, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Saint Joseph, MI
🇺🇸 United States
$1,925
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Saint Joseph, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Saint Joseph, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $1,925 in Saint Joseph, MI.

  • Monterrey $1,641
  • Saint Joseph, MI $1,925

Estimated couple costs with rent: $2,573 in Monterrey versus $3,077 in Saint Joseph, MI.

  • Monterrey $2,573
  • Saint Joseph, MI $3,077

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $4,229 in Saint Joseph, MI.

  • Monterrey $3,504
  • Saint Joseph, MI $4,229

Living in Monterrey costs roughly 15% less than in Saint Joseph, MI, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Monterrey 21% above, Saint Joseph, MI 42% above.

Currency
🍽 Eating Out
Monterrey
Saint Joseph, MI
Difference
Meal at Budget Restaurant
$13.37 MX$250
$13.88 $13.88
-3.67%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$73.8 $73.8
-34.98%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$9.10 $9.10
18.57%
Cappuccino
$3.77 MX$70.4
$4.05 $4.05
-6.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$3.00 $3.00
-49.67%
Water (0.33 liter bottle)
$1.03 MX$19.25
$1.96 $1.96
-47.45%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$3.92 $3.92
-36.73%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$5.09 $5.09
-14.34%
🛒 Groceries & Markets
Monterrey
Saint Joseph, MI
Difference
Milk (1 liter)
$1.89 MX$35.43
$0.81 $0.81
133.33%
White Bread (500g)
$2.85 MX$53.3
$2.74 $2.74
4.01%
Rice (white) (1kg)
$1.86 MX$34.71
$2.86 $2.86
-34.97%
Eggs
$2.47 MX$46.12
$3.65 $3.65
-32.33%
Local Cheese (1kg)
$11.81 MX$221
$7.78 $7.78
51.80%
Chicken Fillets (1kg)
$8.97 MX$168
$10.87 $10.87
-17.48%
Beef Round Steak (1kg)
$12.57 MX$235
$8.57 $8.57
46.67%
Apples (1kg)
$3.20 MX$59.8
$5.76 $5.76
-44.44%
Banana (1kg)
$1.50 MX$28.12
$1.72 $1.72
-12.79%
Oranges (1kg)
$2.12 MX$39.74
$3.47 $3.47
-38.90%
Tomato (1kg)
$2.33 MX$43.64
$5.41 $5.41
-56.93%
Potato (1kg)
$2.22 MX$41.58
$1.70 $1.70
30.59%
Onion (1kg)
$2.58 MX$48.34
$3.32 $3.32
-22.29%
Lettuce (1 head)
$1.45 MX$27.04
$1.61 $1.61
-9.94%
Water (1.5 liter bottle)
$1.22 MX$22.85
$2.54 $2.54
-51.97%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$12.12 $12.12
-60.40%
Wine (Bottle)
$13.30 MX$249
$8.10 $8.10
64.20%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$1.68 $1.68
14.88%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$2.98 $2.98
-4.03%
🚌 Getting Around
Monterrey
Saint Joseph, MI
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
$1.74 $1.74
-54.02%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
$61.3 $61.3
-49.54%
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$3.64 $3.64
-49.73%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$1.50 $1.50
-29.33%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$30.27 $30.27
-64.26%
Gasoline (1 liter)
$1.47 MX$27.54
$0.85 $0.85
72.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$24.1K $24.1K
-0.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$26.0K $26.0K
-9.48%
🧾 Monthly Utilities & Internet
Monterrey
Saint Joseph, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$171 $171
-32.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$52.8 $52.8
-50.09%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$50.3 $50.3
-48.92%
🎉 Sport & Entertainment
Monterrey
Saint Joseph, MI
Difference
Gym Membership (Monthly)
$30.53 MX$571
$39.48 $39.48
-22.67%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
-
-
Cinema Ticket
$4.96 MX$92.8
$10.64 $10.64
-53.38%
🧸 Childcare & Education
Monterrey
Saint Joseph, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$1,518 $1,518
-55.30%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$22.2K $22.2K
-36.22%
👕👟 Clothing & Footwear
Monterrey
Saint Joseph, MI
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$39.63 $39.63
82.19%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$49.78 $49.78
-15.75%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$73.7 $73.7
45.95%
Men's Leather Business Shoes
$119 MX$2,219
$75.7 $75.7
56.81%
🏠 Accommodation & Living
Monterrey
Saint Joseph, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,074 $1,074
-5.23%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$843 $843
-14.45%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$1,872 $1,872
5.07%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$1,788 $1,788
-20.85%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$2,543 $2,543
65.26%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$2,551 $2,551
9.03%
💵 Salaries & Financials
Monterrey
Saint Joseph, MI
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$5,016 $5,016
-78.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.35
85.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Saint Joseph, MI: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Saint Joseph, MI
$843 16.9% $122
Groceries & Markets
Monterrey
$302
Saint Joseph, MI
$324 7.3% $22
Eating Out
Monterrey
$216
Saint Joseph, MI
$237 9.6% $21
Monthly Utilities & Internet
Monterrey
$167
Saint Joseph, MI
$274 64.2% $107
Clothing & Footwear
Monterrey
$153
Saint Joseph, MI
$107 29.8% $46
Getting Around
Monterrey
$41
Saint Joseph, MI
$79 92.6% $38
Sport & Entertainment
Monterrey
$40
Saint Joseph, MI
$61 50.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,074 in Saint Joseph, MI. Housing cost is often the main lever when comparing two cities.

Saint Joseph, MI pays about 4.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $74 in Saint Joseph, MI for a mid-range dinner for two. Groceries echo the gap at $302 vs $324 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Saint Joseph, MI
🕒 Local time
14:57 2:57 PM
15:57 3:57 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
76,780
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Saint Joseph, MI 2,220 km ≈ 3 h 15 min nonstop flight
From you
  • Monterrey
  • Saint Joseph, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Saint Joseph, MI: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Saint Joseph, MI?
Total monthly costs including rent come to $1,641 in Monterrey and $1,925 in Saint Joseph, MI, so Monterrey is about 15% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 78% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Saint Joseph, MI?
Rent for a central apartment: $1,018 in Monterrey versus $1,074 in Saint Joseph, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48 versus $74 in Saint Joseph, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Monterrey or Saint Joseph, MI?
All in, you’ll spend $1,641 per month in Monterrey versus $1,925 in Saint Joseph, MI – Monterrey is about 15% cheaper, which adds up to real savings over time.
How far does $3,000 go in Monterrey compared to Saint Joseph, MI?
Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Monterrey and Saint Joseph, MI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Monterrey or Saint Joseph, MI?
Expats usually find Monterrey gentler on the wallet – expenses run 15% less than in Saint Joseph, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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