Last update: Nov 2026

Cost of Living Comparison Between Monterrey and New Smyrna Beach, FL

For one person, living is cheaper in Monterrey: $1,641 a month against $2,747 in New Smyrna Beach, FL, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
132

Cost of Living Index in New Smyrna Beach, FL
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New Smyrna Beach, FL Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

New Smyrna Beach, FL

🇺🇸 United States

$2,747

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in New Smyrna Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in New Smyrna Beach, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,747 in New Smyrna Beach, FL.

Monterrey $1,641
New Smyrna Beach, FL $2,747

Estimated couple costs with rent: $2,573 in Monterrey versus $3,951 in New Smyrna Beach, FL.

Monterrey $2,573
New Smyrna Beach, FL $3,951

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $5,154 in New Smyrna Beach, FL.

Monterrey $3,504
New Smyrna Beach, FL $5,154

Living in Monterrey costs roughly 40% less than in New Smyrna Beach, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monterrey 21% above, New Smyrna Beach, FL 103% above.

Meal at Budget Restaurant

$13.37 MX$250

$20.11 $20.11

-33.52%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$79.8 $79.8

-39.88%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$11.38 $11.38

-5.18%

Cappuccino

$3.77 MX$70.4

$6.02 $6.02

-37.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$3.14 $3.14

-51.91%

Water (0.33 liter bottle)

$1.03 MX$19.25

$2.24 $2.24

-54.02%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$6.88 $6.88

-63.95%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$6.81 $6.81

-35.98%

Milk (1 liter)

$1.89 MX$35.43

$1.02 $1.02

85.29%

White Bread (500g)

$2.85 MX$53.3

$3.22 $3.22

-11.49%

Rice (white) (1kg)

$1.86 MX$34.71

$2.46 $2.46

-24.39%

Eggs

$2.47 MX$46.12

$4.42 $4.42

-44.12%

Local Cheese (1kg)

$11.81 MX$221

$12.02 $12.02

-1.75%

Chicken Fillets (1kg)

$8.97 MX$168

$10.02 $10.02

-10.48%

Beef Round Steak (1kg)

$12.57 MX$235

$15.90 $15.90

-20.94%

Apples (1kg)

$3.20 MX$59.8

$5.95 $5.95

-46.22%

Banana (1kg)

$1.50 MX$28.12

$1.40 $1.40

7.14%

Oranges (1kg)

$2.12 MX$39.74

$4.15 $4.15

-48.92%

Tomato (1kg)

$2.33 MX$43.64

$4.70 $4.70

-50.43%

Potato (1kg)

$2.22 MX$41.58

$2.53 $2.53

-12.25%

Onion (1kg)

$2.58 MX$48.34

$2.85 $2.85

-9.47%

Lettuce (1 head)

$1.45 MX$27.04

$1.47 $1.47

-1.36%

Water (1.5 liter bottle)

$1.22 MX$22.85

$1.76 $1.76

-30.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$8.59 $8.59

-44.12%

Wine (Bottle)

$13.30 MX$249

$13.32 $13.32

-0.15%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$2.15 $2.15

-10.23%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$2.86 $2.86

One-way Ticket (Public Transport)

$0.80 MX$14.94

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$1.52 $1.52

20.39%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$1.18 $1.18

-10.17%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$13.54 $13.54

-20.09%

Gasoline (1 liter)

$1.47 MX$27.54

$0.94 $0.94

56.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$26.8K $26.8K

-10.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$26.6K $26.6K

-11.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$187 $187

-38.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$62.8 $62.8

-58.03%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$69.9 $69.9

-63.21%

Gym Membership (Monthly)

$30.53 MX$571

$25.20 $25.20

21.15%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$4.96 MX$92.8

$13.44 $13.44

-63.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$626 $626

8.42%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$10.4K $10.4K

36.01%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$53.2 $53.2

35.71%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$48.64 $48.64

-13.77%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$86.0 $86.0

25.00%

Men's Leather Business Shoes

$119 MX$2,219

$113 $113

5.26%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,664 $1,664

-38.87%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,530 $1,530

-52.84%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,480 $2,480

-20.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$2,429 $2,429

-41.72%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$2,742 $2,742

53.26%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$2,354 $2,354

18.18%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

$7,431 $7,431

-85.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.75

74.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for New Smyrna Beach, FL: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

New Smyrna Beach, FL

$1.5K 55.7% 112% $809

Groceries & Markets

Monterrey

$302 18.4%

New Smyrna Beach, FL

$365 13.3% 20.9% $63

Eating Out

Monterrey

$216 13.2%

New Smyrna Beach, FL

$337 12.3% 56% $121

Monthly Utilities & Internet

Monterrey

$167 10.2%

New Smyrna Beach, FL

$320 11.7% 91.9% $153

Clothing & Footwear

Monterrey

$153 9.3%

New Smyrna Beach, FL

$135 4.9% 11.7% $18

Getting Around

Monterrey

$41 2.5%

New Smyrna Beach, FL

$7.4 * 0.3% 82% $34

Sport & Entertainment

Monterrey

$40 2.5%

New Smyrna Beach, FL

$52 1.9% 28.8% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,664 in New Smyrna Beach, FL. Housing cost is often the main lever when comparing two cities.

New Smyrna Beach, FL pays about 6.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $80 in New Smyrna Beach, FL for a mid-range dinner for two. Groceries echo the gap at $302 vs $365 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 New Smyrna Beach, FL

🕒 Local time

17:13 5:13 PM

18:13 6:13 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

30,142

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey New Smyrna Beach, FL 1,950 km ≈ 3 h nonstop flight

From you

Monterrey
New Smyrna Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs New Smyrna Beach, FL: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,641 in Monterrey and $2,747 in New Smyrna Beach, FL, so Monterrey is about 40% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 85% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Monterrey versus $1,664 in New Smyrna Beach, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $679 in Monterrey versus $626 in New Smyrna Beach, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $48 versus $80 in New Smyrna Beach, FL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Monterrey wins on affordability, New Smyrna Beach, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.