Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Middleburg, FL

For one person, living is cheaper in Monterrey: $1,641 a month against $2,249 in Middleburg, FL, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Middleburg, FL, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Middleburg, FL
🇺🇸 United States
$2,249
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Middleburg, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Middleburg, FL actually costs, broken down by who's living it.

A single person spends $1,641 per month in Monterrey vs $2,249 in Middleburg, FL, rent included.

  • Monterrey $1,641
  • Middleburg, FL $2,249

A couple spends around $2,573 per month in Monterrey vs $3,253 in Middleburg, FL, rent included.

  • Monterrey $2,573
  • Middleburg, FL $3,253

A family of three spends $3,504 per month in Monterrey vs $4,256 in Middleburg, FL, rent included.

  • Monterrey $3,504
  • Middleburg, FL $4,256

Monterrey is about 27% cheaper than Middleburg, FL, and outside of rent the biggest gap is in utilities.

Both Monterrey and Middleburg, FL sit above the global median – Monterrey by 21%, Middleburg, FL by 66%.

Currency
🍽 Eating Out
Monterrey
Middleburg, FL
Difference
Meal at Budget Restaurant
$13.37 MX$250
$15.25 $15.25
-12.33%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$897
$34.91 $34.91
37.35%
Fast Food Meal (McDonalds, etc)
$10.79 MX$202
$8.46 $8.46
27.54%
Cappuccino
$3.77 MX$70.4
$3.04 $3.04
24.01%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.26
$1.49 $1.49
1.34%
Water (0.33 liter bottle)
$1.03 MX$19.25
$1.28 $1.28
-19.53%
Local Beer (0.5 liter draught)
$2.48 MX$46.41
$5.55 $5.55
-55.32%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.5
$8.03 $8.03
-45.70%
🛒 Groceries & Markets
Monterrey
Middleburg, FL
Difference
Milk (1 liter)
$1.89 MX$35.43
$0.73 $0.73
158.90%
White Bread (500g)
$2.85 MX$53.3
$1.44 $1.44
97.92%
Rice (white) (1kg)
$1.86 MX$34.71
$1.92 $1.92
-3.12%
Eggs
$2.47 MX$46.12
$3.14 $3.14
-21.34%
Local Cheese (1kg)
$11.81 MX$221
$7.90 $7.90
49.49%
Chicken Fillets (1kg)
$8.97 MX$168
$7.04 $7.04
27.41%
Beef Round Steak (1kg)
$12.57 MX$235
$14.87 $14.87
-15.47%
Apples (1kg)
$3.20 MX$59.8
$3.09 $3.09
3.56%
Banana (1kg)
$1.50 MX$28.12
$0.93 $0.93
61.29%
Oranges (1kg)
$2.12 MX$39.74
$2.40 $2.40
-11.67%
Tomato (1kg)
$2.33 MX$43.64
$2.85 $2.85
-18.25%
Potato (1kg)
$2.22 MX$41.58
$2.41 $2.41
-7.88%
Onion (1kg)
$2.58 MX$48.34
$2.42 $2.42
6.61%
Lettuce (1 head)
$1.45 MX$27.04
$2.04 $2.04
-28.92%
Water (1.5 liter bottle)
$1.22 MX$22.85
$1.73 $1.73
-29.48%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.7
$7.07 $7.07
-32.11%
Wine (Bottle)
$13.30 MX$249
$9.13 $9.13
45.67%
Local Beer (0.5 liter bottle)
$1.93 MX$36.14
$1.82 $1.82
6.04%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.4
$1.42 $1.42
101.41%
🚌 Getting Around
Monterrey
Middleburg, FL
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.94
$1.95 $1.95
-58.97%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$579
$60.6 $60.6
-48.96%
Taxi Start (Normal Tariff)
$1.83 MX$34.28
$2.97 $2.97
-38.38%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.78
$0.71 $0.71
49.30%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$202
$34.63 $34.63
-68.76%
Gasoline (1 liter)
$1.47 MX$27.54
$0.95 $0.95
54.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$450.4K
$22.2K $22.2K
8.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$440.2K
$23.6K $23.6K
-0.39%
🧾 Monthly Utilities & Internet
Monterrey
Middleburg, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,144
$96.2 $96.2
19.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$493
$50.5 $50.5
-47.77%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$481
$60.8 $60.8
-57.70%
🎉 Sport & Entertainment
Monterrey
Middleburg, FL
Difference
Gym Membership (Monthly)
$30.53 MX$571
$39.82 $39.82
-23.33%
Tennis Court (1 Hour on Weekend)
$21.27 MX$398
$14.89 $14.89
42.85%
Cinema Ticket
$4.96 MX$92.8
$12.02 $12.02
-58.74%
🧸 Childcare & Education
Monterrey
Middleburg, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$566 $566
19.85%
International Primary School, 1 Child (Yearly)
$14.2K MX$265.3K
$27.6K $27.6K
-48.62%
👕👟 Clothing & Footwear
Monterrey
Middleburg, FL
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,350
$44.64 $44.64
61.74%
Summer Dress (H&M, Zara, etc)
$41.94 MX$784
$40.55 $40.55
3.43%
Sport Shoes (Adidas, Nike)
$107 MX$2,011
$93.4 $93.4
15.06%
Men's Leather Business Shoes
$119 MX$2,219
$124 $124
-4.67%
🏠 Accommodation & Living
Monterrey
Middleburg, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.0K
$1,704 $1,704
-40.30%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.5K
$1,266 $1,266
-43.02%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.8K
$2,565 $2,565
-23.34%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.5K
$2,138 $2,138
-33.79%
Buy Apartment in City Center (m2)
$4,203 MX$78.6K
$2,646 $2,646
58.81%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.0K
$1,995 $1,995
39.44%
💵 Salaries & Financials
Monterrey
Middleburg, FL
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.5K
$5,522 $5,522
-80.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.8
73.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Middleburg, FL: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Middleburg, FL
$1.3K 75.5% $545
Groceries & Markets
Monterrey
$302
Middleburg, FL
$261 13.5% $41
Eating Out
Monterrey
$216
Middleburg, FL
$239 10.6% $23
Monthly Utilities & Internet
Monterrey
$167
Middleburg, FL
$207 24.5% $41
Clothing & Footwear
Monterrey
$153
Middleburg, FL
$136 10.9% $17
Getting Around
Monterrey
$41
Middleburg, FL
$75 81.7% $34
Sport & Entertainment
Monterrey
$40
Middleburg, FL
$64 57.9% $23

Cost Breakdown

A central one-bedroom costs $1,018 in Monterrey versus $1,704 in Middleburg, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Middleburg, FL are about 5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48 in Monterrey versus $35 in Middleburg, FL. Monthly groceries follow the same trend: $302 vs $261 – making Middleburg, FL the more affordable choice for daily food spending.

Good to know
🇲🇽 Monterrey
🇺🇸 Middleburg, FL
🕒 Local time
15:11 3:11 PM
16:11 4:11 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
14,000
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Middleburg, FL 1,880 km ≈ 2 h 45 min nonstop flight
From you
  • Monterrey
  • Middleburg, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Middleburg, FL: Cost of Living - Frequently Asked Questions
Is Monterrey cheaper than Middleburg, FL?
Yes – Middleburg, FL is pricier by about 37%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $2,461 per month in Monterrey and $3,374 in Middleburg, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,704 in Middleburg, FL.
How do food prices compare in Monterrey and in Middleburg, FL?
Interestingly, groceries are about 13% cheaper in Middleburg, FL – one category where the pricier city actually offers better value.
Is eating out cheaper in Monterrey or in Middleburg, FL?
A mid-range dinner for two costs $48 in Monterrey and $35 in Middleburg, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $3,000 enough for either Monterrey or Middleburg, FL?
$3,000 covers both cities comfortably – all-in costs are $1,641 in Monterrey and $2,249 in Middleburg, FL, leaving budget for savings and extras in both cases.
Is it better to live in Monterrey or in Middleburg, FL?
It depends on your priorities. Monterrey has an edge in some lifestyle areas, with costs from $1,641 in Monterrey to $2,249 in Middleburg, FL. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Middleburg, FL makes more sense. Both are solid long-term options with distinct trade-offs.

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