Last update: Oct 2026

Cost of Living Comparison Between Monterrey and McAllen, TX

For one person, living is cheaper in Monterrey: $1,608 a month against $1,788 in McAllen, TX, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

79

Cost of Living Index in Monterrey
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Monterrey Living Index
87

Cost of Living Index in McAllen, TX
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McAllen, TX Living Index

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Monterrey

🇲🇽 Mexico

$1,608

/mo nomad

McAllen, TX

🇺🇸 United States

$1,788

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in McAllen, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in McAllen, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,608 in Monterrey versus $1,788 in McAllen, TX.

Monterrey $1,608
McAllen, TX $1,788

Estimated couple costs with rent: $2,521 in Monterrey versus $2,731 in McAllen, TX.

Monterrey $2,521
McAllen, TX $2,731

Monthly costs for a family of three with rent: $3,433 in Monterrey versus $3,674 in McAllen, TX.

Monterrey $3,433
McAllen, TX $3,674

Living in Monterrey costs roughly 10% less than in McAllen, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 19% above, McAllen, TX 32% above.

Meal at Budget Restaurant

$13.85 MX$256

$18.21 $18.21

-23.94%

Three-Course Dinner for Two, Mid-Range

$49.70 MX$918

$76.3 $76.3

-34.90%

Fast Food Meal (McDonalds, etc)

$11.05 MX$204

$7.93 $7.93

39.34%

Cappuccino

$4.09 MX$75.6

$4.53 $4.53

-9.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 MX$30.97

$2.44 $2.44

-31.15%

Water (0.33 liter bottle)

$1.03 MX$18.98

$1.93 $1.93

-46.63%

Local Beer (0.5 liter draught)

$2.40 MX$44.28

$4.97 $4.97

-51.71%

Imported Beer (0.33 liter bottle)

$4.35 MX$80.3

$5.40 $5.40

-19.44%

Milk (1 liter)

$1.92 MX$35.55

$0.97 $0.97

97.94%

White Bread (500g)

$2.94 MX$54.2

$2.94 $2.94

Rice (white) (1kg)

$1.88 MX$34.66

$4.36 $4.36

-56.88%

Eggs

$2.55 MX$47.06

$3.37 $3.37

-24.33%

Local Cheese (1kg)

$11.84 MX$219

$9.87 $9.87

19.96%

Chicken Fillets (1kg)

$9.36 MX$173

$12.58 $12.58

-25.60%

Beef Round Steak (1kg)

$13.10 MX$242

$15.09 $15.09

-13.19%

Apples (1kg)

$3.38 MX$62.5

$5.14 $5.14

-34.24%

Banana (1kg)

$1.52 MX$28.13

$2.39 $2.39

-36.40%

Oranges (1kg)

$2.19 MX$40.51

$3.28 $3.28

-33.23%

Tomato (1kg)

$2.36 MX$43.63

$2.06 $2.06

14.56%

Potato (1kg)

$2.26 MX$41.76

$2.96 $2.96

-23.65%

Onion (1kg)

$2.73 MX$50.5

$2.62 $2.62

4.20%

Lettuce (1 head)

$1.52 MX$28.17

$1.74 $1.74

-12.64%

Water (1.5 liter bottle)

$1.24 MX$22.90

$2.09 $2.09

-40.67%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 MX$87.8

$8.68 $8.68

-45.28%

Wine (Bottle)

$13.66 MX$252

$15.75 $15.75

-13.27%

Local Beer (0.5 liter bottle)

$1.89 MX$34.95

$2.09 $2.09

-9.57%

Imported Beer (0.33 liter bottle)

$2.99 MX$55.2

$2.22 $2.22

34.68%

One-way Ticket (Public Transport)

$0.85 MX$15.78

Public Transport Monthly Pass (Regular Price)

$30.95 MX$572

Taxi Start (Normal Tariff)

$1.68 MX$30.98

$4.29 $4.29

-60.84%

Taxi (Normal Tariff) (1km)

$1.13 MX$20.87

$0.78 $0.78

44.87%

Taxi 1hour Waiting (Normal Tariff)

$11.15 MX$206

Gasoline (1 liter)

$1.56 MX$28.91

$0.89 $0.89

75.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K MX$395.8K

$27.0K $27.0K

-20.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K MX$463.2K

$23.5K $23.5K

6.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 MX$2,206

$164 $164

-27.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 MX$484

$37.59 $37.59

-30.27%

Internet (50+ Mbps, Unlimited Data)

$26.78 MX$495

$66.3 $66.3

-59.63%

Gym Membership (Monthly)

$31.03 MX$573

$44.90 $44.90

-30.89%

Tennis Court (1 Hour on Weekend)

$21.43 MX$396

Cinema Ticket

$5.29 MX$97.7

$12.23 $12.23

-56.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$691 MX$12.8K

$908 $908

-23.91%

International Primary School, 1 Child (Yearly)

$11.5K MX$212.1K

Jeans (Levis 501 Or Similar)

$72.3 MX$1,335

$78.5 $78.5

-7.99%

Summer Dress (H&M, Zara, etc)

$42.72 MX$789

$44.89 $44.89

-4.83%

Sport Shoes (Adidas, Nike)

$110 MX$2,024

$74.2 $74.2

47.59%

Men's Leather Business Shoes

$117 MX$2,158

$96.6 $96.6

20.84%

1-bedroom Apartment, City Center (Monthly)

$970 MX$17.9K

$816 $816

18.89%

1-bedroom Apartment, Outside City Center (Monthly)

$664 MX$12.3K

$669 $669

-0.79%

3-bedroom Apartment, City Center (Monthly)

$1,857 MX$34.3K

$1,342 $1,342

38.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,287 MX$23.8K

$1,144 $1,144

12.50%

Buy Apartment in City Center (m2)

$4,162 MX$76.9K

$1,676 $1,676

148.26%

Buy Apartment Outside City Center (m2)

$2,349 MX$43.4K

$1,700 $1,700

38.20%

Average Monthly Net Salary (After Tax)

$1,146 MX$21.2K

$3,646 $3,646

-68.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.48

81.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 10, 2026

Last update for McAllen, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$664 41.3%

McAllen, TX

$669 37.4% 0.8% $5.3

Groceries & Markets

Monterrey

$310 19.3%

McAllen, TX

$364 20.4% 17.2% $53

Eating Out

Monterrey

$225 14%

McAllen, TX

$277 15.5% 23.4% $52

Monthly Utilities & Internet

Monterrey

$172 10.7%

McAllen, TX

$268 15% 55.6% $96

Clothing & Footwear

Monterrey

$154 9.6%

McAllen, TX

$132 7.4% 13.8% $21

Getting Around

Monterrey

$42 2.6%

McAllen, TX

$8.2 * 0.5% 80.3% $33

Sport & Entertainment

Monterrey

$42 2.6%

McAllen, TX

$69 3.9% 66.7% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $970 in Monterrey and $816 in McAllen, TX. Housing cost is often the main lever when comparing two cities.

McAllen, TX pays 218% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Monterrey vs $76.0 in McAllen, TX for a mid-range dinner for two. Groceries echo the gap at $310 vs $364 per month, with Monterrey cheaper across the board.

Good to know

🇲🇽 Monterrey

🇺🇸 McAllen, TX

🕒 Local time

18:52 6:52 PM

19:52 7:52 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

142,210

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to MXN in detail →

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Monterrey McAllen, TX 220 km

From you

Monterrey
McAllen, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs McAllen, TX: Cost of Living - Frequently Asked Questions

Monterrey and McAllen, TX differ by about 11% in total monthly costs ($1,608 vs $1,788 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 218% lower in McAllen, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $970 in Monterrey versus $816 in McAllen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $691 in Monterrey versus $908 in McAllen, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Monterrey – a meal for two runs $50.0 versus $76.0 in McAllen, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,608 in Monterrey versus $1,788 in McAllen, TX, a $3,000 budget is realistic in Monterrey but tight or insufficient in McAllen, TX. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Monterrey gentler on the wallet – expenses run 11% less than in McAllen, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.