Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Kearney, NE

For one person, living is cheaper in Monterrey: $1,599 a month against $2,083 in Kearney, NE, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Kearney, NE
🇺🇸 United States
$2,083
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Kearney, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Kearney, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,599 in Monterrey versus $2,083 in Kearney, NE.

  • Monterrey $1,599
  • Kearney, NE $2,083

Estimated couple costs with rent: $2,493 in Monterrey versus $2,931 in Kearney, NE.

  • Monterrey $2,493
  • Kearney, NE $2,931

Monthly costs for a family of three with rent: $3,387 in Monterrey versus $3,780 in Kearney, NE.

  • Monterrey $3,387
  • Kearney, NE $3,780

Living in Monterrey costs roughly 23% less than in Kearney, NE, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Monterrey 18% above, Kearney, NE 54% above.

Currency
🍽 Eating Out
Monterrey
Kearney, NE
Difference
Meal at Budget Restaurant
$13.80 MX$255
$15.29 $15.29
-9.74%
Three-Course Dinner for Two, Mid-Range
$47.99 MX$887
$61.0 $61.0
-21.30%
Fast Food Meal (McDonalds, etc)
$10.65 MX$197
$11.87 $11.87
-10.28%
Cappuccino
$3.99 MX$73.7
$5.12 $5.12
-22.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 MX$30.76
$2.11 $2.11
-21.33%
Water (0.33 liter bottle)
$0.99 MX$18.21
$1.85 $1.85
-46.49%
Local Beer (0.5 liter draught)
$2.36 MX$43.64
$4.05 $4.05
-41.73%
Imported Beer (0.33 liter bottle)
$4.43 MX$81.8
$5.10 $5.10
-13.14%
🛒 Groceries & Markets
Monterrey
Kearney, NE
Difference
Milk (1 liter)
$1.82 MX$33.58
$0.87 $0.87
109.20%
White Bread (500g)
$2.83 MX$52.4
$1.69 $1.69
67.46%
Rice (white) (1kg)
$1.92 MX$35.44
$3.68 $3.68
-47.83%
Eggs
$2.48 MX$45.78
$3.69 $3.69
-32.79%
Local Cheese (1kg)
$11.74 MX$217
$8.79 $8.79
33.56%
Chicken Fillets (1kg)
$9.10 MX$168
$6.52 $6.52
39.57%
Beef Round Steak (1kg)
$12.53 MX$232
$15.41 $15.41
-18.69%
Apples (1kg)
$3.34 MX$61.6
$5.43 $5.43
-38.49%
Banana (1kg)
$1.57 MX$29.10
$2.13 $2.13
-26.29%
Oranges (1kg)
$2.16 MX$39.86
$4.72 $4.72
-54.24%
Tomato (1kg)
$2.47 MX$45.65
$4.29 $4.29
-42.42%
Potato (1kg)
$2.31 MX$42.64
$1.89 $1.89
22.22%
Onion (1kg)
$2.68 MX$49.47
$2.99 $2.99
-10.37%
Lettuce (1 head)
$1.46 MX$26.90
$2.01 $2.01
-27.36%
Water (1.5 liter bottle)
$1.19 MX$22.07
$2.93 $2.93
-59.39%
Cigarettes 20 Pack (Marlboro, Camel)
$4.75 MX$87.8
$9.02 $9.02
-47.34%
Wine (Bottle)
$13.58 MX$251
$15.12 $15.12
-10.19%
Local Beer (0.5 liter bottle)
$1.92 MX$35.52
$1.82 $1.82
5.49%
Imported Beer (0.33 liter bottle)
$2.88 MX$53.2
$1.98 $1.98
45.45%
🚌 Getting Around
Monterrey
Kearney, NE
Difference
One-way Ticket (Public Transport)
$0.79 MX$14.66
-
-
Public Transport Monthly Pass (Regular Price)
$31.36 MX$579
-
-
Taxi Start (Normal Tariff)
$1.59 MX$29.44
$2.99 $2.99
-46.82%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.58
$1.34 $1.34
-20.90%
Taxi 1hour Waiting (Normal Tariff)
$10.80 MX$200
$24.73 $24.73
-56.33%
Gasoline (1 liter)
$1.55 MX$28.59
$1.02 $1.02
51.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K MX$446.4K
$24.3K $24.3K
-0.53%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K MX$449.4K
$27.1K $27.1K
-10.33%
🧾 Monthly Utilities & Internet
Monterrey
Kearney, NE
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 MX$2,159
$273 $273
-57.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.38 MX$488
$62.3 $62.3
-57.64%
Internet (50+ Mbps, Unlimited Data)
$26.04 MX$481
$73.5 $73.5
-64.56%
🎉 Sport & Entertainment
Monterrey
Kearney, NE
Difference
Gym Membership (Monthly)
$30.26 MX$559
$56.1 $56.1
-46.01%
Tennis Court (1 Hour on Weekend)
$21.25 MX$393
$5.94 $5.94
257.74%
Cinema Ticket
$5.23 MX$96.6
$12.42 $12.42
-57.89%
🧸 Childcare & Education
Monterrey
Kearney, NE
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$673 MX$12.4K
$992 $992
-32.17%
International Primary School, 1 Child (Yearly)
$11.1K MX$205.2K
$19.2K $19.2K
-42.15%
👕👟 Clothing & Footwear
Monterrey
Kearney, NE
Difference
Jeans (Levis 501 Or Similar)
$72.1 MX$1,332
$29.42 $29.42
145.00%
Summer Dress (H&M, Zara, etc)
$42.38 MX$783
$39.22 $39.22
8.06%
Sport Shoes (Adidas, Nike)
$112 MX$2,066
$95.6 $95.6
17.00%
Men's Leather Business Shoes
$119 MX$2,200
$122 $122
-2.63%
🏠 Accommodation & Living
Monterrey
Kearney, NE
Difference
1-bedroom Apartment, City Center (Monthly)
$949 MX$17.5K
$1,018 $1,018
-6.74%
1-bedroom Apartment, Outside City Center (Monthly)
$666 MX$12.3K
$850 $850
-21.64%
3-bedroom Apartment, City Center (Monthly)
$1,821 MX$33.7K
$1,497 $1,497
21.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,271 MX$23.5K
$1,224 $1,224
3.88%
Buy Apartment in City Center (m2)
$4,050 MX$74.8K
$1,619 $1,619
150.25%
Buy Apartment Outside City Center (m2)
$2,348 MX$43.4K
$1,585 $1,585
48.14%
💵 Salaries & Financials
Monterrey
Kearney, NE
Difference
Average Monthly Net Salary (After Tax)
$1,155 MX$21.3K
$7,554 $7,554
-84.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.57
79.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 18, 2026

Last update for Kearney, NE: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$666
Kearney, NE
$850 27.6% $184
Groceries & Markets
Monterrey
$304
Kearney, NE
$339 11.3% $34
Eating Out
Monterrey
$221
Kearney, NE
$266 20% $44
Monthly Utilities & Internet
Monterrey
$169
Kearney, NE
$409 142% $240
Clothing & Footwear
Monterrey
$155
Kearney, NE
$129 17% $26
Getting Around
Monterrey
$41
Kearney, NE
$9.7 * 76.6% $32
Sport & Entertainment
Monterrey
$41
Kearney, NE
$81 98.7% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $949 in Monterrey and $1,018 in Kearney, NE. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 554% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Monterrey vs $61.0 in Kearney, NE for a mid-range dinner for two. Groceries echo the gap at $304 vs $339 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Kearney, NE
🕒 Local time
12:31 12:31 PM
13:31 1:31 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
29,385
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Kearney, NE 1,670 km ≈ 2 h 30 min nonstop flight
From you
  • Monterrey
  • Kearney, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Kearney, NE: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Kearney, NE?
Monterrey and Kearney, NE differ by about 30% in total monthly costs ($1,599 vs $2,083 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 554% lower in Kearney, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Kearney, NE?
Rent for a central apartment: $949 in Monterrey versus $1,018 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 11% higher in Kearney, NE. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Monterrey or Kearney, NE?
All in, you'll spend $1,599 per month in Monterrey versus $2,083 in Kearney, NE – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $2,083 in Kearney, NE, a $2,000 budget is realistic in Monterrey but tight or insufficient in Kearney, NE. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Monterrey and Kearney, NE?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Monterrey or Kearney, NE safer for residents?
Safety-wise, Monterrey and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Monterrey or Kearney, NE?
Expats usually find Monterrey gentler on the wallet – expenses run 30% less than in Kearney, NE. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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