Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Jersey City, NJ

For one person, living is cheaper in Monterrey: $1,641 a month against $3,659 in Jersey City, NJ, rent and utilities included – about $24,200 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Jersey City, NJ, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Jersey City, NJ
🇺🇸 United States
$3,659
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Jersey City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Jersey City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $3,659 in Jersey City, NJ.

  • Monterrey $1,641
  • Jersey City, NJ $3,659

Estimated couple costs with rent: $2,573 in Monterrey versus $5,276 in Jersey City, NJ.

  • Monterrey $2,573
  • Jersey City, NJ $5,276

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $6,892 in Jersey City, NJ.

  • Monterrey $3,504
  • Jersey City, NJ $6,892

Living in Monterrey costs roughly 55% less than in Jersey City, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Jersey City, NJ 171% above.

Currency
🍽 Eating Out
Monterrey
Jersey City, NJ
Difference
Meal at Budget Restaurant
$13.37 MX$249
$24.56 $24.56
-45.56%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$892
$99.7 $99.7
-51.93%
Fast Food Meal (McDonalds, etc)
$10.79 MX$201
$10.96 $10.96
-1.55%
Cappuccino
$3.77 MX$70.0
$5.40 $5.40
-30.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.09
$2.16 $2.16
-30.09%
Water (0.33 liter bottle)
$1.03 MX$19.14
$1.60 $1.60
-35.63%
Local Beer (0.5 liter draught)
$2.48 MX$46.14
$7.90 $7.90
-68.61%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.0
$8.10 $8.10
-46.17%
🛒 Groceries & Markets
Monterrey
Jersey City, NJ
Difference
Milk (1 liter)
$1.89 MX$35.23
$1.28 $1.28
47.66%
White Bread (500g)
$2.85 MX$53.0
$4.40 $4.40
-35.23%
Rice (white) (1kg)
$1.86 MX$34.52
$7.48 $7.48
-75.13%
Eggs
$2.47 MX$45.86
$5.89 $5.89
-58.06%
Local Cheese (1kg)
$11.81 MX$220
$12.39 $12.39
-4.68%
Chicken Fillets (1kg)
$8.97 MX$167
$15.97 $15.97
-43.83%
Beef Round Steak (1kg)
$12.57 MX$234
$17.37 $17.37
-27.63%
Apples (1kg)
$3.20 MX$59.4
$5.47 $5.47
-41.50%
Banana (1kg)
$1.50 MX$27.96
$1.71 $1.71
-12.28%
Oranges (1kg)
$2.12 MX$39.52
$6.47 $6.47
-67.23%
Tomato (1kg)
$2.33 MX$43.39
$6.23 $6.23
-62.60%
Potato (1kg)
$2.22 MX$41.34
$5.39 $5.39
-58.81%
Onion (1kg)
$2.58 MX$48.07
$3.87 $3.87
-33.33%
Lettuce (1 head)
$1.45 MX$26.88
$2.81 $2.81
-48.40%
Water (1.5 liter bottle)
$1.22 MX$22.72
$2.92 $2.92
-58.22%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$89.2
$11.81 $11.81
-59.36%
Wine (Bottle)
$13.30 MX$247
$24.09 $24.09
-44.79%
Local Beer (0.5 liter bottle)
$1.93 MX$35.93
$1.78 $1.78
8.43%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.1
$5.34 $5.34
-46.44%
🚌 Getting Around
Monterrey
Jersey City, NJ
Difference
One-way Ticket (Public Transport)
$0.80 MX$14.85
$2.95 $2.95
-72.88%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$575
$89.8 $89.8
-65.56%
Taxi Start (Normal Tariff)
$1.83 MX$34.08
$2.92 $2.92
-37.33%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.66
$2.02 $2.02
-47.52%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$201
$23.59 $23.59
-54.13%
Gasoline (1 liter)
$1.47 MX$27.39
$1.12 $1.12
31.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$447.9K
$28.0K $28.0K
-13.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$437.7K
$26.1K $26.1K
-9.79%
🧾 Monthly Utilities & Internet
Monterrey
Jersey City, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,132
$214 $214
-46.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$490
$74.2 $74.2
-64.45%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$478
$65.4 $65.4
-60.70%
🎉 Sport & Entertainment
Monterrey
Jersey City, NJ
Difference
Gym Membership (Monthly)
$30.53 MX$568
$56.7 $56.7
-46.14%
Tennis Court (1 Hour on Weekend)
$21.27 MX$396
$43.05 $43.05
-50.59%
Cinema Ticket
$4.96 MX$92.2
$14.37 $14.37
-65.48%
🧸 Childcare & Education
Monterrey
Jersey City, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.6K
$2,441 $2,441
-72.20%
International Primary School, 1 Child (Yearly)
$14.2K MX$263.8K
$34.7K $34.7K
-59.11%
👕👟 Clothing & Footwear
Monterrey
Jersey City, NJ
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,343
$41.44 $41.44
74.23%
Summer Dress (H&M, Zara, etc)
$41.94 MX$780
$57.4 $57.4
-26.97%
Sport Shoes (Adidas, Nike)
$107 MX$1,999
$75.1 $75.1
43.05%
Men's Leather Business Shoes
$119 MX$2,207
$157 $157
-24.63%
🏠 Accommodation & Living
Monterrey
Jersey City, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$18.9K
$3,581 $3,581
-71.58%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.4K
$2,079 $2,079
-65.30%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.6K
$5,863 $5,863
-66.46%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.3K
$3,280 $3,280
-56.84%
Buy Apartment in City Center (m2)
$4,203 MX$78.2K
$8,304 $8,304
-49.39%
Buy Apartment Outside City Center (m2)
$2,782 MX$51.7K
$5,506 $5,506
-49.48%
💵 Salaries & Financials
Monterrey
Jersey City, NJ
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.4K
$5,924 $5,924
-81.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.92
70.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Jersey City, NJ: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Jersey City, NJ
$2.1K 188% $1.4K
Groceries & Markets
Monterrey
$302
Jersey City, NJ
$512 69.5% $210
Eating Out
Monterrey
$216
Jersey City, NJ
$365 69.1% $149
Monthly Utilities & Internet
Monterrey
$167
Jersey City, NJ
$354 112% $187
Clothing & Footwear
Monterrey
$153
Jersey City, NJ
$149 2.6% $4
Getting Around
Monterrey
$41
Jersey City, NJ
$115 178% $73
Sport & Entertainment
Monterrey
$40
Jersey City, NJ
$85 111% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $3,581 in Jersey City, NJ. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays about 5.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $100 in Jersey City, NJ for a mid-range dinner for two. Groceries echo the gap at $302 vs $512 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Jersey City, NJ
🕒 Local time
18:54 6:54 PM
19:54 7:54 PM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
292,449
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 7, 2026: 1 USD = 18.6 MXN (100 MXN = 5.38 USD). 1 EUR = 20.78 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

On the map
Between locations
  • Monterrey Jersey City, NJ 2,940 km ≈ 4 h 15 min nonstop flight
From you
  • Monterrey
  • Jersey City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Jersey City, NJ: Cost of Living - Frequently Asked Questions
Is Monterrey cheaper than Jersey City, NJ?
Monterrey is about 55% cheaper overall, especially in groceries, eating out, and utilities. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Monterrey or Jersey City, NJ?
On paper, salaries run 82% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Monterrey and Jersey City, NJ?
Rent for a central apartment: $1,018 in Monterrey versus $3,581 in Jersey City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Monterrey runs roughly 66% less than in Jersey City, NJ. The price difference matters if you commute daily and watch your budget.
Which city has cheaper kindergarten?
Childcare runs $679 in Monterrey versus $2,441 in Jersey City, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $3,000 a realistic budget for living in Monterrey or in Jersey City, NJ?
At $1,641 in Monterrey versus $3,659 in Jersey City, NJ, a $3,000 budget is realistic in Monterrey but tight or insufficient in Jersey City, NJ. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
Is Monterrey or Jersey City, NJ more family-friendly?
For families, Monterrey is more practical. Housing and childcare are both notably cheaper than in Jersey City, NJ, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Monterrey gentler on the wallet – expenses run 55% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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