Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Fort Walton Beach, FL

For one person, living is cheaper in Monterrey: $1,608 a month against $2,162 in Fort Walton Beach, FL, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Monterrey
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Monterrey Living Index
105

Cost of Living Index in Fort Walton Beach, FL
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Fort Walton Beach, FL Living Index

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Monterrey

🇲🇽 Mexico

$1,608

/mo nomad

Fort Walton Beach, FL

🇺🇸 United States

$2,162

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Fort Walton Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Fort Walton Beach, FL actually costs, broken down by who's living it.

A single person spends $1,608 per month in Monterrey vs $2,162 in Fort Walton Beach, FL, rent included.

Monterrey $1,608
Fort Walton Beach, FL $2,162

A couple spends around $2,521 per month in Monterrey vs $3,344 in Fort Walton Beach, FL, rent included.

Monterrey $2,521
Fort Walton Beach, FL $3,344

A family of three spends $3,433 per month in Monterrey vs $4,526 in Fort Walton Beach, FL, rent included.

Monterrey $3,433
Fort Walton Beach, FL $4,526

Monterrey is about 26% cheaper than Fort Walton Beach, FL, and outside of rent the biggest gap is in utilities.

Both Monterrey and Fort Walton Beach, FL sit above the global median – Monterrey by 19%, Fort Walton Beach, FL by 60%.

Meal at Budget Restaurant

$13.85 MX$256

$14.82 $14.82

-6.55%

Three-Course Dinner for Two, Mid-Range

$49.70 MX$918

$80.0 $80.0

-37.86%

Fast Food Meal (McDonalds, etc)

$11.05 MX$204

$10.38 $10.38

6.45%

Cappuccino

$4.09 MX$75.6

$4.92 $4.92

-16.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 MX$30.97

$2.62 $2.62

-35.88%

Water (0.33 liter bottle)

$1.03 MX$18.98

$2.03 $2.03

-49.26%

Local Beer (0.5 liter draught)

$2.40 MX$44.28

$4.89 $4.89

-50.92%

Imported Beer (0.33 liter bottle)

$4.35 MX$80.3

$7.05 $7.05

-38.30%

Milk (1 liter)

$1.92 MX$35.55

$1.03 $1.03

86.41%

White Bread (500g)

$2.94 MX$54.2

$2.86 $2.86

2.80%

Rice (white) (1kg)

$1.88 MX$34.66

$2.02 $2.02

-6.93%

Eggs

$2.55 MX$47.06

$3.02 $3.02

-15.56%

Local Cheese (1kg)

$11.84 MX$219

$11.40 $11.40

3.86%

Chicken Fillets (1kg)

$9.36 MX$173

$9.88 $9.88

-5.26%

Beef Round Steak (1kg)

$13.10 MX$242

$14.01 $14.01

-6.50%

Apples (1kg)

$3.38 MX$62.5

$3.55 $3.55

-4.79%

Banana (1kg)

$1.52 MX$28.13

$1.57 $1.57

-3.18%

Oranges (1kg)

$2.19 MX$40.51

$3.24 $3.24

-32.41%

Tomato (1kg)

$2.36 MX$43.63

$2.87 $2.87

-17.77%

Potato (1kg)

$2.26 MX$41.76

$1.43 $1.43

58.04%

Onion (1kg)

$2.73 MX$50.5

$2.05 $2.05

33.17%

Lettuce (1 head)

$1.52 MX$28.17

$1.75 $1.75

-13.14%

Water (1.5 liter bottle)

$1.24 MX$22.90

$1.51 $1.51

-17.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.75 MX$87.8

$9.20 $9.20

-48.37%

Wine (Bottle)

$13.66 MX$252

$8.75 $8.75

56.11%

Local Beer (0.5 liter bottle)

$1.89 MX$34.95

$1.85 $1.85

2.16%

Imported Beer (0.33 liter bottle)

$2.99 MX$55.2

$2.03 $2.03

47.29%

One-way Ticket (Public Transport)

$0.85 MX$15.78

$2.03 $2.03

-58.13%

Public Transport Monthly Pass (Regular Price)

$30.95 MX$572

$49.66 $49.66

-37.68%

Taxi Start (Normal Tariff)

$1.68 MX$30.98

$6.14 $6.14

-72.64%

Taxi (Normal Tariff) (1km)

$1.13 MX$20.87

$1.82 $1.82

-37.91%

Taxi 1hour Waiting (Normal Tariff)

$11.15 MX$206

$45.52 $45.52

-75.51%

Gasoline (1 liter)

$1.56 MX$28.91

$0.95 $0.95

64.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K MX$395.8K

$26.6K $26.6K

-19.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K MX$463.2K

$25.2K $25.2K

-0.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 MX$2,206

$171 $171

-30.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 MX$484

$49.37 $49.37

-46.91%

Internet (50+ Mbps, Unlimited Data)

$26.78 MX$495

$64.5 $64.5

-58.47%

Gym Membership (Monthly)

$31.03 MX$573

$46.91 $46.91

-33.85%

Tennis Court (1 Hour on Weekend)

$21.43 MX$396

Cinema Ticket

$5.29 MX$97.7

$13.39 $13.39

-60.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$691 MX$12.8K

$826 $826

-16.30%

International Primary School, 1 Child (Yearly)

$11.5K MX$212.1K

$13.5K $13.5K

-15.19%

Jeans (Levis 501 Or Similar)

$72.3 MX$1,335

$30.36 $30.36

137.98%

Summer Dress (H&M, Zara, etc)

$42.72 MX$789

$19.91 $19.91

114.57%

Sport Shoes (Adidas, Nike)

$110 MX$2,024

$95.8 $95.8

14.30%

Men's Leather Business Shoes

$117 MX$2,158

$105 $105

11.07%

1-bedroom Apartment, City Center (Monthly)

$970 MX$17.9K

$1,643 $1,643

-41.00%

1-bedroom Apartment, Outside City Center (Monthly)

$664 MX$12.3K

$1,048 $1,048

-36.67%

3-bedroom Apartment, City Center (Monthly)

$1,857 MX$34.3K

$2,842 $2,842

-34.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,287 MX$23.8K

$2,008 $2,008

-35.88%

Buy Apartment in City Center (m2)

$4,162 MX$76.9K

$4,773 $4,773

-12.81%

Buy Apartment Outside City Center (m2)

$2,349 MX$43.4K

$5,105 $5,105

-53.98%

Average Monthly Net Salary (After Tax)

$1,146 MX$21.2K

$3,269 $3,269

-64.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

6.42

83.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 10, 2026

Last update for Fort Walton Beach, FL: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$664 41.3%

Fort Walton Beach, FL

$1K 48.5% 57.9% $384

Groceries & Markets

Monterrey

$310 19.3%

Fort Walton Beach, FL

$304 14% 2.2% $6.9

Eating Out

Monterrey

$225 14%

Fort Walton Beach, FL

$266 12.3% 18.4% $41

Monthly Utilities & Internet

Monterrey

$172 10.7%

Fort Walton Beach, FL

$285 13.2% 65.4% $113

Clothing & Footwear

Monterrey

$154 9.6%

Fort Walton Beach, FL

$113 5.2% 26.4% $41

Getting Around

Monterrey

$42 2.6%

Fort Walton Beach, FL

$73 3.4% 75.2% $31

Sport & Entertainment

Monterrey

$42 2.6%

Fort Walton Beach, FL

$74 3.4% 77.1% $32

Cost Breakdown

A central one-bedroom costs $970 in Monterrey versus $1,643 in Fort Walton Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 185% higher in Fort Walton Beach, FL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Monterrey versus $80.0 in Fort Walton Beach, FL. Groceries tell a different story – $310 in Monterrey vs $304 in Fort Walton Beach, FL – so Fort Walton Beach, FL wins on supermarket bills even if dining out costs more.

Good to know

🇲🇽 Monterrey

🇺🇸 Fort Walton Beach, FL

🕒 Local time

15:11 3:11 PM

16:11 4:11 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

19,507

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.41 USD

100 MXN = 4.81 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Fort Walton Beach, FL 1,440 km ≈ 2 h 15 min nonstop flight

From you

Monterrey
Fort Walton Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Fort Walton Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,608 in Monterrey, $2,162 in Fort Walton Beach, FL – roughly 34% apart. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $2,412 per month in Monterrey and $3,244 in Fort Walton Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Monterrey, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Fort Walton Beach, FL – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $50.0 in Monterrey and $80.0 in Fort Walton Beach, FL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Monterrey, where all-in costs run around $1,608, than in Fort Walton Beach, FL at $2,162. In Monterrey it covers expenses comfortably, while in Fort Walton Beach, FL it requires careful planning or may not stretch far enough.

It depends on your priorities. Monterrey has an edge in some lifestyle areas, with costs from $1,608 in Monterrey to $2,162 in Fort Walton Beach, FL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Monterrey. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fort Walton Beach, FL makes more sense. Both are solid long-term options with distinct trade-offs.