Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Cumberland, MD

For one person, living is cheaper in Monterrey: $1,641 a month against $2,314 in Cumberland, MD, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Monterrey
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Monterrey Living Index
112

Cost of Living Index in Cumberland, MD
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Cumberland, MD Living Index

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Monterrey

🇲🇽 Mexico

$1,641

/mo nomad

Cumberland, MD

🇺🇸 United States

$2,314

/mo nomad

Monthly Cost of Living

How much you'll spend in Monterrey and in Cumberland, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Cumberland, MD actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $2,314 in Cumberland, MD.

Monterrey $1,641
Cumberland, MD $2,314

Estimated couple costs with rent: $2,573 in Monterrey versus $3,307 in Cumberland, MD.

Monterrey $2,573
Cumberland, MD $3,307

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $4,300 in Cumberland, MD.

Monterrey $3,504
Cumberland, MD $4,300

Living in Monterrey costs roughly 29% less than in Cumberland, MD, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Cumberland, MD 71% above.

Meal at Budget Restaurant

$13.37 MX$250

$7.02 $7.02

90.46%

Three-Course Dinner for Two, Mid-Range

$47.95 MX$897

$45.05 $45.05

6.44%

Fast Food Meal (McDonalds, etc)

$10.79 MX$202

$9.90 $9.90

8.99%

Cappuccino

$3.77 MX$70.4

$2.44 $2.44

54.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.51 MX$28.26

$1.27 $1.27

18.90%

Water (0.33 liter bottle)

$1.03 MX$19.25

$1.22 $1.22

-15.57%

Local Beer (0.5 liter draught)

$2.48 MX$46.41

$3.03 $3.03

-18.15%

Imported Beer (0.33 liter bottle)

$4.36 MX$81.5

$8.88 $8.88

-50.90%

Milk (1 liter)

$1.89 MX$35.43

$1.05 $1.05

80.00%

White Bread (500g)

$2.85 MX$53.3

$2.14 $2.14

33.18%

Rice (white) (1kg)

$1.86 MX$34.71

$3.84 $3.84

-51.56%

Eggs

$2.47 MX$46.12

$4.57 $4.57

-45.95%

Local Cheese (1kg)

$11.81 MX$221

$8.84 $8.84

33.60%

Chicken Fillets (1kg)

$8.97 MX$168

$16.05 $16.05

-44.11%

Beef Round Steak (1kg)

$12.57 MX$235

$23.43 $23.43

-46.35%

Apples (1kg)

$3.20 MX$59.8

$4.37 $4.37

-26.77%

Banana (1kg)

$1.50 MX$28.12

$1.35 $1.35

11.11%

Oranges (1kg)

$2.12 MX$39.74

$4.17 $4.17

-49.16%

Tomato (1kg)

$2.33 MX$43.64

$4.31 $4.31

-45.94%

Potato (1kg)

$2.22 MX$41.58

$2.16 $2.16

2.78%

Onion (1kg)

$2.58 MX$48.34

$2.71 $2.71

-4.80%

Lettuce (1 head)

$1.45 MX$27.04

$3.24 $3.24

-55.25%

Water (1.5 liter bottle)

$1.22 MX$22.85

$0.99 $0.99

23.23%

Cigarettes 20 Pack (Marlboro, Camel)

$4.80 MX$89.7

$6.89 $6.89

-30.33%

Wine (Bottle)

$13.30 MX$249

$12.11 $12.11

9.83%

Local Beer (0.5 liter bottle)

$1.93 MX$36.14

$1.76 $1.76

9.66%

Imported Beer (0.33 liter bottle)

$2.86 MX$53.4

$2.02 $2.02

41.58%

One-way Ticket (Public Transport)

$0.80 MX$14.94

$1.94 $1.94

-58.76%

Public Transport Monthly Pass (Regular Price)

$30.94 MX$579

$53.4 $53.4

-42.01%

Taxi Start (Normal Tariff)

$1.83 MX$34.28

$7.09 $7.09

-74.19%

Taxi (Normal Tariff) (1km)

$1.06 MX$19.78

$3.03 $3.03

-65.02%

Taxi 1hour Waiting (Normal Tariff)

$10.82 MX$202

$35.49 $35.49

-69.51%

Gasoline (1 liter)

$1.47 MX$27.54

$0.99 $0.99

48.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K MX$450.4K

$22.8K $22.8K

5.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K MX$440.2K

$23.7K $23.7K

-0.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 MX$2,144

$209 $209

-45.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 MX$493

$39.72 $39.72

-33.61%

Internet (50+ Mbps, Unlimited Data)

$25.70 MX$481

$54.8 $54.8

-53.10%

Gym Membership (Monthly)

$30.53 MX$571

$39.96 $39.96

-23.60%

Tennis Court (1 Hour on Weekend)

$21.27 MX$398

Cinema Ticket

$4.96 MX$92.8

$16.31 $16.31

-69.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$679 MX$12.7K

$594 $594

14.27%

International Primary School, 1 Child (Yearly)

$14.2K MX$265.3K

$20.8K $20.8K

-31.74%

Jeans (Levis 501 Or Similar)

$72.2 MX$1,350

$15.23 $15.23

374.06%

Summer Dress (H&M, Zara, etc)

$41.94 MX$784

$35.46 $35.46

18.27%

Sport Shoes (Adidas, Nike)

$107 MX$2,011

$35.43 $35.43

203.39%

Men's Leather Business Shoes

$119 MX$2,219

$34.86 $34.86

240.39%

1-bedroom Apartment, City Center (Monthly)

$1,018 MX$19.0K

$1,574 $1,574

-35.36%

1-bedroom Apartment, Outside City Center (Monthly)

$722 MX$13.5K

$1,258 $1,258

-42.63%

3-bedroom Apartment, City Center (Monthly)

$1,966 MX$36.8K

$2,599 $2,599

-24.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,416 MX$26.5K

$2,083 $2,083

-32.05%

Buy Apartment in City Center (m2)

$4,203 MX$78.6K

$1,192 $1,192

252.48%

Buy Apartment Outside City Center (m2)

$2,782 MX$52.0K

$1,205 $1,205

130.88%

Average Monthly Net Salary (After Tax)

$1,096 MX$20.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.79

5.5

114.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Cumberland, MD: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monterrey

$722 44%

Cumberland, MD

$1.3K 54.4% 74.3% $536

Groceries & Markets

Monterrey

$302 18.4%

Cumberland, MD

$384 16.6% 27.3% $82

Eating Out

Monterrey

$216 13.2%

Cumberland, MD

$158 6.8% 26.8% $58

Monthly Utilities & Internet

Monterrey

$167 10.2%

Cumberland, MD

$304 13.1% 82.1% $137

Clothing & Footwear

Monterrey

$153 9.3%

Cumberland, MD

$54 2.4% 64.4% $99

Getting Around

Monterrey

$41 2.5%

Cumberland, MD

$83 3.6% 102% $42

Sport & Entertainment

Monterrey

$40 2.5%

Cumberland, MD

$73 3.1% 79.5% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $1,574 in Cumberland, MD. Housing cost is often the main lever when comparing two cities.

Dining out: $48 in Monterrey vs $45 in Cumberland, MD. Groceries flip the comparison at $302 vs $384, with Monterrey cheaper for home cooking.

Good to know

🇲🇽 Monterrey

🇺🇸 Cumberland, MD

🕒 Local time

14:51 2:51 PM

15:51 3:51 PM

1 h ahead of Monterrey

🌤 Weather

👥 Population

1,142,994

19,076

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.35 USD

100 MXN = 4.78 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to MXN in detail →

On the map

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Between locations

Monterrey Cumberland, MD 2,530 km ≈ 3 h 45 min nonstop flight

From you

Monterrey
Cumberland, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monterrey vs Cumberland, MD: Cost of Living - Frequently Asked Questions

Monterrey is about 29% cheaper overall, especially in groceries, utilities, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,461 in Monterrey and $3,471 in Cumberland, MD to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,018 in Monterrey versus $1,574 in Cumberland, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Monterrey runs roughly 42% less than in Cumberland, MD. The price difference matters if you commute daily and watch your budget.

Childcare runs $679 in Monterrey versus $594 in Cumberland, MD. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $3,000 a month, though Monterrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.