Last update: Nov 2026

Cost of Living Comparison Between Monterrey and Cambridge, MA

For one person, living is cheaper in Monterrey: $1,641 a month against $4,799 in Cambridge, MA, rent and utilities included – about $37,900 less a year. Rent and utilities account for most of the difference.

Monterrey, Mexico
Cambridge, MA, United States
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Cambridge, MA
🇺🇸 United States
$4,799
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Cambridge, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Cambridge, MA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Monterrey versus $4,799 in Cambridge, MA.

  • Monterrey $1,641
  • Cambridge, MA $4,799

Estimated couple costs with rent: $2,573 in Monterrey versus $7,155 in Cambridge, MA.

  • Monterrey $2,573
  • Cambridge, MA $7,155

Monthly costs for a family of three with rent: $3,504 in Monterrey versus $9,510 in Cambridge, MA.

  • Monterrey $3,504
  • Cambridge, MA $9,510

Living in Monterrey costs roughly 66% less than in Cambridge, MA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Monterrey 21% above, Cambridge, MA 255% above.

Currency
🍽 Eating Out
Monterrey
Cambridge, MA
Difference
Meal at Budget Restaurant
$13.37 MX$251
$19.83 $19.83
-32.58%
Three-Course Dinner for Two, Mid-Range
$47.95 MX$900
$101 $101
-52.61%
Fast Food Meal (McDonalds, etc)
$10.79 MX$203
$11.82 $11.82
-8.71%
Cappuccino
$3.77 MX$70.7
$5.38 $5.38
-29.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 MX$28.37
$3.02 $3.02
-50.00%
Water (0.33 liter bottle)
$1.03 MX$19.33
$2.35 $2.35
-56.17%
Local Beer (0.5 liter draught)
$2.48 MX$46.60
$7.93 $7.93
-68.73%
Imported Beer (0.33 liter bottle)
$4.36 MX$81.8
$8.20 $8.20
-46.83%
🛒 Groceries & Markets
Monterrey
Cambridge, MA
Difference
Milk (1 liter)
$1.89 MX$35.58
$1.18 $1.18
60.17%
White Bread (500g)
$2.85 MX$53.5
$4.41 $4.41
-35.37%
Rice (white) (1kg)
$1.86 MX$34.86
$7.23 $7.23
-74.27%
Eggs
$2.47 MX$46.31
$5.02 $5.02
-50.80%
Local Cheese (1kg)
$11.81 MX$222
$19.02 $19.02
-37.91%
Chicken Fillets (1kg)
$8.97 MX$168
$13.98 $13.98
-35.84%
Beef Round Steak (1kg)
$12.57 MX$236
$19.03 $19.03
-33.95%
Apples (1kg)
$3.20 MX$60.0
$7.42 $7.42
-56.87%
Banana (1kg)
$1.50 MX$28.23
$1.64 $1.64
-8.54%
Oranges (1kg)
$2.12 MX$39.90
$5.88 $5.88
-63.95%
Tomato (1kg)
$2.33 MX$43.82
$7.71 $7.71
-69.78%
Potato (1kg)
$2.22 MX$41.75
$4.38 $4.38
-49.32%
Onion (1kg)
$2.58 MX$48.54
$3.68 $3.68
-29.89%
Lettuce (1 head)
$1.45 MX$27.15
$2.93 $2.93
-50.51%
Water (1.5 liter bottle)
$1.22 MX$22.94
$2.51 $2.51
-51.39%
Cigarettes 20 Pack (Marlboro, Camel)
$4.80 MX$90.1
$13.35 $13.35
-64.04%
Wine (Bottle)
$13.30 MX$250
$15.55 $15.55
-14.47%
Local Beer (0.5 liter bottle)
$1.93 MX$36.28
$1.94 $1.94
-0.52%
Imported Beer (0.33 liter bottle)
$2.86 MX$53.6
$4.47 $4.47
-36.02%
🚌 Getting Around
Monterrey
Cambridge, MA
Difference
One-way Ticket (Public Transport)
$0.80 MX$15.00
$2.39 $2.39
-66.53%
Public Transport Monthly Pass (Regular Price)
$30.94 MX$581
$88.9 $88.9
-65.20%
Taxi Start (Normal Tariff)
$1.83 MX$34.42
$3.88 $3.88
-52.84%
Taxi (Normal Tariff) (1km)
$1.06 MX$19.86
$2.15 $2.15
-50.70%
Taxi 1hour Waiting (Normal Tariff)
$10.82 MX$203
$29.68 $29.68
-63.54%
Gasoline (1 liter)
$1.47 MX$27.65
$1.11 $1.11
32.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K MX$452.3K
$27.3K $27.3K
-11.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$442.0K
$26.6K $26.6K
-11.37%
🧾 Monthly Utilities & Internet
Monterrey
Cambridge, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 MX$2,152
$228 $228
-49.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.37 MX$495
$55.6 $55.6
-52.55%
Internet (50+ Mbps, Unlimited Data)
$25.70 MX$483
$78.6 $78.6
-67.30%
🎉 Sport & Entertainment
Monterrey
Cambridge, MA
Difference
Gym Membership (Monthly)
$30.53 MX$573
$74.9 $74.9
-59.25%
Tennis Court (1 Hour on Weekend)
$21.27 MX$400
$30.38 $30.38
-29.99%
Cinema Ticket
$4.96 MX$93.1
$15.17 $15.17
-67.30%
🧸 Childcare & Education
Monterrey
Cambridge, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$679 MX$12.7K
$2,591 $2,591
-73.81%
International Primary School, 1 Child (Yearly)
$14.2K MX$266.4K
$45.7K $45.7K
-68.94%
👕👟 Clothing & Footwear
Monterrey
Cambridge, MA
Difference
Jeans (Levis 501 Or Similar)
$72.2 MX$1,356
$72.8 $72.8
-0.81%
Summer Dress (H&M, Zara, etc)
$41.94 MX$788
$51.1 $51.1
-17.97%
Sport Shoes (Adidas, Nike)
$107 MX$2,019
$103 $103
4.14%
Men's Leather Business Shoes
$119 MX$2,228
$141 $141
-15.80%
🏠 Accommodation & Living
Monterrey
Cambridge, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 MX$19.1K
$3,738 $3,738
-72.78%
1-bedroom Apartment, Outside City Center (Monthly)
$722 MX$13.6K
$3,207 $3,207
-77.50%
3-bedroom Apartment, City Center (Monthly)
$1,966 MX$36.9K
$6,164 $6,164
-68.10%
3-bedroom Apartment, Outside City Center (Monthly)
$1,416 MX$26.6K
$5,901 $5,901
-76.01%
Buy Apartment in City Center (m2)
$4,203 MX$78.9K
$7,656 $7,656
-45.11%
Buy Apartment Outside City Center (m2)
$2,782 MX$52.2K
$6,069 $6,069
-54.16%
💵 Salaries & Financials
Monterrey
Cambridge, MA
Difference
Average Monthly Net Salary (After Tax)
$1,096 MX$20.6K
$6,222 $6,222
-82.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.5
81.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: November 2, 2026

Last update for Cambridge, MA: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$722
Cambridge, MA
$3.2K 344% $2.5K
Groceries & Markets
Monterrey
$302
Cambridge, MA
$510 68.8% $208
Eating Out
Monterrey
$216
Cambridge, MA
$336 55.8% $120
Monthly Utilities & Internet
Monterrey
$167
Cambridge, MA
$362 117% $196
Clothing & Footwear
Monterrey
$153
Cambridge, MA
$166 8.2% $12
Getting Around
Monterrey
$41
Cambridge, MA
$113 174% $72
Sport & Entertainment
Monterrey
$40
Cambridge, MA
$105 160% $65

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Monterrey and $3,738 in Cambridge, MA. Housing cost is often the main lever when comparing two cities.

Cambridge, MA pays about 5.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $48 in Monterrey vs $101 in Cambridge, MA for a mid-range dinner for two. Groceries echo the gap at $302 vs $510 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Cambridge, MA
🕒 Local time
01:36 1:36 AM
02:36 2:36 AM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
105,162
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.78 MXN (100 MXN = 5.32 USD). 1 EUR = 21.09 MXN (100 MXN = 4.74 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Cambridge, MA 3,240 km ≈ 4 h 30 min nonstop flight
From you
  • Monterrey
  • Cambridge, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Cambridge, MA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monterrey or Cambridge, MA?
Monterrey wins on cost – living expenses run 66% lower than in Cambridge, MA. Housing and daily spending are where you’ll feel the difference most, making Monterrey the obvious pick if budget is a priority.
Are salaries higher in Monterrey or in Cambridge, MA?
On paper, salaries run 82% lower in Monterrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Monterrey compared to Cambridge, MA?
Rent for a central apartment: $1,018 in Monterrey versus $3,738 in Cambridge, MA. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Monterrey or in Cambridge, MA?
Supermarket bills run roughly 69% higher in Cambridge, MA. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Monterrey and in Cambridge, MA?
Dining out is cheaper in Monterrey – a meal for two runs $48 versus $101 in Cambridge, MA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $3,000/month in Monterrey or in Cambridge, MA?
At $1,641 in Monterrey versus $4,799 in Cambridge, MA, a $3,000 budget is realistic in Monterrey but tight or insufficient in Cambridge, MA. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
Which city is better for digital nomads, Monterrey or Cambridge, MA?
Both work as nomad bases, but Monterrey delivers better value at $1,641 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monterrey hard to pass up.
Which city is more affordable for expats?
Expats usually find Monterrey gentler on the wallet – expenses run 66% less than in Cambridge, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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