Last update: Oct 2026

Cost of Living Comparison Between Monterrey and Bismarck, ND

For one person, living is cheaper in Monterrey: $1,599 a month against $2,403 in Bismarck, ND, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Bismarck, ND
🇺🇸 United States
$2,403
/mo nomad
Monthly Cost of Living

How much you'll spend in Monterrey and in Bismarck, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monterrey and in Bismarck, ND actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,599 in Monterrey versus $2,403 in Bismarck, ND.

  • Monterrey $1,599
  • Bismarck, ND $2,403

Estimated couple costs with rent: $2,493 in Monterrey versus $3,341 in Bismarck, ND.

  • Monterrey $2,493
  • Bismarck, ND $3,341

Monthly costs for a family of three with rent: $3,387 in Monterrey versus $4,278 in Bismarck, ND.

  • Monterrey $3,387
  • Bismarck, ND $4,278

Living in Monterrey costs roughly 33% less than in Bismarck, ND, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Monterrey 18% above, Bismarck, ND 77% above.

Currency
🍽 Eating Out
Monterrey
Bismarck, ND
Difference
Meal at Budget Restaurant
$13.80 MX$255
$30.19 $30.19
-54.29%
Three-Course Dinner for Two, Mid-Range
$47.99 MX$887
$69.8 $69.8
-31.23%
Fast Food Meal (McDonalds, etc)
$10.65 MX$197
$17.41 $17.41
-38.83%
Cappuccino
$3.99 MX$73.7
$6.22 $6.22
-35.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 MX$30.76
$2.50 $2.50
-33.60%
Water (0.33 liter bottle)
$0.99 MX$18.21
$1.89 $1.89
-47.62%
Local Beer (0.5 liter draught)
$2.36 MX$43.64
$5.55 $5.55
-57.48%
Imported Beer (0.33 liter bottle)
$4.43 MX$81.8
$6.99 $6.99
-36.62%
🛒 Groceries & Markets
Monterrey
Bismarck, ND
Difference
Milk (1 liter)
$1.82 MX$33.58
$1.03 $1.03
76.70%
White Bread (500g)
$2.83 MX$52.4
$2.69 $2.69
5.20%
Rice (white) (1kg)
$1.92 MX$35.44
$2.08 $2.08
-7.69%
Eggs
$2.48 MX$45.78
$2.73 $2.73
-9.16%
Local Cheese (1kg)
$11.74 MX$217
$7.70 $7.70
52.47%
Chicken Fillets (1kg)
$9.10 MX$168
$13.21 $13.21
-31.11%
Beef Round Steak (1kg)
$12.53 MX$232
$15.90 $15.90
-21.19%
Apples (1kg)
$3.34 MX$61.6
$3.47 $3.47
-3.75%
Banana (1kg)
$1.57 MX$29.10
$1.73 $1.73
-9.25%
Oranges (1kg)
$2.16 MX$39.86
$2.96 $2.96
-27.03%
Tomato (1kg)
$2.47 MX$45.65
$4.27 $4.27
-42.15%
Potato (1kg)
$2.31 MX$42.64
$1.89 $1.89
22.22%
Onion (1kg)
$2.68 MX$49.47
$2.80 $2.80
-4.29%
Lettuce (1 head)
$1.46 MX$26.90
$2.19 $2.19
-33.33%
Water (1.5 liter bottle)
$1.19 MX$22.07
$2.69 $2.69
-55.76%
Cigarettes 20 Pack (Marlboro, Camel)
$4.75 MX$87.8
$8.74 $8.74
-45.65%
Wine (Bottle)
$13.58 MX$251
$19.97 $19.97
-32.00%
Local Beer (0.5 liter bottle)
$1.92 MX$35.52
$1.91 $1.91
0.52%
Imported Beer (0.33 liter bottle)
$2.88 MX$53.2
$4.05 $4.05
-28.89%
🚌 Getting Around
Monterrey
Bismarck, ND
Difference
One-way Ticket (Public Transport)
$0.79 MX$14.66
-
-
Public Transport Monthly Pass (Regular Price)
$31.36 MX$579
-
-
Taxi Start (Normal Tariff)
$1.59 MX$29.44
-
-
Taxi (Normal Tariff) (1km)
$1.06 MX$19.58
-
-
Taxi 1hour Waiting (Normal Tariff)
$10.80 MX$200
-
-
Gasoline (1 liter)
$1.55 MX$28.59
$0.97 $0.97
59.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K MX$446.4K
$26.5K $26.5K
-8.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K MX$449.4K
$22.5K $22.5K
8.05%
🧾 Monthly Utilities & Internet
Monterrey
Bismarck, ND
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$117 MX$2,159
$208 $208
-43.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.38 MX$488
$71.8 $71.8
-63.25%
Internet (50+ Mbps, Unlimited Data)
$26.04 MX$481
$82.1 $82.1
-68.28%
🎉 Sport & Entertainment
Monterrey
Bismarck, ND
Difference
Gym Membership (Monthly)
$30.26 MX$559
$41.78 $41.78
-27.57%
Tennis Court (1 Hour on Weekend)
$21.25 MX$393
-
-
Cinema Ticket
$5.23 MX$96.6
$10.89 $10.89
-51.97%
🧸 Childcare & Education
Monterrey
Bismarck, ND
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$673 MX$12.4K
$804 $804
-16.37%
International Primary School, 1 Child (Yearly)
$11.1K MX$205.2K
-
-
👕👟 Clothing & Footwear
Monterrey
Bismarck, ND
Difference
Jeans (Levis 501 Or Similar)
$72.1 MX$1,332
$65.1 $65.1
10.72%
Summer Dress (H&M, Zara, etc)
$42.38 MX$783
-
-
Sport Shoes (Adidas, Nike)
$112 MX$2,066
$95.2 $95.2
17.41%
Men's Leather Business Shoes
$119 MX$2,200
$81.2 $81.2
46.58%
🏠 Accommodation & Living
Monterrey
Bismarck, ND
Difference
1-bedroom Apartment, City Center (Monthly)
$949 MX$17.5K
$1,171 $1,171
-18.96%
1-bedroom Apartment, Outside City Center (Monthly)
$666 MX$12.3K
$1,077 $1,077
-38.13%
3-bedroom Apartment, City Center (Monthly)
$1,821 MX$33.7K
$1,628 $1,628
11.90%
3-bedroom Apartment, Outside City Center (Monthly)
$1,271 MX$23.5K
$1,428 $1,428
-10.99%
Buy Apartment in City Center (m2)
$4,050 MX$74.8K
$2,226 $2,226
81.96%
Buy Apartment Outside City Center (m2)
$2,348 MX$43.4K
$2,054 $2,054
14.29%
💵 Salaries & Financials
Monterrey
Bismarck, ND
Difference
Average Monthly Net Salary (After Tax)
$1,155 MX$21.3K
$4,393 $4,393
-73.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.79
6.84
72.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterrey: October 18, 2026

Last update for Bismarck, ND: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Monterrey
$666
Bismarck, ND
$1.1K 61.6% $411
Groceries & Markets
Monterrey
$304
Bismarck, ND
$364 19.6% $60
Eating Out
Monterrey
$221
Bismarck, ND
$428 93.1% $206
Monthly Utilities & Internet
Monterrey
$169
Bismarck, ND
$362 114% $193
Clothing & Footwear
Monterrey
$155
Bismarck, ND
$109 * 30.1% $47
Getting Around
Monterrey
$41
Bismarck, ND
- * 100%
Sport & Entertainment
Monterrey
$41
Bismarck, ND
$64 56.1% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $949 in Monterrey and $1,171 in Bismarck, ND. Housing cost is often the main lever when comparing two cities.

Bismarck, ND pays 280% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Monterrey vs $70.0 in Bismarck, ND for a mid-range dinner for two. Groceries echo the gap at $304 vs $364 per month, with Monterrey cheaper across the board.

Good to know
🇲🇽 Monterrey
🇺🇸 Bismarck, ND
🕒 Local time
05:39 5:39 AM
06:39 6:39 AM
1 h ahead of Monterrey
🌤 Weather
👥 Population
1,142,994
58,333
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Monterrey Bismarck, ND 2,350 km ≈ 3 h 30 min nonstop flight
From you
  • Monterrey
  • Bismarck, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monterrey vs Bismarck, ND: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Monterrey and in Bismarck, ND?
Monterrey and Bismarck, ND differ by about 50% in total monthly costs ($1,599 vs $2,403 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 280% lower in Bismarck, ND. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Monterrey and in Bismarck, ND?
Rent for a central apartment: $949 in Monterrey versus $1,171 in Bismarck, ND. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Monterrey and Bismarck, ND?
Childcare runs $673 in Monterrey versus $804 in Bismarck, ND. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $70.0 in Bismarck, ND. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $2,403 in Bismarck, ND, a $2,000 budget is realistic in Monterrey but tight or insufficient in Bismarck, ND. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Monterrey and Bismarck, ND?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Monterrey or Bismarck, ND safer for residents?
Safety-wise, Monterrey and Bismarck, ND are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Monterrey or Bismarck, ND?
Expats usually find Monterrey gentler on the wallet – expenses run 50% less than in Bismarck, ND. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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