Cost of Living Comparison Between Monterey, CA and New York, NY Cost of Living Comparison Between Monterey, CA and New York, NY

🙂 Solo nomad: Monterey, CA is 39% cheaper than New York, NY without rent, and 26.1% cheaper with rent.

🙂 Family of 3: Monterey, CA is 28.9% cheaper than New York, NY without rent, and 32.6% cheaper with rent.

Meal at Budget Restaurant

$16.22 $16.22

$29.68 $29.68

-45.35%

Three-Course Dinner for Two, Mid-Range

$64.9 $64.9

$144 $144

-55.00%

Fast Food Meal (McDonalds, etc)

$9.45 $9.45

$12.43 $12.43

-23.97%

Cappuccino

$4.48 $4.48

$5.84 $5.84

-23.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.16 $3.16

$3.26 $3.26

-3.07%

Water (0.33 liter bottle)

$1.63 $1.63

$2.58 $2.58

-36.82%

Local Beer (0.5 liter draught)

$5.86 $5.86

$8.24 $8.24

-28.88%

Imported Beer (0.33 liter bottle)

$4.44 $4.44

$11.86 $11.86

-62.56%

Milk (1 liter)

$1.34 $1.34

$1.56 $1.56

-14.10%

White Bread (500g)

$3.41 $3.41

$5.23 $5.23

-34.80%

Rice (white) (1kg)

$4.37 $4.37

$8.11 $8.11

-46.12%

Eggs

$4 $4

$7.25 $7.25

-44.83%

Local Cheese (1kg)

$9.38 $9.38

$17.08 $17.08

-45.08%

Chicken Fillets (1kg)

$17.66 $17.66

$16.24 $16.24

8.74%

Beef Round Steak (1kg)

$14.04 $14.04

$20.02 $20.02

-29.87%

Apples (1kg)

$3.85 $3.85

$7.49 $7.49

-48.60%

Banana (1kg)

$1.15 $1.15

$2.55 $2.55

-54.90%

Oranges (1kg)

$2.46 $2.46

$5.82 $5.82

-57.73%

Tomato (1kg)

$2.23 $2.23

$6.52 $6.52

-65.80%

Potato (1kg)

$1.92 $1.92

$3.72 $3.72

-48.39%

Onion (1kg)

$2.23 $2.23

$3.9 $3.9

-42.82%

Lettuce (1 head)

$1.83 $1.83

$3.07 $3.07

-40.39%

Water (1.5 liter bottle)

$1.94 $1.94

$2.57 $2.57

-24.51%

Cigarettes 20 Pack (Marlboro, Camel)

$12.16 $12.16

$19.21 $19.21

-36.70%

Wine (Bottle)

$17.28 $17.28

$17.79 $17.79

-2.87%

Local Beer (0.5 liter bottle)

$2.2 $2.2

$3.01 $3.01

-26.91%

Imported Beer (0.33 liter bottle)

$2.44 $2.44

$3.72 $3.72

-34.41%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.92 $2.92

-30.14%

Public Transport Monthly Pass (Regular Price)

$53 $53

$134 $134

-60.47%

Taxi Start (Normal Tariff)

$1.58 $1.58

$5.13 $5.13

-69.20%

Taxi (Normal Tariff) (1km)

$0.89 $0.89

$2.15 $2.15

-58.60%

Taxi 1hour Waiting (Normal Tariff)

$28.75 $28.75

$41.57 $41.57

-30.84%

Gasoline (1 liter)

$1.22 $1.22

$0.95 $0.95

28.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K $24.2K

$35K $35K

-30.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$27.7K $27.7K

-12.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$179 $179

5.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$60 $60

-13.74%

Internet (50+ Mbps, Unlimited Data)

$61.8 $61.8

$63.8 $63.8

-3.13%

Gym Membership (Monthly)

$43.27 $43.27

$141 $141

-69.25%

Tennis Court (1 Hour on Weekend)

$10.52 $10.52

$63.9 $63.9

-83.54%

Cinema Ticket

$12.3 $12.3

$19.9 $19.9

-38.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$570 $570

$3,206 $3,206

-82.22%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$56.5K $56.5K

-77.79%

Jeans (Levis 501 Or Similar)

$68.4 $68.4

$65.7 $65.7

4.14%

Summer Dress (H&M, Zara, etc)

$119 $119

$48.75 $48.75

143.43%

Sport Shoes (Adidas, Nike)

$98.5 $98.5

$111 $111

-11.42%

Men's Leather Business Shoes

$202 $202

$172 $172

17.57%

1-bedroom Apartment, City Center (Monthly)

$2,323 $2,323

$4,165 $4,165

-44.21%

1-bedroom Apartment, Outside City Center (Monthly)

$2,004 $2,004

$2,653 $2,653

-24.46%

3-bedroom Apartment, City Center (Monthly)

$3,623 $3,623

$8,412 $8,412

-56.93%

3-bedroom Apartment, Outside City Center (Monthly)

$3,664 $3,664

$5,277 $5,277

-30.56%

Buy Apartment in City Center (m2)

$7,809 $7,809

$15.6K $15.6K

-50.01%

Buy Apartment Outside City Center (m2)

$5,920 $5,920

$11.2K $11.2K

-46.94%

Average Monthly Net Salary (After Tax)

$4,380 $4,380

$5,616 $5,616

-22.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.44

-0.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterey, CA: October 29, 2025

Last update for New York, NY: October 28, 2025

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