Cost of Living Comparison Between Monterey, CA and Austin, TX Cost of Living Comparison Between Monterey, CA and Austin, TX

😐 Solo nomad: Monterey, CA is 2.6% more expensive than Austin, TX without rent, and 25.5% more expensive with rent.
😐 Family of 3: Monterey, CA is 7.4% more expensive than Austin, TX without rent, and 19.8% more expensive with rent.
Currency
🍽 Eating Out
Monterey, CA
Austin, TX
Difference
Meal at Budget Restaurant
$16.29 $16.29
$20.03 $20.03
-18.67%
Three-Course Dinner for Two, Mid-Range
$66.1 $66.1
$75.7 $75.7
-12.72%
Fast Food Meal (McDonalds, etc)
$9.48 $9.48
$10.17 $10.17
-6.78%
Cappuccino
$4.43 $4.43
$5.78 $5.78
-23.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.16 $3.16
$2.65 $2.65
19.25%
Water (0.33 liter bottle)
$1.64 $1.64
$2.12 $2.12
-22.64%
Local Beer (0.5 liter draught)
$6.12 $6.12
$5.89 $5.89
3.90%
Imported Beer (0.33 liter bottle)
$4.45 $4.45
$8.04 $8.04
-44.65%
🛒 Groceries & Markets
Monterey, CA
Austin, TX
Difference
Milk (1 liter)
$1.29 $1.29
$1.15 $1.15
12.17%
White Bread (500g)
$3.42 $3.42
$3.42 $3.42
-
Rice (white) (1kg)
$4.35 $4.35
$3.43 $3.43
26.82%
Eggs
$3.95 $3.95
$4.33 $4.33
-8.78%
Local Cheese (1kg)
$9.40 $9.40
$11.79 $11.79
-20.27%
Chicken Fillets (1kg)
$17.83 $17.83
$10.44 $10.44
70.79%
Beef Round Steak (1kg)
$14.35 $14.35
$14.57 $14.57
-1.51%
Apples (1kg)
$3.97 $3.97
$4.82 $4.82
-17.63%
Banana (1kg)
$1.19 $1.19
$1.57 $1.57
-24.20%
Oranges (1kg)
$2.48 $2.48
$4.50 $4.50
-44.89%
Tomato (1kg)
$2.25 $2.25
$3.93 $3.93
-42.75%
Potato (1kg)
$1.93 $1.93
$2.71 $2.71
-28.78%
Onion (1kg)
$2.16 $2.16
$2.88 $2.88
-25.00%
Lettuce (1 head)
$1.86 $1.86
$1.97 $1.97
-5.58%
Water (1.5 liter bottle)
$1.92 $1.92
$2.18 $2.18
-11.93%
Cigarettes 20 Pack (Marlboro, Camel)
$12.08 $12.08
$9.11 $9.11
32.60%
Wine (Bottle)
$17.13 $17.13
$15.29 $15.29
12.03%
Local Beer (0.5 liter bottle)
$2.24 $2.24
$2.36 $2.36
-5.08%
Imported Beer (0.33 liter bottle)
$2.47 $2.47
$3.56 $3.56
-30.62%
🚌 Getting Around
Monterey, CA
Austin, TX
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$1.48 $1.48
33.11%
Public Transport Monthly Pass (Regular Price)
$54.4 $54.4
$43.25 $43.25
25.78%
Taxi Start (Normal Tariff)
$1.59 $1.59
$4.46 $4.46
-64.35%
Taxi (Normal Tariff) (1km)
$0.95 $0.95
$1.80 $1.80
-47.22%
Taxi 1hour Waiting (Normal Tariff)
$29.62 $29.62
$34.81 $34.81
-14.91%
Gasoline (1 liter)
$1.26 $1.26
$0.79 $0.79
59.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K $24.3K
$25.8K $25.8K
-5.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$26.8K $26.8K
-8.15%
🧾 Monthly Utilities & Internet
Monterey, CA
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$185 $185
$175 $175
5.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.2 $51.2
$58.4 $58.4
-12.28%
Internet (50+ Mbps, Unlimited Data)
$61.1 $61.1
$66.9 $66.9
-8.68%
🎉 Sport & Entertainment
Monterey, CA
Austin, TX
Difference
Gym Membership (Monthly)
$44.09 $44.09
$62.2 $62.2
-29.06%
Tennis Court (1 Hour on Weekend)
$10.63 $10.63
$10.10 $10.10
5.25%
Cinema Ticket
$12.53 $12.53
$14.84 $14.84
-15.57%
🧸 Childcare & Education
Monterey, CA
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$553 $553
$1,385 $1,385
-60.08%
International Primary School, 1 Child (Yearly)
$12.3K $12.3K
$21.7K $21.7K
-43.26%
👕👟 Clothing & Footwear
Monterey, CA
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$68.4 $68.4
$56.0 $56.0
22.10%
Summer Dress (H&M, Zara, etc)
$120 $120
$46.16 $46.16
160.12%
Sport Shoes (Adidas, Nike)
$99.3 $99.3
$87.1 $87.1
14.01%
Men's Leather Business Shoes
$204 $204
$116 $116
76.04%
🏠 Accommodation & Living
Monterey, CA
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,277 $2,277
$2,211 $2,211
2.96%
1-bedroom Apartment, Outside City Center (Monthly)
$2,027 $2,027
$1,435 $1,435
41.27%
3-bedroom Apartment, City Center (Monthly)
$3,629 $3,629
$3,833 $3,833
-5.32%
3-bedroom Apartment, Outside City Center (Monthly)
$3,727 $3,727
$2,695 $2,695
38.30%
Buy Apartment in City Center (m2)
$8,063 $8,063
$7,347 $7,347
9.74%
Buy Apartment Outside City Center (m2)
$5,764 $5,764
$3,180 $3,180
81.24%
💵 Salaries & Financials
Monterey, CA
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$5,273 $5,273
$4,945 $4,945
6.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.4
6.45
-0.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterey, CA: March 2, 2026

Last update for Austin, TX: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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