Cost of Living Comparison Between Monterey, CA and Austin, TX Cost of Living Comparison Between Monterey, CA and Austin, TX

🙂 Solo nomad: Monterey, CA is 8.9% cheaper than Austin, TX without rent, and 22% more expensive with rent.
😐 Family of 3: Monterey, CA is 7.6% more expensive than Austin, TX without rent, and 21.1% more expensive with rent.
Currency
🍽 Eating Out
Monterey, CA
Austin, TX
Difference
Meal at Budget Restaurant
$16.22 $16.22
$19.64 $19.64
-17.41%
Three-Course Dinner for Two, Mid-Range
$64.9 $64.9
$76.2 $76.2
-14.90%
Fast Food Meal (McDonalds, etc)
$9.45 $9.45
$9.95 $9.95
-5.03%
Cappuccino
$4.48 $4.48
$5.61 $5.61
-20.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.16 $3.16
$2.64 $2.64
19.70%
Water (0.33 liter bottle)
$1.63 $1.63
$2.19 $2.19
-25.57%
Local Beer (0.5 liter draught)
$5.86 $5.86
$5.84 $5.84
0.34%
Imported Beer (0.33 liter bottle)
$4.44 $4.44
$7.92 $7.92
-43.94%
🛒 Groceries & Markets
Monterey, CA
Austin, TX
Difference
Milk (1 liter)
$1.34 $1.34
$1.13 $1.13
18.58%
White Bread (500g)
$3.41 $3.41
$3.3 $3.3
3.33%
Rice (white) (1kg)
$4.37 $4.37
$3.5 $3.5
24.86%
Eggs
$4 $4
$4.4 $4.4
-9.09%
Local Cheese (1kg)
$9.38 $9.38
$12 $12
-21.83%
Chicken Fillets (1kg)
$17.66 $17.66
$10.68 $10.68
65.36%
Beef Round Steak (1kg)
$14.04 $14.04
$14.73 $14.73
-4.68%
Apples (1kg)
$3.85 $3.85
$4.88 $4.88
-21.11%
Banana (1kg)
$1.15 $1.15
$1.52 $1.52
-24.34%
Oranges (1kg)
$2.46 $2.46
$4.53 $4.53
-45.70%
Tomato (1kg)
$2.23 $2.23
$3.92 $3.92
-43.11%
Potato (1kg)
$1.92 $1.92
$2.72 $2.72
-29.41%
Onion (1kg)
$2.23 $2.23
$2.76 $2.76
-19.20%
Lettuce (1 head)
$1.83 $1.83
$2.01 $2.01
-8.96%
Water (1.5 liter bottle)
$1.94 $1.94
$2.18 $2.18
-11.01%
Cigarettes 20 Pack (Marlboro, Camel)
$12.16 $12.16
$8.86 $8.86
37.25%
Wine (Bottle)
$17.28 $17.28
$14.96 $14.96
15.51%
Local Beer (0.5 liter bottle)
$2.2 $2.2
$2.34 $2.34
-5.98%
Imported Beer (0.33 liter bottle)
$2.44 $2.44
$3.44 $3.44
-29.07%
🚌 Getting Around
Monterey, CA
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.04 $2.04
$1.48 $1.48
37.84%
Public Transport Monthly Pass (Regular Price)
$53 $53
$42.82 $42.82
23.68%
Taxi Start (Normal Tariff)
$1.58 $1.58
$4.3 $4.3
-63.26%
Taxi (Normal Tariff) (1km)
$0.89 $0.89
$1.82 $1.82
-51.10%
Taxi 1hour Waiting (Normal Tariff)
$28.75 $28.75
$34.63 $34.63
-16.98%
Gasoline (1 liter)
$1.22 $1.22
$0.73 $0.73
67.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K $24.2K
$25.5K $25.5K
-4.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K $24.2K
$26.3K $26.3K
-8.02%
🧾 Monthly Utilities & Internet
Monterey, CA
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$177 $177
6.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.7 $51.7
$58.9 $58.9
-12.22%
Internet (50+ Mbps, Unlimited Data)
$61.8 $61.8
$64.8 $64.8
-4.64%
🎉 Sport & Entertainment
Monterey, CA
Austin, TX
Difference
Gym Membership (Monthly)
$43.27 $43.27
$62.6 $62.6
-30.87%
Tennis Court (1 Hour on Weekend)
$10.52 $10.52
$10.17 $10.17
3.44%
Cinema Ticket
$12.3 $12.3
$14.72 $14.72
-16.44%
🧸 Childcare & Education
Monterey, CA
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$570 $570
$1,378 $1,378
-58.64%
International Primary School, 1 Child (Yearly)
$12.5K $12.5K
$22.4K $22.4K
-43.97%
👕👟 Clothing & Footwear
Monterey, CA
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$68.4 $68.4
$56.3 $56.3
21.57%
Summer Dress (H&M, Zara, etc)
$119 $119
$46.46 $46.46
155.42%
Sport Shoes (Adidas, Nike)
$98.5 $98.5
$86.7 $86.7
13.62%
Men's Leather Business Shoes
$202 $202
$119 $119
69.72%
🏠 Accommodation & Living
Monterey, CA
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,323 $2,323
$2,188 $2,188
6.21%
1-bedroom Apartment, Outside City Center (Monthly)
$2,004 $2,004
$1,395 $1,395
43.67%
3-bedroom Apartment, City Center (Monthly)
$3,623 $3,623
$3,896 $3,896
-7.01%
3-bedroom Apartment, Outside City Center (Monthly)
$3,664 $3,664
$2,689 $2,689
36.26%
Buy Apartment in City Center (m2)
$7,809 $7,809
$4,414 $4,414
76.94%
Buy Apartment Outside City Center (m2)
$5,920 $5,920
$3,161 $3,161
87.27%
💵 Salaries & Financials
Monterey, CA
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$4,380 $4,380
$4,871 $4,871
-10.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.4
6.45
-0.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monterey, CA: October 29, 2025

Last update for Austin, TX: October 28, 2025

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