Last update: Oct 2026

Cost of Living Comparison Between Montclair, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,899 in Montclair, NJ, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Montclair, NJ
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Montclair, NJ Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Montclair, NJ

🇺🇸 United States

$2,899

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Montclair, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montclair, NJ and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,899 per month in Montclair, NJ vs $1,349 in Ubud, Bali, rent included.

Montclair, NJ $2,899
Ubud, Bali $1,349

A couple spends around $4,264 per month in Montclair, NJ vs $2,305 in Ubud, Bali, rent included.

Montclair, NJ $4,264
Ubud, Bali $2,305

A family of three spends $5,629 per month in Montclair, NJ vs $3,261 in Ubud, Bali, rent included.

Montclair, NJ $5,629
Ubud, Bali $3,261

Montclair, NJ costs about 115% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.04 $20.04

$3.32 Rp 60.4K

503.61%

Three-Course Dinner for Two, Mid-Range

$80.7 $80.7

$35.64 Rp 647.8K

126.32%

Fast Food Meal (McDonalds, etc)

$13.14 $13.14

$5.53 Rp 100.6K

137.61%

Cappuccino

$6.35 $6.35

$2.72 Rp 49.4K

133.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 $2.45

$1.70 Rp 30.9K

44.12%

Water (0.33 liter bottle)

$1.46 $1.46

$0.76 Rp 13.8K

92.11%

Local Beer (0.5 liter draught)

$8.14 $8.14

$2.65 Rp 48.2K

207.17%

Imported Beer (0.33 liter bottle)

$7.17 $7.17

$4.38 Rp 79.6K

63.70%

Milk (1 liter)

$1.27 $1.27

$1.49 Rp 27.1K

-14.77%

White Bread (500g)

$4.48 $4.48

$2.28 Rp 41.4K

96.49%

Rice (white) (1kg)

$6.05 $6.05

$1.19 Rp 21.6K

408.40%

Eggs

$6.13 $6.13

$2.04 Rp 37.0K

200.49%

Local Cheese (1kg)

$13.76 $13.76

$17.70 Rp 321.7K

-22.26%

Chicken Fillets (1kg)

$10.20 $10.20

$3.96 Rp 72.0K

157.58%

Beef Round Steak (1kg)

$19.41 $19.41

$12.19 Rp 221.6K

59.23%

Apples (1kg)

$6.04 $6.04

$3.66 Rp 66.4K

65.03%

Banana (1kg)

$2.26 $2.26

$1.52 Rp 27.6K

48.68%

Oranges (1kg)

$4.22 $4.22

$2.23 Rp 40.5K

89.24%

Tomato (1kg)

$5.44 $5.44

$1.97 Rp 35.9K

176.14%

Potato (1kg)

$3.14 $3.14

$1.85 Rp 33.6K

69.73%

Onion (1kg)

$3.00 $3.00

$2.42 Rp 44.1K

23.97%

Lettuce (1 head)

$2.90 $2.90

$0.99 Rp 18.0K

192.93%

Water (1.5 liter bottle)

$2.71 $2.71

$0.51 Rp 9,332

431.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.55 $14.55

$2.22 Rp 40.4K

555.41%

Wine (Bottle)

$15.14 $15.14

$22.24 Rp 404.2K

-31.92%

Local Beer (0.5 liter bottle)

$1.86 $1.86

$2.26 Rp 41.1K

-17.70%

Imported Beer (0.33 liter bottle)

$3.57 $3.57

$2.97 Rp 54.0K

20.20%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$3.06 $3.06

$0.44 Rp 7,989

595.45%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$0.43 Rp 7,817

409.30%

Taxi 1hour Waiting (Normal Tariff)

$42.69 $42.69

$5.41 Rp 98.3K

689.09%

Gasoline (1 liter)

$1.13 $1.13

$0.82 Rp 15.0K

37.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$23.8K Rp 433.3M

15.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$31.7K Rp 577.0M

-19.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 $170

$79.1 Rp 1.4M

115.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.6 $51.6

$6.45 Rp 117.2K

699.69%

Internet (50+ Mbps, Unlimited Data)

$50.5 $50.5

$18.58 Rp 337.7K

172.01%

Gym Membership (Monthly)

$80.8 $80.8

$49.48 Rp 899.4K

63.22%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$20.23 $20.23

$4.27 Rp 77.7K

373.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,998 $1,998

$491 Rp 8.9M

307.24%

International Primary School, 1 Child (Yearly)

$16.2K $16.2K

$5,674 Rp 103.1M

185.70%

Jeans (Levis 501 Or Similar)

$70.1 $70.1

$44.64 Rp 811.4K

56.94%

Summer Dress (H&M, Zara, etc)

$51.0 $51.0

$34.95 Rp 635.3K

45.92%

Sport Shoes (Adidas, Nike)

$101 $101

$79.9 Rp 1.5M

25.79%

Men's Leather Business Shoes

$120 $120

$79.4 Rp 1.4M

51.56%

1-bedroom Apartment, City Center (Monthly)

$2,261 $2,261

$1,125 Rp 20.4M

101.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,540 $1,540

$671 Rp 12.2M

129.32%

3-bedroom Apartment, City Center (Monthly)

$3,631 $3,631

$3,565 Rp 64.8M

1.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,557 $2,557

$1,723 Rp 31.3M

48.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

13.78

-50.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montclair, NJ: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montclair, NJ

$1.5K 53.1%

Ubud, Bali

$672 49.8% 56.4% $868

Groceries & Markets

Montclair, NJ

$451 15.6%

Ubud, Bali

$288 21.4% 36% $162

Eating Out

Montclair, NJ

$347 12%

Ubud, Bali

$108 8% 68.9% $239

Monthly Utilities & Internet

Montclair, NJ

$273 9.4%

Ubud, Bali

$104 7.7% 61.8% $168

Clothing & Footwear

Montclair, NJ

$154 5.3%

Ubud, Bali

$108 8% 30.1% $46

Sport & Entertainment

Montclair, NJ

$121 4.2%

Ubud, Bali

$58 4.3% 52.1% $63

Getting Around

Montclair, NJ

$14 * 0.5%

Ubud, Bali

$11 0.9% 18.4% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,261 in Montclair, NJ versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $81 in Montclair, NJ versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $451 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Montclair, NJ

🇮🇩 Ubud, Bali

🕒 Local time

14:42 2:42 PM

02:42 2:42 AM

12 h ahead of Montclair, NJ

🌤 Weather

👥 Population

37,669

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Montclair, NJ Ubud, Bali 16,300 km ≈ 21 h nonstop flight

From you

Montclair, NJ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montclair, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Montclair, NJ is pricier by about 115%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,348 per month in Montclair, NJ and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,261 in Montclair, NJ.

Monthly expenses with rent come to $2,899 in Montclair, NJ and $1,349 in Ubud, Bali. That’s a gap of about 115%.

Kindergarten costs $1,998 per month in Montclair, NJ and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,899 in Montclair, NJ and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.