Cost of Living Comparison Between Montana and Penang Cost of Living Comparison Between Montana and Penang

🙂 Solo nomad: Montana is 8.5% cheaper than Penang without rent, and 0.6% cheaper with rent.
😐 Family of 3: Montana is 11.1% more expensive than Penang without rent, and 0.1% cheaper with rent.
Currency
🍽 Eating Out
Montana
Penang
Difference
Meal at Budget Restaurant
$10.64 BGN 17.95
$2.97 MYR 12.54
258.25%
Three-Course Dinner for Two, Mid-Range
$34.78 BGN 58.7
$20.84 MYR 87.9
66.89%
Fast Food Meal (McDonalds, etc)
$8.12 BGN 13.7
$4.34 MYR 18.32
87.10%
Cappuccino
$1.49 BGN 2.52
$2.84 MYR 11.97
-47.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.4 BGN 2.37
$0.69 MYR 2.89
102.90%
Water (0.33 liter bottle)
$0.89 BGN 1.51
$0.36 MYR 1.52
147.22%
Local Beer (0.5 liter draught)
$1.32 BGN 2.23
$4.23 MYR 17.84
-68.79%
Imported Beer (0.33 liter bottle)
$1.03 BGN 1.73
$4.41 MYR 18.6
-76.64%
🛒 Groceries & Markets
Montana
Penang
Difference
Milk (1 liter)
$1.71 BGN 2.89
$1.82 MYR 7.65
-6.04%
White Bread (500g)
$0.96 BGN 1.62
$0.99 MYR 4.18
-3.03%
Rice (white) (1kg)
$1.85 BGN 3.12
$2.04 MYR 8.62
-9.31%
Eggs
$2.6 BGN 4.39
$2.05 MYR 8.63
26.83%
Local Cheese (1kg)
$9.64 BGN 16.26
$17.11 MYR 72.2
-43.66%
Chicken Fillets (1kg)
$3.29 BGN 5.55
$5.23 MYR 22.05
-37.09%
Beef Round Steak (1kg)
$13.05 BGN 22.02
$14.77 MYR 62.3
-11.65%
Apples (1kg)
$1.25 BGN 2.1
$2.91 MYR 12.25
-57.04%
Banana (1kg)
$2.64 BGN 4.45
$1.46 MYR 6.18
80.82%
Oranges (1kg)
$1.95 BGN 3.29
$2.59 MYR 10.92
-24.71%
Tomato (1kg)
$2.1 BGN 3.54
$2.11 MYR 8.88
-0.47%
Potato (1kg)
$0.89 BGN 1.51
$1.18 MYR 4.98
-24.58%
Onion (1kg)
$0.73 BGN 1.23
$1.21 MYR 5.1
-39.67%
Lettuce (1 head)
$1.4 BGN 2.37
$0.91 MYR 3.82
53.85%
Water (1.5 liter bottle)
$0.52 BGN 0.87
$0.45 MYR 1.91
15.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.56 BGN 6.01
$4.2 MYR 17.73
-15.24%
Wine (Bottle)
$9.39 BGN 15.84
$14.1 MYR 59.5
-33.40%
Local Beer (0.5 liter bottle)
$0.9 BGN 1.52
$2.71 MYR 11.44
-66.79%
Imported Beer (0.33 liter bottle)
$1.73 BGN 2.91
$3.47 MYR 14.65
-50.14%
🚌 Getting Around
Montana
Penang
Difference
One-way Ticket (Public Transport)
$0.91 BGN 1.54
$0.49 MYR 2.05
85.71%
Public Transport Monthly Pass (Regular Price)
$34.89 BGN 58.9
$17.98 MYR 75.8
94.05%
Taxi Start (Normal Tariff)
$0.67 BGN 1.12
$0.72 MYR 3.04
-6.94%
Taxi (Normal Tariff) (1km)
$0.43 BGN 0.73
$0.5 MYR 2.1
-14.00%
Taxi 1hour Waiting (Normal Tariff)
$10.31 BGN 17.4
$7 MYR 29.53
47.29%
Gasoline (1 liter)
$1.53 BGN 2.58
$0.46 MYR 1.96
232.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.2K BGN 34.1K
$33.6K MYR 141.7K
-39.87%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K BGN 41K
$27.1K MYR 114.3K
-10.30%
🧾 Monthly Utilities & Internet
Montana
Penang
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$101 BGN 170
$39.21 MYR 165
157.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.02 BGN 28.71
$10.33 MYR 43.55
64.76%
Internet (50+ Mbps, Unlimited Data)
$8.61 BGN 14.53
$31.17 MYR 131
-72.38%
🎉 Sport & Entertainment
Montana
Penang
Difference
Gym Membership (Monthly)
$20.95 BGN 35.34
$32.59 MYR 137
-35.72%
Tennis Court (1 Hour on Weekend)
$8.65 BGN 14.59
$5.59 MYR 23.59
54.74%
Cinema Ticket
$5.55 BGN 9.36
$5.01 MYR 21.15
10.78%
🧸 Childcare & Education
Montana
Penang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$319 BGN 538
$241 MYR 1,014
32.64%
International Primary School, 1 Child (Yearly)
$5,559 BGN 9,377
$6,174 MYR 26K
-9.96%
👕👟 Clothing & Footwear
Montana
Penang
Difference
Jeans (Levis 501 Or Similar)
$52.5 BGN 88.5
$55.3 MYR 233
-5.13%
Summer Dress (H&M, Zara, etc)
$47.17 BGN 79.6
$28.42 MYR 120
65.97%
Sport Shoes (Adidas, Nike)
$73.3 BGN 124
$61.2 MYR 258
19.70%
Men's Leather Business Shoes
$107 BGN 180
$53.6 MYR 226
98.68%
🏠 Accommodation & Living
Montana
Penang
Difference
1-bedroom Apartment, City Center (Monthly)
$222 BGN 374
$388 MYR 1,637
-42.95%
1-bedroom Apartment, Outside City Center (Monthly)
$164 BGN 277
$230 MYR 968
-28.63%
3-bedroom Apartment, City Center (Monthly)
$406 BGN 685
$640 MYR 2,700
-36.53%
3-bedroom Apartment, Outside City Center (Monthly)
$304 BGN 513
$522 MYR 2,201
-41.75%
Buy Apartment in City Center (m2)
$1,379 BGN 2,326
$2,431 MYR 10.3K
-43.28%
Buy Apartment Outside City Center (m2)
$1,361 BGN 2,297
$1,481 MYR 6,247
-8.09%
💵 Salaries & Financials
Montana
Penang
Difference
Average Monthly Net Salary (After Tax)
$1,035 BGN 1,746
$1,101 MYR 4,643
-5.97%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.2
4.16
-23.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montana: October 29, 2025

Last update for Penang: October 26, 2025

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